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2024

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Best Renter's Insurance Companies in Erie, PA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Erie Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

33Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2421 Asbury Rd, Erie, PA 16506
WebsiteLicense: 746688

Expertise.com Rating

Review Sources

Google
4.8 (54)

Why choose this provider?

Since 2015, Michael Walling has been an insurance agent working for Allstate agency in Erie. He assists clients in finding the right coverage options for their needs. One of the products he offers is renters’ insurance, which helps tenants and their personal properties become financially covered and protected from various risks, such as damage, loss, and liability. Other products include auto, business, condominium, home, life, and motorcycle insurance. Walling has a Bachelor’s degree in Business Administration.

  • Home and Auto Insurance

121 East 2nd Street, Erie, PA 16507
WebsiteLicense: 293537

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Black Insurance Group is an independent agency serving Erie. It represents various insurance carriers and assists clients in finding the right coverage options for their needs. One of its core products is renters' insurance. In cases where the tenants’ personal belongings are not included in the landlord’s policy, it helps cover and protect the finances of tenants and their assets from any risk or liability. Other personal insurance products it offers include auto and life coverage. The company is affiliated with the Erie Chamber of Commerce.

  • Multiple Carriers

3838 West 12th Street, Erie, PA 16505
WebsiteLicense: 63750

Expertise.com Rating

Review Sources

Google
4.9 (82)
Yelp
4.8 (73)
Facebook
4.8 (31)

Why choose this provider?

Cronk Insurance Inc. is an independent Erie-based agency assisting people who are renting apartments or homes. The company's renters' insurance provides coverage for the tenants' belongings, and its agents source quotes or estimated policy costs from major insurance carriers to help tenants make choices. Standard packages usually include replacement costs for personal possessions, extra living expenses, personal liability, and medical payments. The firm also has coverage for valuable items such as jewelry and artwork.

  • Multiple Carriers

10 North Park Row, Erie, PA 16501
WebsiteLicense: 553816

Expertise.com Rating

Review Sources

Google
4.4 (10)
Yelp
5.0 (2)

Why choose this provider?

Murray Insurance is a financial services company that caters to clients in the Erie metro and its neighboring communities. It works with multiple insurance companies, like Progressive and Erie Insurance, to offer renters' insurance products. The company helps tenants obtain coverage to protect personal belongings against risks like theft and fire. It also provides other personal insurance solutions, including auto, homeowners', and life insurance. Murray Insurance has been serving local clients for over 50 years.

  • Home and Auto Insurance

2562 West 12th St Suite 250, Erie, PA 16505
WebsiteLicense: 352709

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Hart, McConahy & Martz Insurance operates in Erie, providing renters' insurance to its neighborhood. The policy covers personal property protection, guest medical protection, reimbursed living expenses, and liability protection. Clients can also opt for other insurance lines such as business, landlord, farm, and auto coverage. In addition, the agency also assists its clients with the Affordable Care Act health insurance. The agency is independent, with its roots going as far back as 1872. It works in partnership with carriers like Humana, Ohio Casualty, and Hartford Insurance.

  • Home and Auto Insurance

4532 Peach Street, Erie, PA 16509
WebsiteLicense: 370470

Expertise.com Rating

Review Sources

Google
4.9 (54)
Yelp
5.0 (2)

Why choose this provider?

Todd M. Powers is a State Farm agent who offers renters' insurance in the Erie metro and the surrounding areas. This type of insurance covers personal properties like electronics, computers, furniture, and clothing in case of losses due to smoke damage, vandalism, burglaries, fire, and sudden and accidental covered water damage. Powers also assists clients with matters concerning mutual funds, banking, and annuities. He has been with State Farm for over 28 years.

  • Multiple Policy Types
  • Home and Auto Insurance
  • Business Insurance

4627 Peach Street, Erie, PA 16509
WebsiteLicense: 367760

Expertise.com Rating

Review Sources

Facebook
4.8 (44)
Google
4.4 (19)

Why choose this provider?

Since 1969, Lafaro Agency has been serving individuals, families, and businesses in Erie and the surrounding areas. It helps clients protect their possessions in a rented property against perils like fire, theft, or explosions by providing them with renters' insurance. Its other products include homeowners', auto, life, motorcycle, and hotel insurance. Lafaro Agency works with leading insurance companies like Travelers, Progressive, Erie Insurance, American Collectors Insurance, and Hagerty to help customers find the policy that meets their needs.

  • Home and Auto Insurance

4602 Peach Street, Erie, PA 16509
WebsiteLicense: 60298

Expertise.com Rating

Review Sources

Google
4.3 (28)

Why choose this provider?

LoCastro Bonini Insurance Agency, Inc., has been serving clients in Erie and the surrounding areas since 1984. It offers renters' insurance that protects the valuables, liabilities, and living expenses of policyholders from unexpected events. The agency also provides a variety of insurance products and services that cover automobiles, contractors, and dwellings. Its partnerships with multiple insurance carriers, including Dairyland, Foremost Insurance Group, and Progressive, allow the agency to provide coverage options that suit the needs and objectives of clients.

  • Multiple Carriers

1917 W 8th Street, Erie, PA 16505
WebsiteLicense: 330651

Expertise.com Rating

Review Sources

Facebook
4.9 (31)
Google
4.8 (17)

Why choose this provider?

Nicklas Insurance Group is an independent agency representing multiple providers of business insurance, employee benefits insurance, and personal insurance. The agency helps Erie customers choose options and coverage suitable to their needs. One of these is renters' insurance, which protects a client's personal belongings in the event of fire, theft, or hailstorm. One of the benefits of renters' insurance is it covers accidental damage to the rented property. The renter also receives living expenses when one of the events defined in the policy happens and the property becomes unlivable.

  • Multiple Policy Types

4420 Peach Street, Erie, PA 16509
WebsiteLicense: 359769

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
4.2 (5)

Why choose this provider?

Mark Bruns Agency is a locally owned firm that serves Erie and nearby areas. With over 128 years of combined experience, its team provides insurance solutions for individuals, businesses, and farms. It offers renters’ insurance that covers damages caused by theft, vandalism, and fire and water damage. The firm also procures insurance plans such as home and auto policies, life plans, and crop insurance. Established in 1995, Mark Bruns Agency lends its support to the American Cancer Society and the Community Blood Bank.

  • Home and Auto Insurance

4055 West Lake Road, Erie, PA 16505
WebsiteLicense: 59930

Expertise.com Rating

Review Sources

Google
4.8 (32)
Facebook
5.0 (7)

Why choose this provider?

Werle & Rushe Insurance Agency, LLC, serves individuals, families, and businesses in the Erie metro. It helps property owners and tenants acquire various insurance products from different carriers, ranging from landlord and renters' coverage plans from Erie Insurance to secondary and vacation home policies from Millville Mutual. The agency also assists commercial clientele in finding and applying for policies like workers' compensation insurance. John Rushe, one of the agency's insurance professionals, holds the Accredited Adviser in Insurance designation from The Institutes.

  • Multiple Policy Types

952 W 38th Street, Erie, PA 16508
WebsiteLicense: 587821

Expertise.com Rating

Why choose this provider?

Jeremy Borrero is an insurance agent serving the Erie area. Since 2010, he has been a State Farm representative, offering a wide range of products, including renters' insurance for condos, apartments, and rental properties. He offers coverage for his clients' belongings in cases of theft or a catastrophic event. His seven-person team also provides financial services and vehicle, house, business, life, and health insurance plans. In addition, he handles mutual funds and annuities. His team is available to provide quotations 24/7.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Michael Walling
2421 Asbury Rd, Erie, PA 16506
Black Insurance Group
121 East 2nd Street, Erie, PA 16507
Cronk Insurance Inc.
3838 West 12th Street, Erie, PA 16505
Murray Insurance
10 North Park Row, Erie, PA 16501
Hart, McConahy & Martz Insurance
2562 West 12th St Suite 250, Erie, PA 16505
Todd M. Powers
4532 Peach Street, Erie, PA 16509
Lafaro Agency
4627 Peach Street, Erie, PA 16509
LoCastro Bonini Insurance Agency Inc.
4602 Peach Street, Erie, PA 16509
Nicklas Insurance Group
1917 W 8th Street, Erie, PA 16505
Mark Bruns Agency
4420 Peach Street, Erie, PA 16509
Werle & Rushe Insurance Agency LLC
4055 West Lake Road, Erie, PA 16505
Jeremy Borrero
952 W 38th Street, Erie, PA 16508

FAQs

  • In Erie, can you save on premiums if you choose a higher deductible in renter's insurance?

    Yes, having a higher deductible will result in lower monthly premiums for renter's insurance. When filing a claim in Erie, you must be prepared to pay the deductible upfront. The key to determining the appropriate deductible amount is to strike a balance between how much you can afford to pay monthly and how much you can pay out-of-pocket when the time comes.

  • Can a rental company in Erie include renter's insurance as a prerequisite for a lease?

    Renter's insurance can be legally required as part of a rental agreement in Erie. This is true even if Pennsylvania law does not require renter's insurance. One reason landlords may require this is that they are required by state law to assist tenants in relocating if the rental unit is damaged by fire or a natural disaster. If tenants have insurance, the landlord's burden is reduced.

  • Does renter's insurance cover damage from severe weather conditions in Erie?

    In Erie, renter's insurance covers losses resulting from severe weather events like tornadoes, hurricanes, windstorms, and hail. Similarly, renter's insurance does not cover flooding. There are also different requirements depending on the insurance company and policy. Some policies, for example, limit coverage to hurricanes only.

  • If a renter's dog bites someone in Erie, can insurance pay for the damage?

    Yes, Erie renter's insurance covers dog bite damage. Personal liability and medical bill payment coverage are included. Certain breeds, however, may be excluded from the insurance policy. German Shepherds, American Bulldogs, Chow Chows, and Doberman Pinschers are among these breeds. A dog that has previously bitten someone or is deemed dangerous may also be denied coverage.

  • Do certain insurers in Erie provide identity theft coverage as part of their renter's insurance policies?

    As an add-on to renter's insurance, some insurance companies provide identity theft coverage. The coverage covers the costs of reclaiming a person's identity when it is stolen in order to steal their money. Legal fees, loan reapplication fees, and notary expenses are all possible costs. Check forgery and unauthorized credit card use are two examples of Erie identity theft cases.

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