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2025

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Best Renters Insurance Companies in Warwick, RI

Our Recommended Top 2

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Warwick renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

31Reviewed

19Curated

2Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Warwick
125 Metro Center Boulevard, Suite 3001, Warwick, RI 02886
Visit WebsiteLicense: 1091529

Expertise.com Rating

Review Sources

Google
4.8 (5)
Facebook
5.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Since 1952, Gallo|Thomas Insurance has been offering plans to clients in the Warwick area. Tenants seeking more protection for their rental properties can opt to get the company's renters' insurance. The policy covers costs outside of the landlords' property insurance, such as stolen or damaged personal items and injuries inside the residence. The firm also offers policies for autos, homes, and yachts. Commercial clients can also obtain coverage for general liability, vehicles, commercial crime, and workers' compensation. Gallo|Thomas Insurance has partnered with over 30 selected carriers.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving Warwick
68 Main St., Warwick, RI 10990
Visit WebsiteLicense: 913620

Expertise.com Rating

Review Sources

Facebook
4.9 (40)
Google
5.0 (1)

Why choose this provider?

Broadfield Group is a local insurance agency serving clients in Warwick and nearby areas. It offers custom-fit insurance plans for renters, covering replacement costs for personal belongings, family liability, and guest medical expense coverage. In addition to personal protection, the agency has a wide range of risk management products for different industries, such as cyber-liability, agriculture, construction, restaurants, and automotive. Broadfield Group was previously known as the Warwick Resource Group and has been in the industry for over 157 years.

  • Home and Auto Insurance
  • Multiple Policy Types
  • Multiple Carriers

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Gallo|Thomas Insurance
125 Metro Center Boulevard, Suite 3001, Warwick, RI 02886
Broadfield Group
68 Main St., Warwick, RI 10990

Disclaimer:  Expertise.com is not a licensed insurance agency. All insurance offerings are provided by CompareCoverage, NPN 20753534 and CA License # 6011227. © 2025 CompareCoverage. All Rights Reserved.

Warwick, RI Renters Insurance FAQs

  • In Warwick, when is renters' insurance tax deductible?

    In the following circumstances, renters' insurance in Warwick is tax deductible:

    • You use a portion of your home on a regular and exclusive basis to do business.
    • You are an employee who lives and works in your employer's office. You can also find out if your renters' insurance policy is tax deductible by speaking with an independent insurance agent.
  • How can your Warwick renters' insurance coverage safeguard your expensive bike?

    To cover your pricey bicycle—a high-end road bike, for instance—you might want to include an endorsement to your standard renters' insurance policy in Warwick. Scheduled personal property is the term used to describe the additional coverage. Together with the advantage of a $0 deductible, this provides you with extra coverage for several situations not covered by the listed risks. Professional cyclists, on the other hand, are not qualified for additional coverage and must obtain specialty bicycle insurance.

  • In your storage unit, what kinds of losses are covered by Warwick renters' insurance?

    The possessions you store in storage would be protected from the same risks by your Warwick renters' insurance policy if they were kept in your home or apartment. That includes theft, vandalism, fire, and water damage. You do not need to get additional coverage for a storage unit if you already have renters' insurance for your rental home, as coverage for items in storage would already apply.

  • How do you decide how much personal property coverage you should buy for your renters' insurance policy in Warwick?

    Making a house inventory is one method to figure out how much personal property coverage you should purchase for your Warwick renters' insurance policy. You can use a notepad or computer spreadsheet to make a room-by-room inventory of your personal possessions and determine their total value. You can also utilize a mobile app made especially for home inventories.

  • If you caused the power outage, does your Warwick renters' insurance cover it?

    No. If there isn't any physical harm done to your personal belongings, your Warwick renters' insurance won't cover power outages. Still, your renters' insurance provider will not compensate you for the loss even if your property has physical damage and they find that you caused the power outage. Food loss, device damage, and even lodging costs resulting from your carelessness are not covered.