Expertise.com Homepage

2025

Last updated:

Best Renters Insurance Companies in Texas

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Texas renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

10802Reviewed

6487Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Texas
McKinney

Expertise.com Rating

Why choose this provider?

Parker Preferred Insurance is an independent agency that caters to clients in Texas. It helps tenants cover personal items, like furniture, jewelry, and cash, against losses through renters' insurance. The agency offers various coverage options, including loss of use and personal liability coverage. It has experience helping clients who are renting in townhomes and apartments. It also provides other insurance products, like life and auto plans. The agency has access to multiple carriers, such as Kemper, Progressive, Travelers, and American Strategic Insurance.

Best Renters Insurance Companies Serving Texas
Abilene

Expertise.com Rating

Why choose this provider?

Wicker-Parker Agency Inc., is an insurance company that has been serving Texas since 2003. The firm offers property insurance coverage options for renters, homeowners, mobile homes, vacant dwellings, and condominiums. A renters' insurance policy secures a tenant's personal belongings from unexpected circumstances like property damage from motor vehicle accidents, theft, and hailstorms. It also provides the best insurance plans for off-road vehicles, landlords, and farms and ranches. It represents different insurance carriers including MetLife, Zurich, and The Hartford.

Best Renters Insurance Companies Serving Texas
Fort Worth

Expertise.com Rating

Review Sources

Google
5.0 (28)
Yelp
5.0 (1)

Why choose this provider?

Kevin Kelly is a State Farm insurance agent who has been serving clients in Texas since 2013. He helps individuals obtain the best renters' insurance policies to protect their possessions in cases of theft, burglary, fire, water damage, or vandalism. He also assists with relocations in the DFW metroplex. Kelly is fluent in both English and Spanish and is available 24/7 to address his customers' insurance-related concerns. Other products include auto, homeowners', life, business, and health insurance.

Best Renters Insurance Companies Serving Texas
Lewisville

Expertise.com Rating

Review Sources

Google
5.0 (186)
Facebook
4.9 (56)
Yelp
4.5 (8)

Why choose this provider?

Nick Fincham is an insurance agent who caters to customers in Texas. He has been representing State Farm since 2017, providing individualized products to protect clients from unexpected risk. He offers renters' insurance, which covers property damage, loss of use, inflation, and liability coverage. His other products include home, health, auto, life, and pet insurance plans. In addition, Fincham serves the needs of businesses by providing contractors, professional liability, and workers' compensation insurance. Banking services are also offered.

Best Renters Insurance Companies Serving Texas
Cypress

Expertise.com Rating

Why choose this provider?

Located in Texas, InsureUS provides financial solutions to clients throughout the state. It offers renters' insurance products to help tenants manage damages caused by theft, vandalism, or natural disasters. The agency also briefs clients on the policy's coverage areas, like personal liability, loss of use, and personal property. It deals with other insurance products, including auto and watercraft plans. InsureUS is a locally owned enterprise under Cypress Insurance that aims to craft the best protection programs from various carriers for its customers.

Best Renters Insurance Companies Serving Texas
Killeen

Expertise.com Rating

Why choose this provider?

Kalynn Tindall operates a State Farm insurance agency that serves individuals, families, and business owners in Texas. She offers renters' insurance that pays for the repair and replacement of lost and damaged items. The insurance also covers policyholders' possible liability issues. Her agency helps clients in purchasing insurance plans for their homes, automobiles, and properties. Tindall leads a team of insurance professionals that answers clients' concerns in English or Spanish. Every year, she sponsors sports clubs.Tindall also sponsors the Ronald McDonald House.

Best Renters Insurance Companies Serving Texas
Pasadena

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Jamco Insurance is an independent agency operating in Texas. It offers different types of home insurance policies for renters, condominiums, and homeowners. The renters' insurance plan covers a tenant's personal belongings when unexpected events occur, such as fires, natural disasters, and break-ins. The coverage is available whether the policyholder resides in an apartment or a room. Auto and commercial insurance coverage options are also available. Jamco Insurance helps clients in choosing the best policy from multiple carriers.

Best Renters Insurance Companies Serving Texas
Frisco

Expertise.com Rating

Review Sources

Google
4.9 (155)
Yelp
4.0 (9)

Why choose this provider?

Gene Wolfgram is an insurance agent serving Texas clients. He partners with State Farm to deliver various insurance products to clients, including renters' insurance. Wolfgram educates policyholders on coverage options like loss of use, personal property, and liability coverage. He also offers custom insurance solutions for a wide range of commercial clients, from plumbers and painters to electricians and veterinarians. Wolfgram has been with State Farm for over 35 years. He is a Chartered Financial Consultant.

Best Renters Insurance Companies Serving Texas
Arlington

Expertise.com Rating

Review Sources

Google
5.0 (442)
Facebook
5.0 (37)

Why choose this provider?

Cecy Diaz Win operates a State Farm agency in Texas. She is an insurance professional who serves individuals and families living in rental properties. She offers renters' insurance, which includes personal property, loss of use, and liability coverages. This type of insurance protects tenants from financial losses due to events like natural disasters, vandalism, and theft. Win and her team also process other personal products, including homeowners', life, health, and auto insurance. They bring over 40 years of combined industry experience.

Best Renters Insurance Companies Serving Texas
College Station

Expertise.com Rating

Review Sources

Google
4.8 (33)
Facebook
5.0 (25)
Yelp
1.0 (1)

Why choose this provider?

Jim Ross assists Texas residents or renters in applying insurance products. He offers renter's insurance policies covering client's personal possessions, such as firearms, jewelry, goldware, phone cards, banknotes, and watercraft equipment. These plans also assist individuals in recovering from liability charges if they are held liable for someone else's injuries or property damage. In addition to renter's insurance, he carries homeowners', condominium, and manufactured home insurance products. Jim Ross has received the Voted Reader's Choice Insurance Agent award from The Eagle.

Best Renters Insurance Companies Serving Texas
Grand Prairie

Expertise.com Rating

Review Sources

Google
4.9 (301)
Facebook
5.0 (17)
Yelp
5.0 (1)

Why choose this provider?

Andrew Jantz is a State Farm insurance agent serving individuals and businesses in Texas. Together with his team, he furnishes protection plans for renters, which cover losses from perils such as theft, vandalism, water damage, and windstorms. In addition, he writes policies that protect tenants' high-value possessions such as coin collections, bank notes, firearms, and jewelry. Jantz, who has been working for State Farm since 2015, volunteers for Grand Prairie's Parks, Arts & Recreation department.

Best Renters Insurance Companies Serving Texas
Houston

Expertise.com Rating

Review Sources

Google
4.9 (243)
Facebook
5.0 (22)
Yelp
4.0 (7)

Why choose this provider?

David Cohen is a State Farm insurance agent in Texas who works with clients. He sells insurance policies that cover policyholders' liabilities as well as the contents of their rented homes or apartments. His firm offers coverage for autos, homes, properties, businesses, and pets. The State Farm Crystal of Excellence award has been given to it. David supports local initiatives in addition to supporting residents who are relocating. He also takes part in the charity event Quotes for Good.

Best Renters Insurance Companies Serving Texas
Frisco

Expertise.com Rating

Review Sources

Google
5.0 (184)
Facebook
4.9 (27)
Yelp
4.5 (10)

Why choose this provider?

Christy Brott is a State Farm insurance agent who helps Texas families and businesses in managing everyday life risks and preparing for the unexpected. Since 2000, she has been providing renters' insurance plans to help tenants in securing their personal belongings from losses or damages. The policy covers different types of properties, including apartments, condominiums, and rental homes. Brott and her team also offer insurance coverage options for pets, automobiles, and businesses. They communicate with clients in English and Spanish.

Best Renters Insurance Companies Serving Texas
Frisco

Expertise.com Rating

Review Sources

Google
5.0 (505)
Facebook
5.0 (17)

Why choose this provider?

Scott Samuel owns and manages a State Farm-affiliated agency that serves the insurance needs of the people of Texas. Samuel and his team assist individuals who want to protect their personal belongings in their rented living spaces. The renters' coverage insures items such as laptops, clothing, appliances, and furniture against unforeseen circumstances or disasters. Plans are available that let clients purchase renters' and auto insurance policies as one package. Samuel�s office also accommodates Spanish-speaking clients.

Best Renters Insurance Companies Serving Texas
Wichita Falls

Expertise.com Rating

Review Sources

Google
5.0 (239)
Facebook
5.0 (19)

Why choose this provider?

Kenneth Cluley is an insurance agent who serves individuals and businesses in Texas. He represents State Farm, helping customers manage everyday life risks and recover from unexpected events. His products include business, life, health, home, and auto insurance. Cluley also offers renters' insurance that covers damage to the client's personal belongings in case of fire and water emergencies, vandalism, and theft. This policy also includes loss of use, inflation, and liability coverage. Cluley's additional services include annuities and banking.

Best Renters Insurance Companies Serving Texas
Abilene

Expertise.com Rating

Review Sources

Google
5.0 (138)
Facebook
5.0 (25)
Yelp
5.0 (1)

Why choose this provider?

Melanie Hardy is a State Farm insurance agent who has been serving Texas individuals, families, and businesses for more than three years. She helps tenants in protecting their personal belongings from losses or damage through renters' insurance plans. The policy covers different types of properties like apartments, condominiums, and rental homes. In addition to providing insurance and financial services in English and Spanish, Hardy and her team also help small business owners by offering commercial lines of insurance.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Parker Preferred Insurance
3900 South Stonebridge Drive, McKinney, TX 75070
Wicker-Parker Agency Inc.
3909 South 7th Street, Abilene, TX 79605
Kevin Kelly
11751 Alta Vista Road, Fort Worth, TX 76244
Nick Fincham
500 E Round Grove Road Suite 306, Lewisville, TX 75067
InsureUS
13026 Cypress North Houston Road, Cypress, TX 77429
Kalynn Tindall
2301 East Central Texas Expressway, Killeen, TX 76543
Jamco Insurance
225 Preston Avenue, Pasadena, TX 77503
Gene Wolfgram
8902 Preston Manor Drive, Frisco, TX 75033
Cecy Diaz Win
5860 South Cooper Street, Arlington, TX 76017
Jim Ross
400 Tarrow St, College Station, TX 77840
Andrew Jantz
3710 South Carrier Parkway, Grand Prairie, TX 75052
David Cohen
3401 Louisiana Street, Houston, TX 77002
Christy Brott
6351 Preston Rd. Ste 165, Frisco, TX 75034
Scott Samuel
7777 Warren Pkwy Ste 355, Frisco, TX 75034
Kenneth Cluley
3901 Wayne Avenue, Wichita Falls, TX 76308
Melanie Hardy
4015 Buffalo Gap Road, Abilene, TX 79605

Texas Renters Insurance FAQs

  • What natural disasters are the common causes of renters insurance claims in Texas?

    Tornadoes, hurricanes, hailstorms, and wildfires are the most common natural disasters that result in renters' insurance claims in Texas. The policy's specifications, including the deductible amount and coverage limitations, govern compensation for these damages. Tenants should read the policy details to determine the extent of coverage for weather-related damages.

  • What amount of liability coverage is advisable for Texas renters?

    Renters in Texas should consider purchasing liability insurance in the $100,000 to $300,000 range, depending on their individual circumstances. Choosing the highest level of coverage may provide hosts with greater peace of mind. The premium difference between the lowest and highest tiers of coverage is usually negligible, costing only $15 to $20 per year. Renters should consider their lifestyle and choose a limit that provides adequate protection.

  • Does the type of residence affect the renters' insurance policy in Texas?

    Loss of use, medical payments, liability, and personal property are just a few of the coverage options available in Texas renters insurance policies for condos, apartments, townhomes, and single-family homes. However, the type of property and the renter's belongings may influence the amount of coverage chosen. An individual living in a studio apartment may require less personal property coverage than someone living in a larger single-family house.

  • What does blanket jewelry coverage entail for renters in Texas?

    The Texas renters' insurance blanket jewelry coverage add-on protects jewels from theft or loss without requiring an initial appraisal or deductible. Instead of insuring each piece individually, it provides a set amount of coverage for all jewelry items combined. This policy may be necessary if a tenant wants additional security for their valuable jewelry beyond what is typically covered by standard personal property coverage.

  • Is moving covered by renters' insurance in Texas?

    Personal belongings lost or damaged during a move are typically not covered by standard renters' insurance policies in Texas. Coverage begins when the lease is signed. Texans who intend to move before the start of their lease may need to obtain a separate policy for protection during the move. Certain moving companies may offer limited valuation coverage for belongings during transit. Renters are encouraged to inquire about these options in order to protect their belongings during the relocation.