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2024

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Best Renter's Insurance Companies in Medford, OR

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Medford Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

23Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

205 North 5th Street, Jacksonville, OR 97530
WebsiteLicense: 100165519

Expertise.com Rating

Review Sources

Google
4.7 (21)

Why choose this provider?

Jacksonville Insurance Inc. has been providing personal insurance solutions to customers in Medford and the surrounding areas since 1981. Its client base includes renters who are looking to protect their personal belongings in case of a fire, theft, or vandalism. It also assists people in finding insurance coverages for their homes, motorcycles, cars, recreational vehicles, boats, and commercial automobiles. Some of the carriers that Jacksonville Insurance works with are Safeco, Liberty Northwest, Progressive, and Sublimity.

  • Multiple Policy Types

1560 Biddle Rd, Suite D, Medford, OR 97504
WebsiteLicense: 100154614

Expertise.com Rating

Review Sources

Google
4.4 (29)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Established in 1989, Alsafe Insurance is a local and independent agency that serves individuals and businesses in and around the Medford metro. It offers renters' insurance, which covers the policyholders' rented properties against damage or theft. It also protects them and their family members against property damage and bodily injury liability claims. Umbrella, commercial property, and business coverages are also available. The firm provides insurance products from different carriers, including MetLife Auto, Progressive Commercial, and Bristol West.

  • Home and Auto Insurance

1762 E McAndrews Suite F, Medford, OR 97504
WebsiteLicense: 100153437

Expertise.com Rating

Why choose this provider?

Siskiyou Insurance helps clients in Medford a suitable renters' insurance policy for their needs. It has partnered with a wide range of insurance providers like Progressive, American Modern, and Aegis Security Insurance Company to offer a selection of insurance policies for renters. The firm delivers home insurance services through its partnerships with carriers. Siskiyou Insurance also offers commercial insurance and claims and roadside assistance. The agency has branches in Lincoln City and Grants Pass.

  • Multiple Policy Types

700 E. Main St. Suite 103, Medford, OR 97504
WebsiteLicense: 125465

Expertise.com Rating

Review Sources

Google
4.4 (9)
Facebook
5.0 (4)
Yelp
4.0 (1)

Why choose this provider?

Family Insurance Services is an independent and locally-operated agency serving Medford. One of the core products is renter’s insurance that helps ensure tenants and their personal properties are financially covered and protected. It offers auto, bonds, business, home, manufactured, and mobile home insurance. It also offers request service and support for clients needing to file claims or make changes to their policies. Clients can avail of its no-obligation consultation or request a free quote.

  • Home and Auto Insurance

2581 W Main St, Medford, OR 97501
WebsiteLicense: 6252909

Expertise.com Rating

Review Sources

Google
5.0 (61)
Facebook
5.0 (6)
Yelp
5.0 (2)

Why choose this provider?

Russell Brown offers assistance to renters in Medford in finding protection plans for their valuables. He and his team help clients in choosing coverages that suit their needs when their rented homes bear damages from a storm or theft. They also provide auto, business, property, and home insurance, as well as life, health, and pet policies. In addition, they cater to customers in need of annuities, mutual funds, and banking assistance. Brown has been a State farm associate since 1993.

  • Multiple Policy Types

2019 Aero Way, Suite 101, Medford, OR 97504
WebsiteLicense: 70523

Expertise.com Rating

Review Sources

Google
4.9 (72)
Facebook
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

Rory Wold, a State Farm insurance agent since 1990, caters to individuals and businesses in Medford and the surrounding areas. He helps clients protect their belongings in a rented property in case they get damaged by unforeseen events like fire, disasters, or burglaries by providing them with renters' insurance. He also offers auto, homeowners', personal articles, business, life, and health insurance. Wold earned the Chartered Life Underwriter designation and is a Million Dollar Round Table qualifier.

  • Multiple Policy Types
  • Home and Auto Insurance

341 E Pine St, Central Point, OR 97502
WebsiteLicense: 100256145

Expertise.com Rating

Review Sources

Google
4.8 (42)
Facebook
5.0 (16)

Why choose this provider?

Mark McUne is a third-generation State Farm insurance agent that has been serving Medford and surrounding communities since 2007. He helps tenants in protecting their personal belongings through renters' insurance plans. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under renters' coverage options. In addition to communicating with clients in English and Spanish, McUne and his team assist them in state-to-state transfers.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Jacksonville Insurance Inc.
205 North 5th Street, Jacksonville, OR 97530
Alsafe Insurance
1560 Biddle Rd, Suite D, Medford, OR 97504
Siskiyou Insurance
1762 E McAndrews Suite F, Medford, OR 97504
Family Insurance Services
700 E. Main St. Suite 103, Medford, OR 97504
Russell Brown
2581 W Main St, Medford, OR 97501
Rory Wold
2019 Aero Way, Suite 101, Medford, OR 97504
Mark McUne
341 E Pine St, Central Point, OR 97502

FAQs

  • Is it permissible for landlords in Medford to require tenants to obtain renters' insurance?

    Under Oregon Revised Statute 90.222, landlords in Medford can legally require tenants to have renters' insurance. While landlords cannot be added as additional insureds, they can be added as interested parties who will be notified if the policy expires. In order to keep the requirement reasonable, the statute also limits the amount of liability coverage a landlord can require.

  • How much renters' insurance should Medford residents purchase for personal possessions?

    Medford residents should obtain adequate renters insurance to replace all of their personal belongings in the event of theft, fire, or any other covered occurrence. The most effective way to determine the value of your possessions is to create a detailed inventory of your home, including dates of purchase and estimated values, and calculate the total cost of replacement. It is recommended that you purchase the entire amount of insurance.

  • What should Medford residents look for in a renters' insurance provider if they have specific circumstances like military service or pet ownership?

    Tenants in Medford with special needs, such as those who serve in the armed forces, own pets, own businesses, are in college, or are renting for the first time, should look into insurance companies that offer different coverage options and discounts. Veterinarians may look for companies that offer discounts to veterans, and dog owners may look for plans that cover pet liability. Individuals who have auto insurance should consider bundling options as well.

  • Do renters' insurance policies in Medford provide coverage for damages caused by wildfires and volcanic eruptions?

    Renters' insurance policies in Medford cover damage from wildfires and volcanic eruptions. This means that if an evacuation is required, policyholders are covered for both increased living expenses and personal property damage. Renters must ensure that their personal property insurance is adequate in light of the increasing frequency of wildfires.

  • Can landlords in Medford require tenants with incomes below 50% of the area's median to have renters' insurance?

    Landlords in Medford are not allowed to require renters insurance for tenants whose household income does not exceed 50% of the area median income, adjusted for a five-person family. This is consistent with regulations that take into account the financial burden on low-income tenants. Landlords must stay current on median income levels, which can fluctuate year after year.

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