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Best Renters Insurance Companies in Oregon

Our Recommended Top 13

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Our goal is to connect people with the best local professionals. We scored Oregon renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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13Top Picks

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Providers

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Best Renters Insurance Companies Serving Oregon
Bend

Expertise.com Rating

Why choose this provider?

Since 2005, Paul Finch has worked at State Farm. He is an insurance expert who works with individuals and families to locate the finest insurance plans in Oregon. He provides tenants' insurance, which covers personal belongings, liabilities, and loss of usage. The agent assists tenants in filing claims for repayment of items damaged or stolen, as well as medical expenditures incurred as a result of natural catastrophes and theft. Finch is a Chartered Financial Consultant and a Chartered Life Underwriter with the Chartered Financial Consultants and Underwriters Association.

Best Renters Insurance Companies Serving Oregon
Bend

Expertise.com Rating

Why choose this provider?

The Insurance Connection of Deschutes provides the best services to clients in Oregon, Washington, Idaho, and Nevada. It writes policies for personal lines of insurance, which include homeowner's and renter's coverage premiums. These insurance plans cover client's personal belongings like clothing, furniture, electronics, and appliances. Personal liability coverage also applies if the policyholder caused injury or property damage to others. Clients may add special protection for valuables or collectibles, such as jewelry, guns, collectibles, and rugs.

Best Renters Insurance Companies Serving Oregon
Eugene

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (6)

Why choose this provider?

Fruin Group is an independent agency that offers risk management solutions in Oregon. It carries a wide range of personal lines of insurance products, including renters' plans. The company's customized policies cover tenants' medical expenses and lost or damaged computers, furniture, and clothing due to theft and natural disasters. Its agents also process homeowners' and landlords' insurance. They work with multiple carriers, such as Nationwide, Safeco, and Progressive, to provide the best insurance coverage. Founder Mike Fruin has been in the industry since 1983.

Best Renters Insurance Companies Serving Oregon
Eugene

Expertise.com Rating

Why choose this provider?

The Pick Insurance is an Oregon-based company that offers claims and support to its clients 24/7. It provides a variety of the cheapest coverage options, including renters' insurance. In the event of a break-in, fire, or injury at their rental dwellings or apartments, this insurance protects policyholders and their families financially. The policyholders are also insured for missing items and liability risks as part of the coverage. Clients who want to bundle their insurance policies under one provider can also get assistance from the agency.

Best Renters Insurance Companies Serving Oregon
Gresham

Expertise.com Rating

Why choose this provider?

Joe Swift serves the insurance needs of individuals and families in Oregon. He is a State Farm agent who helps clients find the best policies suited to their budget and needs. He offers renters' insurance to protect tenants from monetary losses due to unforeseen events like fire, storm, theft, and vandalism. The specialist also furnishes other personal products, such as homeowners', auto, health, and life insurance. Swift works with a team that brings over 50 years of combined insurance industry experience.

Best Renters Insurance Companies Serving Oregon
Salem

Expertise.com Rating

Review Sources

Google
4.8 (68)
Facebook
3.0 (2)
Yelp
1.0 (1)

Why choose this provider?

Ben Search has been a State Farm insurance professional for over two decades. He currently runs his own local office in Oregon with 24/7 customer service available. Search and his team write policies that secure client's possessions inside their apartments or rented dwellings. They offer additional living expenses coverage, which covers losses when the homes become uninhabitable. In case someone gets injured within the rental properties, the insurance policy helps with the liability. The team can cater to individuals who speak Spanish and Norwegian.

Best Renters Insurance Companies Serving Oregon
Oregon City

Expertise.com Rating

Review Sources

Google
4.8 (35)
Facebook
4.8 (8)
Yelp
5.0 (1)

Why choose this provider?

Choices Insurance is a locally operated business that offers products and services throughout Oregon. The firm writes policies and reviews coverage options for renters and homeowners who want to protect their properties and personal belongings against different perils. It also has insurance plans for clients� automobiles and businesses. To provide clients with various choices for their personal and business insurance needs, it carries insurance products from a number of companies, including Safeco, CNA, Kemper, Liberty Northwest, Progressive, and Sublimity.

Best Renters Insurance Companies Serving Oregon
Portland

Expertise.com Rating

Why choose this provider?

Chamberlain Insurance Agency is a locally operated business that serves Oregon. It provides an array of personal insurance plans, which include renters' policies. The independent company writes customized personal property and liability coverages to protect tenants from financial losses due to theft and fire. Its agents also process homeowners', earthquake, flood, and auto insurance. They provide customers with access to insurance products from various carriers, such as Liberty Mutual, Progressive, and CNA Surety. Chamberlain Insurance Agency is affiliated with Business District Montavilla.

Best Renters Insurance Companies Serving Oregon
Wood Village

Expertise.com Rating

Review Sources

Google
5.0 (164)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

Ben Brown is among the best State Farm insurance agents who caters to clients living in rental homes and apartments. Serving Oregon, he provides renters' insurance, which includes personal property, loss of use, and liability coverages. This type of insurance plan covers tenants' medical expenses and lost or damaged valuables in case of fire and theft. The specialist also offers health, life, and auto insurance. Brown and his team bring more than four decades of combined industry experience. They accommodate customers who speak Spanish.

Best Renters Insurance Companies Serving Oregon
Portland

Expertise.com Rating

Why choose this provider?

Mariko Locke is a State Farm agent who serves the insurance needs of clients in Oregon. She helps individuals and families find the best renters' insurance plans suited to their needs. She furnishes loss of use, personal property, and liability coverages to provide financial protection in case of unforeseen events like vandalism, theft, and natural disasters. The specialist also offers homeowners', auto, life, and health insurance. Locke has been in the industry for over three decades. She is a Chartered Financial Consultant.

Best Renters Insurance Companies Serving Oregon
Portland

Expertise.com Rating

Why choose this provider?

Gus Nadelhoffer is an insurance professional in Oregon who runs a State Farm-affiliated business. He offers custom insurance quotes and reviews the existing policies of clients. One of his agency's offerings is renter's insurance that protects tenant's possessions inside their rented dwellings, including appliances, computers, furniture, bicycles, and clothing. The insurance may also cover policyholders' liability for people injured inside their premises. Life, health, homeowners', and business insurance plans are also available. Gus can also communicate in Spanish.

Best Renters Insurance Companies Serving Oregon
Central Point

Expertise.com Rating

Why choose this provider?

Mark McUne works with families and individuals in Oregon to locate the best insurance policies. He's a third-generation State Farm representative who specializes in personal insurance, particularly renters' plans. He furnishes loss of use, liability, and personal property coverages to protect tenants from financial losses caused by unexpected events, such as theft, vandalism, and natural disasters. The specialist also processes homeowners', life, and health insurance. McUne has been a part of the company since 2007.

Best Renters Insurance Companies Serving Oregon
Beaverton

Expertise.com Rating

Why choose this provider?

Sam Sady is a State Farm insurance professional who launched his own agency in Oregon in 2011. His firm provides a wide range of the cheapest insurance products for individuals and families who need protection for their rental dwellings. Sady writes renters' policies that cover the personal belongings of the policyholders, such as clothing, appliances, and furniture. Clients may also opt to combine the purchase of their renters and auto policies. Sady�s office helps people relocating to Oregon transfer their coverage from their prior state.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Paul Finch
1050 SE 3rd Street, Bend, OR 97702
The Insurance Connection of Deschutes
593 NE Azure Dr # 2, Bend, OR 97701
Fruin Group
210 Oakway Road, Eugene, OR 97401
The Pick Insurance
366 East 40th Avenue, Eugene, OR 97405
Joe Swift
1008 NE Division St., Suite A, Gresham, OR 97030
Ben Search
110 Salem Heights Avenue South, Salem, OR 97302
Choices Insurance
617 High St, Suite 205, Oregon City, OR 97045
Chamberlain Insurance Agency
7831 Southeast Stark Street, Portland, OR 97215
Ben Brown
23424 NE Halsey Street Suite 205, Wood Village, OR 97060
Mariko Locke
5048a Southeast Hawthorne Boulevard, Portland, OR 97215
Gus Nadelhoffer
4818 Southwest Scholls Ferry Road, Portland, OR 97225
Mark McUne
341 E Pine St, Central Point, OR 97502
Sam Sady
16100 NW Cornell Road, Ste 280, Beaverton, OR 97006

Oregon Renters Insurance FAQs

  • In Oregon, is it possible for your landlord to require the purchase of renters' insurance?

    Under Oregon Revised Statute 90.222, your landlord can demand that you carry renters' insurance. However, landlords should not demand that they be listed on the insurance policy as an additional insured party. Instead, you can designate them as having an interest in the policy if you let it lapse. The maximum amount of liability coverage that a landlord may demand is restricted by ORS 90.222. If you think the landlord's requirement is unreasonable, consult the statute.

  • What is a floater, and when do you need one in Oregon?

    A floater is a policy endorsement for renters' insurance in Oregon. In this case, it is used to schedule valuable objects that are worth more than the insurance limits of the policy. This usually applies to renters who own highly-valued items. You should consider adding a floater to your insurance to safeguard valuable jewels, furs, collectibles, sports equipment, or musical instruments.

  • What is covered by the ALE of your renters' insurance in Oregon, and how much does it cover?

    In Oregon, the renters' insurance policy covers "additional living expenses," such as lodging, temporary housing, food, and transportation during the repair or reconstruction of your primary residence. It compensates you for the costs you would avoid if you could continue living at home. In most cases, you can get 100% of the difference between your actual and necessary living costs reimbursed by insurance. However, the insurer has a cap on how much they would pay in total or how long they will receive ALE benefits.

  • What are the typical reasons for renters' insurance claims in Oregon?

    Property damage and accidents for which renters are legally responsible account for most renters' insurance claims in Oregon. One insurance company, Allstate, states that common perils covered by renters' insurance include smoke and fire, burglary, vandalism, and accidental and unexpected water damage. Therefore, it is best to carry renters' insurance to protect against these hazards.

  • In Oregon, what are the advantages of purchasing multiple insurance policies from one insurance provider in addition to renters' insurance?

    You will be eligible for discounts from your insurance provider if you bundle your renters' insurance with other plans in Oregon. This is the primary benefit of bundling your insurance. If you have multiple insurance policies in Oregon and bundle them, you might save as much as $83 annually.