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2025

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Best Renters Insurance Companies in North Charleston, SC

Our Recommended Top 4

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored North Charleston renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

43Reviewed

27Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving North Charleston
9229 University Boulevard Suite A, North Charleston, SC 29406
Visit WebsiteLicense: 9295200

Expertise.com Rating

Review Sources

Google
4.9 (127)
Facebook
4.7 (15)

Why choose this provider?

Ferguson Insurance Team helps clients in North Charleston find a plan that addresses their insurance needs. It provides renter's insurance to cover furniture, appliances, clothing, electronics, jewelry, and liability protection for people in the property. In addition, it offers life insurance and coverage for homes, auto, classic cars, and pets. It also has commercial insurance products. The agency owner, Hardy Ferguson, is a second-generation agent continuing the firm his father started in 1981.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving North Charleston
1309 North Main Street, Suite A, Summerville, SC 29483
Visit WebsiteLicense: 1902256585

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

W.C. Wilbur & Co. offers insurance solutions to individuals and families in the North Charleston metro. It provides an array of personal lines of insurance, including renters' insurance policies. The independent agency creates customized liability, personal property, and additional living expense coverages to protect tenants from financial losses caused by perils like theft, fire, and explosion. It also processes vacation and mobile home, flood, and earthquake insurance. W.C. Wilbur & Co. has been operating for more than 100 years.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving North Charleston
3255 Landmark Dr., Suite 204, Charleston, SC 29418
Visit WebsiteLicense: 6907398

Expertise.com Rating

Review Sources

Google
5.0 (114)

Why choose this provider?

Help2Cover is an agency that provides its service to the locals of North Charleston. The renters' insurance it offers depends on what the clients select, how much they want to cover, and where they set their limits. The total cost of the insurance depends on the kinds of assets the clients choose to protect, such as the property or dwelling coverage, the personal liability coverage, and protection for belongings. The agency has been serving the States of Georgia and South Carolina for more than 17 years.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving North Charleston
4952 Centre Pointe Drive Suite 108, North Charleston, SC 29418
Visit WebsiteLicense: 9777827

Expertise.com Rating

Review Sources

Google
4.9 (531)
Facebook
4.7 (13)

Why choose this provider?

Mike Stuckey is a State Farm agent offering renters insurance to the locals of North Charleston. He runs Stuckey Insurance and Financial Services, which provides various products such as business, life, health, auto, property, and pet insurance. He provides his services to Summerville, Goose Creek, Hanahan, Ladson, and South Carolina areas. He also offers mutual funds, banking, annuities, and commercial lines of insurance for small business owners. He previously worked as an insurance specialist for over a decade.

  • Home and Auto Insurance

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ferguson Insurance Team
9229 University Boulevard Suite A, North Charleston, SC 29406
View More
W.C. Wilbur & Co.
1309 North Main Street, Suite A, Summerville, SC 29483
View More
Help2Cover
3255 Landmark Dr., Suite 204, Charleston, SC 29418
View More
Mike Stuckey
4952 Centre Pointe Drive Suite 108, North Charleston, SC 29418
View More

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North Charleston, SC Renters Insurance FAQs

  • Do college students in North Charleston need renters' insurance?

    Yes, renters' insurance is recommended for college students in North Charleston because it covers the cost of lost belongings in the event of theft or fire. Even with a few possessions, the cost of replacing essential items such as computers and study materials can be significant. Renters' insurance protects students' personal property at a low cost, allowing them to concentrate on their studies.

  • Does renters' insurance cover structural damage to rental properties in North Charleston?

    No, renters' insurance does not cover the cost of structural repairs to North Charleston rental properties. It is intended to safeguard the tenant's personal belongings rather than the rental structure itself. Major repairs, such as foundation or roof repairs, are the responsibility of the landlord. If the tenant is at fault for the damage, they are responsible for the repair costs.

  • What is the average cost of renters' insurance in North Charleston?

    Renters' insurance in North Charleston costs an average of $389 per year. This cost estimate is based on a policy with $40,000 in personal property coverage, $100,000 in liability coverage, and a $1,000 deductible. This rate is $99 higher than the state average. The exact premium will vary depending on the coverage options selected and the level of liability protection the policy offers.

  • How much renters' insurance should North Charleston residents purchase?

    Residents of North Charleston should obtain renters' insurance that covers the total value of their personal belongings, according to insurance providers. Additionally, it is recommended that they have at least $100,000 in personal liability coverage to protect themselves from potential claims or legal actions filed against them if someone is injured on the rental premises.

  • Does renters' insurance in North Charleston cover dog bite incidents outside the rental property?

    Yes, renters' insurance in North Charleston includes personal liability coverage for dog bite incidents that occur outside the rental premises, such as at a park. Without it, the dog owner could be held financially liable for covering the injured party's medical costs and potential lost earnings as a result of the bite.