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Best Renters Insurance Companies in South Carolina

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored South Carolina renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1928Reviewed

1162Curated

14Top Picks

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Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving South Carolina
Columbia

Expertise.com Rating

Why choose this provider?

Allegiance Insurance Group is a full-service independent agency that has been serving individuals, families, and businesses in South Carolina since 2000. It provides renters' insurance that covers policyholders' personal belongings, liabilities, and additional expenses in cases of loss events. Its team of insurance specialists assists clients in selecting automobile, home, and motorcycle insurance plans that fit their unique needs and goals. It has formed partnerships with several insurance companies that provide a variety of coverage options�thus allowing Allegiance Insurance Group to render the best possible services to the state at appropriate costs.

Best Renters Insurance Companies Serving South Carolina
Mount Pleasant

Expertise.com Rating

Why choose this provider?

Field Insurance Agency is a local company that has been serving South Carolina communities since 1968. It helps tenants in acquiring a renters' insurance policy by determining their needs, designing a responsive financial protection program, and helping them choose coverage options from multiple providers. Some of the companies that its team of professionals represents are Main Street America Group, Southern Fidelity, and Lighthouse Property Insurance. The agency also provides insurance coverage options for homeowners and owners and tenants of manufactured homes.

Best Renters Insurance Companies Serving South Carolina
Charleston

Expertise.com Rating

Review Sources

Google
4.6 (21)

Why choose this provider?

Robert Bozard is an insurance agent who serves clients in South Carolina. He represents Farm Bureau Insurance, an agency that has been protecting customers and their assets for nearly 70 years. Bozard aims to help families and individuals protect their properties through renters', homeowners', condos, manufactured homes, and flood insurance policies. His renters' insurance policy includes personal property coverage from losses, such as vandalism, theft, and fire. His additional products are auto, health, life, and commercial insurance plans.

Best Renters Insurance Companies Serving South Carolina
Mount Pleasant

Expertise.com Rating

Review Sources

Google
4.8 (102)
Facebook
4.6 (13)

Why choose this provider?

Schirmer Insurance Group, LLC, serves clients in South Carolina. It offers renters' insurance policies that cover expenses for personal property, liability in case someone gets injured at the rental unit, and damage to the apartment itself. Other forms of personal insurance plans offered protect life, homes, and automobiles. The agency also provides business owners with insurance policies that cover general liability, commercial auto and property, and errors and omissions. Schirmer Insurance Group was founded in 2011 by Gina Schirmer and her oldest son, Sass Schirmer.

Best Renters Insurance Companies Serving South Carolina
Columbia

Expertise.com Rating

Why choose this provider?

Craig Plank is an insurance agent who serves individuals and businesses in South Carolina. He has been representing State Farm for over 29 years, providing health, life, home, auto, pet, and business insurance. Plank also specializes in renters' insurance that covers damage to clients' belongings. This policy also includes inflation, liability, and loss of use coverage. Plank is a member of the Columbia Chamber of Commerce. He also holds a CFC designation, providing mutual funds, annuities, and banking services.

Best Renters Insurance Companies Serving South Carolina
Columbia

Expertise.com Rating

Why choose this provider?

Jennifer Creed is the owner of a State Farm agency in South Carolina. Her risk management team writes a variety of policies, including renters' insurance, which reimburses additional living expenses if a client's home is rendered uninhabitable due to fire, water damage, or windstorms. She also customizes plans to cover valuable possessions such as collectibles, bank notes, firearms, and jewelry. Creed also helps individuals and businesses across North Carolina manage risks and protect assets through insurance plans.

Best Renters Insurance Companies Serving South Carolina
North Charleston

Expertise.com Rating

Review Sources

Google
5.0 (124)
Facebook
4.7 (15)

Why choose this provider?

Ferguson Insurance Team has been securing policies for clients in South Carolina since 1981. The agency offers a wide variety of protection plans that are tailored to client's specific needs, including insurance for renters or homeowners. This type of insurance provides financial protection for the policyholder's damaged or stolen personal items. Clients may also get additional coverage for their pets and jewelry. In addition, the company has a personal umbrella policy to help protect its clients from potential lawsuits.

Best Renters Insurance Companies Serving South Carolina
Summerville

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (8)

Why choose this provider?

Manning Insurance Services is an independent agency serving South Carolina. It offers the best insurance products and services for renters, homeowners, and condo unit owners to help them secure their personal possessions. Its team of professionals educates clients about the coverages available and custom-design a policy based on their needs and preferences. In addition to reviewing the existing policies periodically, the agency provides cheap insurance coverage options for personal and commercial vehicles, wind and hail, and business owner policies.

Best Renters Insurance Companies Serving South Carolina
North Charleston

Expertise.com Rating

Review Sources

Google
4.9 (156)
Facebook
4.8 (26)
Yelp
2.0 (4)

Why choose this provider?

Independently owned and operated Pinckney Carter Company serves clients in South Carolina. It offers renters' insurance policies that cover the personal belongings, liabilities, and additional living expenses of policyholders in cases of loss events. Its team of insurance professionals also assists clients in purchasing insurance products for homes, automobiles, and businesses. To provide a variety of coverage options, the agency represents multiple insurance carriers that include Travelers, Safeco, and Progressive. Its history can be traced back to the late 1800s.

Best Renters Insurance Companies Serving South Carolina
Charleston

Expertise.com Rating

Review Sources

Google
5.0 (115)

Why choose this provider?

Help2Cover serves the insurance needs of individuals and families in South Carolina. Its range of some of the cheapest personal insurance products includes renters' policies. The agency furnishes liability, personal property, and additional living expense coverages to protect tenants from monetary losses caused by fire, hail, theft, and vandalism. Its agents help clients secure reimbursements for lost or damaged pieces of jewelry, clothing, and furniture. In addition, they offer home, life, and health insurance. Help2Cover has been in business for over 17 years.

Best Renters Insurance Companies Serving South Carolina
Mt Pleasant

Expertise.com Rating

Why choose this provider?

Tony Pope is a State Farm insurance agent who has been serving individuals, families, and business owners in South Carolina since 1990. His agency has offices in North Charleston, Summerville, and Mt Pleasant, offering a wide selection of insurance solutions. One of the products it offers is renters� insurance, which protects renters and their belongings against losses and damages. The agency also offers life, car, home, and small business insurance. Pope�s team has over 350 years of collective industry experience.

Best Renters Insurance Companies Serving South Carolina
Charleston

Expertise.com Rating

Why choose this provider?

Taylor Agency serves the insurance needs of individuals, families, and businesses in South Carolina. It assists renters in protecting their personal belongings from unwanted incidents such as rising waters, storms, or wind and hail. In addition to partnering with over 40 insurance carriers, its team of professionals re-evaluates policies annually to present up-to-date coverage options for clients. The agency's CEO, W. Lee Taylor, Jr., is a Chartered Property Casualty Underwriter and a Certified Insurance Counselor with more than 41 years of industry experience.

Best Renters Insurance Companies Serving South Carolina
Columbia

Expertise.com Rating

Review Sources

Google
4.3 (129)

Why choose this provider?

The Heard Agency, which is located in South Carolina, offers personal and commercial insurance solutions to clients throughout the state. Its team provides renters' insurance plan that protects policyholders' possessions from damage and loss caused by fire, smoke, theft, and vandalism. The policy also shoulders additional living expenses, including temporary housing and meal costs, while the rental unit is under repair. Some of its insurance carriers include Progressive and Foremost Insurance Group. The Heard Agency has more than 50 years of industry experience.

Best Renters Insurance Companies Serving South Carolina
Charleston

Expertise.com Rating

Why choose this provider?

Charlie McQueeney provides risk management solutions to families and individuals in South Carolina. He is a State Farm insurance specialist who offers renters' insurance plans. He writes personal property, loss of use, and liability coverages to protect tenants from financial losses caused by incidents like theft, vandalism, and fire. The agent also offers life, health, homeowners', and auto insurance products. In addition, McQueeney serves business owners who want to acquire BOP and workers' compensation policies.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Allegiance Insurance Group
540 Saint Andrews Road, Columbia, SC 29210
Field Insurance Agency
1275 Ben Sawyer Boulevard, Mount Pleasant, SC 29464
Robert Bozard
60 Markfield Dr., Charleston, SC 29407
Schirmer Insurance Group, LLC
1312 Bowman Rd, Mount Pleasant, SC 29464
Craig Plank
7401 Parklane Road, Columbia, SC 29223
Jennifer Creed
4727 Forest Drive, Columbia, SC 29206
Ferguson Insurance Team
9229 University Boulevard Suite A, North Charleston, SC 29406
Manning Insurance Services
1101 Old Trolly Road. Suite 400, Summerville, SC 29485
Pinckney Carter Company
1956 Remount Road, North Charleston, SC 29406
Help2Cover
3255 Landmark Dr., Suite 204, Charleston, SC 29418
Tony Pope
3044 North Highway 17, Suite A, Mt Pleasant, SC 29466
Taylor Agency
147 Wappoo Creek Drive , Wappoo Centre, Charleston, SC 29412
The Heard Agency
5350 Farrow Road, Columbia, SC 29203
Charlie McQueeney
1104 Savannah Hwy Suite 100, Charleston, SC 29407

South Carolina Renters Insurance FAQs

  • Why should one in South Carolina get renter's insurance?

    Despite the fact that renter's insurance is not required by South Carolina law, many rental companies and landlords may require it as part of the lease agreement. However, financial security is a compelling reason to obtain renter's insurance. Personal property, loss of use, personal liability, and medical payments are all covered by most policies.

  • Can the cost of renter's insurance depend on your location in South Carolina?

    Yes, the ZIP code in South Carolina affects renter's insurance premiums. This is due to insurers taking into account the number of local claims as well as the crime rate in the area. This means that the more congested an area is, which makes it more crime-prone, the more expensive the insurance is. As a result, cities are more expensive than rural areas.

  • Should unmarried couples in South Carolina share renter's insurance?

    It depends. Numerous insurers permit unrelated individuals to share an insurance policy. However, unmarried couples in South Carolina should consider that sharing policies imply a shared coverage limit, which might not suffice for both individuals. Opting for a joint policy might be suitable if they jointly own items. Yet, if they possess valuable items separately, each obtaining their own renter's insurance policy would be more prudent.

  • How can college students in South Carolina get insurance coverage for their personal properties?

    There are numerous options for college students to obtain insurance coverage for the properties they own. Those who live on campus may be covered by their parents' homeowner's insurance. Furthermore, the University of South Carolina collaborates with insurance companies to provide renter's insurance to its students. Students can also save money by combining their car insurance and renter's insurance.

  • In South Carolina, is flood damage covered by renter's insurance?

    Generally, renter's insurance doesn't cover flood damage, but South Carolina residents can obtain coverage through the National Flood Insurance Program. According to the South Carolina Department of Insurance's advice, people should work with licensed insurance agencies to obtain this protection. Those planning for the hurricane season starting June 1 should consider the 30-day waiting period before the policy becomes effective. This means there's a month-long waiting period from purchase to the policy taking full effect, emphasizing the need for timely acquisition.