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Best Renter's Insurance Companies in Cranston, RI

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cranston Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

1 Harry Street, Cranston, RI 02907
WebsiteLicense: 1200001 Rating

Review Sources

4.4 (7)

Why choose this provider?

Cormack-Routhier Agency, Inc., serves the insurance needs of individuals and families in the Cranston metro. It offers a wide range of personal lines of insurance, including renters' policies. The independent company creates customized replacement cost and actual value cash coverages to protect tenants from financial losses caused by theft, vandalism, and fire. It also helps clients obtain umbrella, flood, mobile home, and landlords' insurance. Cormack-Routhier Agency is a family-owned business that has been in the industry for 60 years.

  • Home and Auto Insurance

100 Midway Road, Suite 20, Cranston, RI 02920
WebsiteLicense: 1051129 Rating

Review Sources

4.2 (5)

Why choose this provider?

Founded in 2009, A. Ricciotti Insurance Association, LLC, is an independent agency serving the Cranston metro. It assists families and individuals in obtaining renters' insurance plans, which include liability and personal possession coverages. The company helps tenants secure reimbursements for medical expenses and damaged or lost personal items. Its agents also create insurance plans for condominiums, autos, yachts, and boats. Founder Antonella Ricciotti has been in the insurance industry for more than 30 years.

  • Multiple Carriers

312 Cowesett Ave, West Warwick, RI 02893
WebsiteLicense: 1049098 Rating

Review Sources

5.0 (1)

Why choose this provider?

Nicholas Vitacca is an insurance agent of Farmers Insurance that caters to renters, businesses, and clients in Cranston and the nearby areas. Vitacca helps customers understand and choose from coverage options and insurance products such as renters, homeowners, term life, auto, and motorcycle insurance. He has been helping clients in identifying insurance policies and coverage including business, umbrella, condo, and recreational insurance products. He is a licensed agent in the states of Connecticut and Rhode Island.

  • Multiple Policy Types
  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Cormack-Routhier Agency, Inc.
1 Harry Street, Cranston, RI 02907
A. Ricciotti Insurance Association, LLC
100 Midway Road, Suite 20, Cranston, RI 02920
Nicholas Vitacca
312 Cowesett Ave, West Warwick, RI 02893


  • Are renters' insurance rates affected by the higher risk of natural disasters in Cranston?

    Yes, Cranston is prone to natural disasters such as storms, blizzards, and hurricanes, which may cause your renters' insurance rates to rise due to the increased risk of costly and frequent claims. Because flood insurance is typically not included in standard policies, the city is also vulnerable to flooding from heavy rains or snowmelt runoff.

  • Is the loss of use coverage a supplement policy to renters' insurance in Cranston?

    No, standard renters' insurance policies in Cranston include loss of use coverage, which reimburses you for relocation or temporary housing expenses if you must vacate your home due to severe property damage until the rental unit is rebuilt. It will also assist you in meeting other living expenses such as food, laundry, and parking fees.

  • Whose insurance is responsible for paying for roof damage in Cranston rental unit, the tenant or landlord?

    Depending on the cause of the damage and the terms of the owners' policy, landlord insurance will cover roof repair in Cranston. Renters' insurance does not cover damage to structures. Instead, tenants can use their coverage to replace destroyed personal property or for liability protection if a guest is injured as a result of a damaged roof.

  • How does renters' insurance protect you from liability in Cranston?

    Liability coverage in renters' insurance policies protects you if a guest is injured in your Cranston home or if you cause damage to a neighbor's property. It can also help pay for court judgments and legal expenses up to the policy limit you choose if you find yourself in court.

  • How do you know if you need Cranston renters' insurance?

    Calculate the value of all your personal belongings and determine whether you can afford to replace them if they are damaged or stolen from your Cranston rental unit. You can also assess your ability to bear the costs of lawsuits resulting from damage or injury to a visitor or neighbor for which you may be held liable. If not, think about getting renters' insurance to protect yourself from the financial burden of such losses and liabilities.

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