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2024

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Best Renter's Insurance Companies in Philadelphia, PA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Philadelphia Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

532Reviewed

322Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9551 Bustleton Avenue, Philadelphia, PA 19115
WebsiteLicense: 344859

Expertise.com Rating

Review Sources

Google
4.0 (147)
Facebook
4.0 (33)
Yelp
3.5 (3)

Why choose this provider?

Jeff Gottesman is a State Farm renters' insurance agent based in Philadelphia. Jeff and his team of 15 licensed agents speak 11 languages including English, Spanish, Portuguese, Russian, and Ukrainian, allowing them to serve clients of different nationalities. Jeff offers a variety of insurance products including renters' insurance, home insurance, property insurance, life insurance, and health insurance. He has been providing service to Philadelphia-based clients since 1997 and has expanded his service areas to New York, New Jersey, and Delaware.

  • Multiple Policy Types

8459 Ridge Avenue, Philadelphia, PA 19128
WebsiteLicense: 56012

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (1)

Why choose this provider?

Boardman Hamilton Company is an insurance broker located in Philadelphia. The company can assist clients in finding insurance policies with coverage that meets the client's current financial needs, such as renters' insurance that insures damaged or lost personal property. Its team members are available to help clients throughout the insurance claim process. Boardman Hamilton Company has been operating since 1946 and it participates in local charity events such as the H5K Charity Race hosted by the Harambee Foundation USA.

  • Multiple Policy Types

228 West Chelten Avenue, Philadelphia, PA 19144
WebsiteLicense: 354340

Expertise.com Rating

Review Sources

Google
4.5 (27)
Facebook
4.7 (13)
Yelp
3.5 (3)

Why choose this provider?

CGF Insurance, Inc., is a full-service independent firm that provides insurance options for its clients in Philadelphia. Its renters' insurance gives protection to both the policyholders and their rented properties, which also includes personal items and personal liability coverage. This allows clients to pay for repairs and replace lost items. The firm also offers auto, home, homeowners' insurance, and commercial insurance plans. The CGF Insurance team is committed to building lasting relationships with its clients.

  • Multiple Policy Types

9243 Roosevelt Blvd, Philadelphia, PA 19114
WebsiteLicense: 742704

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (20)

Why choose this provider?

KC Insure is a Philadelphia-based independent agency offering personal and commercial lines of protection. Included in its products is renters' insurance, which covers losses from theft and helps pay for medical expenses in case a guest obtains injuries at the policyholder's residence. The risk management professionals also furnish plans that bundle renters' insurance with car insurance. Being independent allows them to review coverage options from different carriers and find plans suitable for clients' needs. KC Insure also serves residents in New Jersey.

  • Multiple Policy Types

8919 Ridge Ave Ste 10, Philadelphia, PA 19128
WebsiteLicense: 365660

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (35)

Why choose this provider?

The DeFinis Agency + The Pabody Agency is an independent insurance firm meeting the needs of homeowners in Philadelphia. It helps clients get insurance or protection plans for their homes to cover losses and damage in the event of hail, fires, vandalism, and theft. Its insurance professionals assess protection needs, check multiple insurance carriers to find suitable plans, and provide recommendations. The firm is involved with community initiatives and supports the cause of On The Edge Children’s Foundation.

  • Multiple Policy Types

521 North 22nd Street, Philadelphia, PA 19130
WebsiteLicense: 472174

Expertise.com Rating

Review Sources

Google
4.0 (63)
Facebook
5.0 (5)

Why choose this provider?

Eckroth Insurance Group, LLC, is a Philadelphia-based insurance company that provides renters' insurance products to the metro's residents. The company has over two decades of experience in assisting its clientele when it comes to helping choose the most appropriate insurance provider and package for their needs and lifestyle. Eckroth Insurance Group's renters' insurance policies cover both tenants and homeowners with regards to their properties and expenses. The company also caters to both automobile and business insurance products.

  • Multiple Policy Types

4169 Main Street, Philadelphia, PA 19127
WebsiteLicense: 489135

Expertise.com Rating

Review Sources

Google
5.0 (147)
Facebook
5.0 (53)
Yelp
4.5 (8)

Why choose this provider?

McCollum Insurance is an independent agency in Philadelphia that offers personal and business insurance coverage from national and regional insurance carriers. It provides homeowners insurance products to clients who are looking to protect their homes against damage. Agents also assist in a specialty dwelling policy, which has coverage protection for rental properties. Their renters' insurance policy, on other hand, supplies coverage for personal items and personal liability. They only provide insurance solutions that meet clients' needs.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jeff Gottesman
9551 Bustleton Avenue, Philadelphia, PA 19115
Boardman Hamilton Company
8459 Ridge Avenue, Philadelphia, PA 19128
CGF Insurance, Inc.
228 West Chelten Avenue, Philadelphia, PA 19144
KC Insure
9243 Roosevelt Blvd, Philadelphia, PA 19114
The DeFinis Agency + The Pabody Agency
8919 Ridge Ave Ste 10, Philadelphia, PA 19128
Eckroth Insurance Group, LLC
521 North 22nd Street, Philadelphia, PA 19130
McCollum Insurance
4169 Main Street, Philadelphia, PA 19127

FAQs

  • Can you get renter's insurance in Philadelphia on a short-term rental property?

    If you rent your Philadelphia home frequently but only for a short period of time, you should consider purchasing short-term rental insurance, which covers dwelling damage, personal property damage, liability insurance, and revenue loss due to the home's destruction. Wear and tear, mold, flood, and earthquake damage, pest infestations, and maintenance issues are not covered by this insurance. You can add a short-term rental policy as an endorsement or rider to your homeowner's insurance policy.

  • What additional coverage is available in Philadelphia to supplement renters' insurance?

    In Philadelphia, you have the flexibility to customize your renters' insurance policy with various supplementary coverage options, which can include:

    • Removing debris after an insured event.
    • Replacing lost or damaged items.
    • Coverage for the appraised value of your collectibles, jewelry, and art.
    • Equipment breakdown replacement.
    • Identity theft or fraud reimbursement.
    • Water backup or sump pump overflow repair. These additional endorsements allow you to tailor your renters' insurance to your specific needs and provide added protection for your belongings and personal security.
  • What can you do to save money on Philadelphia renters' insurance?

    Discounts on your Philadelphia renters insurance rates may be applied if you complete actions such as installing apartment security and safety systems, setting up automated payments for your premiums, and being an applicant with no previous claims. You can also combine your renters insurance with your vehicle, homeowners, or health insurance from the same company. Before you do so, weigh the potential savings and improved coverage of the bundle against the cost of the individual policies.

  • Who will pay for property damage if both the landlord and tenant in Philadelphia have renters' insurance?

    Tenants in Philadelphia who have renters' insurance are much less likely to seek reimbursement from their landlord for property damage or relocation costs. Furthermore, whether they have insurance or not, the renter will be liable for the cost of repairs, as if they had negligently caused the peril or lost their personal property.

  • How much would renters' insurance cost for someone living in Philadelphia?

    The average annual premium for renters' insurance in Philadelphia is $204, which works out to be $17 per month. The actual cost will be based on the following factors, such as the coverage inclusions, deductible amount, type of the residential unit, location of the rental property, and supplementary benefits costs.

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