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Best Renters Insurance Companies in Oklahoma

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored Oklahoma renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1461Reviewed

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14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Oklahoma
Broken Arrow

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (6)

Why choose this provider?

The Arrow Group provides insurance solutions to the state of Oklahoma, including renters' insurance policies for tenants. The company guides clients on their policy's various protection options, like temporary housing, family liability, and personal property liability coverage. Other personal insurance products include auto, life, and health plans. The company's president, Terry Cupp, served as the former chairman of the Young Agents of Oklahoma. He serves as a board member for the Independent Agents of Oklahoma.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (14)

Why choose this provider?

Charles G. Harris Insurance Agency has been serving the residents of Oklahoma since 1925. It offers insurance coverages for homeowners, and renters. Its insurance products are from multiple carriers, including Progressive, American Modern, Foremost, and Safeco Insurance. The policies cover the policyholder�s personal belongings, other structures on the property, additional living expenses, and personal liability in case of accidents or injuries. The family-owned independent insurance agency also offers insurance services for tenant-occupied dwellings and condominiums.

Best Renters Insurance Companies Serving Oklahoma
Lawton

Expertise.com Rating

Review Sources

Google
4.5 (26)
Facebook
5.0 (7)

Why choose this provider?

Dismuke Insurance Agency is a family-owned business with over 25 years of experience servicing Oklahoma. It provides insurance plans to individuals and families, including customised coverage for renters, to help them establish secure futures. Tenants' personal goods are protected by the coverage options available to them in their rented apartment, condominium, or residential property. They provide coverage for unforeseen events such as theft, fire, and water leaks. The agency's team of independent agents also offers insurance coverage options for landlords, jet skis, and business operations.

Best Renters Insurance Companies Serving Oklahoma
Broken Arrow

Expertise.com Rating

Review Sources

Google
4.9 (500)
Facebook
4.9 (123)
Yelp
1.0 (1)

Why choose this provider?

Chris Mathurin is an insurance agent serving Oklahoma. He has been representing State Farm since 2013, providing business, life, health, home, and auto insurance. Mathurin also offers renters' insurance, helping customers protect themselves from liability and their belongings from damages while renting. This policy also includes liability, inflation, and loss of use coverage. His additional services include annuities, banking, and mutual funds. Mathurin is also a qualifier of various State Farm awards, including Chairman's Circle and Ambassador Travel.

Best Renters Insurance Companies Serving Oklahoma
Edmond

Expertise.com Rating

Review Sources

Google
4.5 (57)
Facebook
5.0 (5)

Why choose this provider?

Premier Insurance provides services to the entire State of Oklahoma through its offices in Edmond and Wynnewood. It offers various types of personal coverages, including renter's insurance. This protects the policyholders from a range of threats and dangers that might occur in their apartments or rented units. The policy also provides liability coverage arising from accidents on the premises. The independent agency has access to a wide range of carriers, allowing it to find the policies and deals that best suit clients' needs.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.8 (926)
Facebook
5.0 (20)
Yelp
5.0 (2)

Why choose this provider?

Best Insurance is a third-generation and veteran-owned business that serves clients in Oklahoma. It handles personal insurance products, including policies for renters. This type of insurance provides residential tenants financial protection in times of disaster and against personal liability. The company's agents also tailor solutions for businesses, automobiles, and homeowners. Best Insurance's leadership comprises Leon Standlee, a U.S. Air Force veteran; Ramey Standlee, a U.S. Marine Corps and 27-year Tulsa Fire Department veteran; and Lance Standlee, a 10-year Tulsa Fire Department veteran.

Best Renters Insurance Companies Serving Oklahoma
Edmond

Expertise.com Rating

Review Sources

Google
4.4 (22)
Facebook
5.0 (19)
Yelp
3.0 (4)

Why choose this provider?

Trey Wells is a State Farm insurance agent serving Oklahoma. After working as a life and health underwriter in the agency, he now helps individuals and families in crafting a renters' insurance plan, which covers different types of properties such as apartments, condominiums, and rental homes. His team is available 24/7 to address concerns and questions from clients about insurance protections. With 26 years of industry experience, Wells also offers the best insurance coverage options for homeowners, businesses, and vehicles.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.8 (69)
Facebook
5.0 (24)
Yelp
2.5 (3)

Why choose this provider?

Bobby Williamson, a State Farm insurance agent, has been serving clients throughout Oklahoma since 2012. His agency provides the best personal insurance plans, including renter's insurance. It helps renters in protecting their personal assets, such as gadgets, furniture, and clothing, inside their leased spaces. The agency provides coverage for loss of use, liability, and inflation. In addition, it offers special coverage for property used for businesses, collectibles, money, and jewelry. Williamson is a U.S. Navy Rescue Swimmer Veteran. His agency comprises staff fluent in Spanish.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.8 (160)
Facebook
4.7 (81)
Yelp
5.0 (5)

Why choose this provider?

The Tulsa Insurance Guy is an independent insurance agency that has been serving clients in Oklahoma since 2008. It has partnered with 81 insurance carriers to ensure individuals, families, and business owners get the best policies that cover their individual needs. It assists renters in shopping for renters� insurance that protects their personal belongings in the event of damage or loss. The agency also offers life, auto, home, and commercial insurance options. Some of its partner providers include Prudential, Travelers, and MetLife.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.3 (147)

Why choose this provider?

A-Affordable Insurance is an independent agency that has been serving Oklahoma for more than 20 years. It helps individuals and families in assessing their needs when crafting the best renters' insurance policy for their needs. The customized plan provides financial protection from unforeseen circumstances such as damage to the residence and liability or legal responsibility for injuries and damages that may be inflicted by the policyholder, their family, and even pets to others. The agency also offers insurance options for homeowners, motorcycles, and recreational vehicles.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.3 (53)
Facebook
4.8 (46)

Why choose this provider?

Jim Campos owns and operates a State Farm insurance agency in Oklahoma. His office has been in operation since 2006, offering clients personal and commercial insurance solutions. Its renters' insurance policy provides cash compensation for tenants' stolen or damaged personal possessions, such as clothing, furniture, laptop computers, and appliances, whether they are within or outside the rental property. He also provides homeowners', business, life, and health insurance policies. In addition, he offers services in Spanish.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
4.7 (112)
Facebook
5.0 (34)

Why choose this provider?

AES Insurance Brokers is an agency that serves the financial protection needs of the people of Oklahoma. Its insurance specialists work with clients to design a policy that covers their valuable possessions in their leased houses or apartments. They also write and prepare insurance plans designed to shield clients from financial loss due to damage to their single-family dwellings, townhouses, mobile homes, or manufactured properties. Insurance coverages for cars and businesses are also available. AES Insurance Brokers has Spanish-speaking staff.

Best Renters Insurance Companies Serving Oklahoma
Tulsa

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (15)

Why choose this provider?

Beginning with one location in 2007, EZ Insurance Agency has grown to build offices in three cities in Oklahoma. Its offerings include renters' insurance, which protects tenants' belongings against losses from fire, lightning, plumbing failure, vandalism, and theft. This type of insurance also assumes the additional living expenses when renters get displaced from their homes due to loss of use. An independent brokerage firm, EZ Insurance represents multiple carriers, such as Progressive and Safeco, to provide customers with the best coverage options.

Best Renters Insurance Companies Serving Oklahoma
Edmond

Expertise.com Rating

Review Sources

Google
4.8 (109)
Facebook
4.9 (58)
Yelp
5.0 (2)

Why choose this provider?

Trevor Randall Insurance Agency serves families, business owners, and individuals in Oklahoma. It helps clients obtain renters' insurance policies to protect themselves and their belongings in the event of a fire, theft, vandalism, water damage, or burglary. Owner Trevor Randall carries 17 years of experience in the industry and assists customers in finding the best coverage options for their needs, whether it be auto, life, condo, recreational, or business insurance. Randall is also a member of Farmer Insurance's Presidents Council.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
The Arrow Group
2720 North Hemlock Court Suite A, Broken Arrow, OK 74012
Charles G. Harris Insurance Agency
4724 South Union Avenue, Tulsa, OK 74107
Dismuke Insurance Agency
507 N SW Sheridan Rd,, Lawton, OK 73505
Chris Mathurin
500 S Elm Pl, Broken Arrow, OK 74012
Premier Insurance
1433 NW 150th Street, Edmond, OK 73013
Best Insurance
4315 South Sheridan Road, Tulsa, OK 74145
Trey Wells
3733 E. 2nd Street, Edmond, OK 73034
Bobby Williamson
7992 South Sheridan Road, Tulsa, OK 74133
Tulsa Insurance Guy
5272 South Lewis Avenue, Tulsa, OK 74105
A-Affordable Insurance
1635 South Harvard Avenue, Tulsa, OK 74112
Jim Campos
12802 East 31st Street, Tulsa, OK 74146
AES Insurance Brokers
1635 South Yale Avenue, Tulsa, OK 74112
EZ Insurance Agency
1207 South Memorial Drive, Tulsa, OK 74112
Trevor Randall Insurance Agency
2009 N Kelly Ave Ste 100, Edmond, OK 73003

Oklahoma Renters Insurance FAQs

  • If you accidentally start a fire causing damage to your apartment in Oklahoma, should your renters’ insurance policy or your landlord’s insurance policy cover the repairs?

    Normally, rent deposits are used for damages the tenant causes to the rental property. But if your deposit is insufficient to pay for all the repair bills, your renters’ insurance policy can help settle the remaining bills. Renters' insurance policies include liability coverage, which is used to pay for repairs or replacements if the policyholder damages somebody else’s property. You can also use it to cover medical bills and legal fees if a guest gets injured while in your Oklahoma apartment.

  • Does renters’ insurance give you any benefits if your apartment gets severely damaged by a disaster in Oklahoma?

    Renters’ insurance usually comes with “loss of use” coverage. It covers additional living expenses if you are forced to vacate your Oklahoma rental that’s been damaged by a covered peril like a fire. You can claim the cost of your temporary accommodation, moving service, meals, parking, and laundry service. Note that this coverage will only pay expenses outside your normal living budget. If you used to pay $1,000 rent and your hotel bill is $1,500, you can only claim $500.

  • If your Oklahoma landlord’s insurance paid to repair fire damage in the apartment that was later found to be caused by your negligence, can the insurer sue you for the repair costs?

    Generally, landlord's insurance companies in Oklahoma cannot sue a tenant in this case, as the state uses the Sutton Rule. This rule recognizes the tenant as co-insured under the liability coverage of the landlord’s insurance policy. This bars your landlord’s insurer from suing you if you are later found liable for the damage since you are also its client. The landlord’s insurer can only do so if a clause in your lease contradicts the Sutton Rule.

  • What is the average cost of renters’ insurance in Oklahoma?

    Based on the Insurance Information Institute’s data, the average annual cost of renters’ insurance policies in Oklahoma is $235. Meanwhile, Value Penguin’s analysis of quotes from five major insurers in the state shows that tenants spend $308 annually for coverage. Your rental's location significantly impacts your premium rate. Renters’ insurance is most expensive in Oklahoma City at $350 per year and most affordable in Enid and Broken Arrow at $290 per year. These numbers are for the year 2023.

  • Will your renters’ insurance policy in Oklahoma still cover your belongings if you move them into a storage unit?

    Renters’ insurance coverage usually extends to your personal belongings outside the rental, including items you transfer into a storage unit. However, most insurers apply coverage sub-limits for storage units. Some use a specific amount, while others use a percentage of the personal property coverage. For example, your sub-limit is 10% of your $15,000 personal property coverage. Your Oklahoma insurer will only pay up to $1,500 in claims if your belongings in the storage unit get stolen.