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Best Renters Insurance Companies in North Dakota

Our Recommended Top 8

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Our goal is to connect people with the best local professionals. We scored North Dakota renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

287Reviewed

175Curated

8Top Picks

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Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving North Dakota
Moorhead

Expertise.com Rating

Review Sources

Facebook
5.0 (26)

Why choose this provider?

Dave Eggers is a Minnesota-based State Farm agent extending insurance services to clients in North Dakota. His offerings include renters' insurance policies, which cover the policyholders' belongings, liabilities, and additional living expenses. In addition, he tailors coverages for homeowners, condominium dwellers, cars, and businesses. As a Life Underwriter Training Council Fellow, Dave Eggers advises customers on matters related to annuities, life policies, and health plans. He also addresses customers' concerns about State Farm banking and mutual funds.

Best Renters Insurance Companies Serving North Dakota
Fargo

Expertise.com Rating

Review Sources

Google
5.0 (46)
Facebook
5.0 (35)

Why choose this provider?

Based in North Dakota, OnPoint Insurance Services is a company that caters to individuals, businesses, and families. It offers renters' insurance policies that cover losses and damages to clients' personal belongings as a result of a fire, smoke, vandalism, explosion, or theft. This type of insurance also covers medical expenses if someone gets injured on customers' rented properties and legal costs if another person files a claim against them in court. OnPoint Insurance Services has access to various carriers like Hagerty, Progressive, and Liberty Mutual.

Best Renters Insurance Companies Serving North Dakota
Fargo

Expertise.com Rating

Why choose this provider?

Atlas Insurance Brokers provides its services to customers in North Dakota. The agency caters to individuals and families, providing personalized attention to every transaction. It offers a wide range of products, including renters', home, condo, life, heath, and auto insurance. In its renters' insurance policy, the company aims to help clients provide coverage to the customer's liability, personal possessions, and additional living expenses. The company also offers commercial products, such as builders' risk, general liability, and contractors' insurance.

Best Renters Insurance Companies Serving North Dakota
West Fargo

Expertise.com Rating

Why choose this provider?

Renee Forde is a State Farm insurance agent that has been serving North Dakota since 2006. She provides the best renters' insurance policies that can cover different types of properties like apartments, condominiums, and rental homes. Her team assists tenants by presenting a wide selection of coverage options to secure themselves and their personal belongings from unexpected circumstances. Forde also helps in matters like annuities, banking, and mutual funds. She is a member of the Fargo Moorhead West Fargo�Chamber of Commerce.

Best Renters Insurance Companies Serving North Dakota
West Fargo

Expertise.com Rating

Why choose this provider?

Ryan Kill is a State Farm insurance agent serving North Dakota communities. He offers renters' insurance plans for the protection of tenants' personal belongings, such as computers and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the renters' insurance product. In addition to providing financial products, Kill and his team focus on out-of-state transfers in Fargo, West Fargo, and Moorhead.

Best Renters Insurance Companies Serving North Dakota
West Fargo

Expertise.com Rating

Why choose this provider?

Absolute Insurance Agency, LLC, is a full-service independent agency that serves individuals, farms, and businesses in North Dakota. It offers some of the best insurance policies that cover the contents of homes or apartments that clients are renting. These policies provide financial protection against break-ins, fires, natural disasters, and circumstances beyond the control of policyholders. The agency represents 21 insurance carriers, including Acuity, Allstate, and American Modern. It has 80 years of industry experience. Owner Aaron Hovland received his insurance counseling certification in 2010.

Best Renters Insurance Companies Serving North Dakota
Fargo

Expertise.com Rating

Why choose this provider?

Summit Insurance assists individuals in North Dakota in applying for renters' insurance policies to protect their families and personal belongings. These policies help individuals recover from the replacement and repair expenses of their possessions damaged by fire or become lost due to theft. In addition, this agency handles home, landlords, and flood insurance services to secure clients� properties. It is also available to help individuals needing vehicle and business insurance products. Summit Insurance represents Hagerty, Liberty Mutual, and American Modern.

Best Renters Insurance Companies Serving North Dakota
Fargo

Expertise.com Rating

Why choose this provider?

Legacy Agency provides risk management assistance from its North Dakota location. Included in its product line is renters' insurance, which covers clients' personal possessions and reimburses losses from perils such as hurricanes and fire. The independent company also customizes policies to protect tenants' visitors. They review and compare plans from numerous carriers such as MetLife, The Hartford, Foremost, and Liberty Mutual, allowing them to provide clients with a variety of coverage options. Legacy Agency also offers home and flood insurance.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Dave Eggers
1401 8th St S, Moorhead, ND 56560
OnPoint Insurance Services
3285 47th St S, Fargo, ND 58104
Atlas Insurance Brokers
3523 45th St, Suite 100, Fargo, ND 58104
Renee Forde
3139 Blue Stem Dr, Ste 104, West Fargo, ND 58078
Ryan Kill
540 Oak Ridge Way E, West Fargo, ND 58078
Absolute Insurance Agency, LLC
1241 Prairie Pkwy Suite 120, West Fargo, ND 58078
Summit Insurance
1205 16th Ave S, Fargo, ND 58103
Legacy Agency
1330 23rd St S Ste A, Fargo, ND 58103

North Dakota Renters Insurance FAQs

  • Are there ways for tenants in North Dakota to obtain renters' insurance discounts?

    Yes, North Dakota tenants can get renters' insurance discounts in a variety of ways. They can lower their insurance premiums if they pay their renters' insurance in full or combine it with other personal policies. Furthermore, if they install home security and fire prevention devices, they may qualify for renters' insurance discounts.

  • Is renters' insurance required in North Dakota?

    No, there is no law in North Dakota that requires families or individuals leasing a unit to purchase renters' insurance. However, landlords and property owners are legally allowed to require renters' insurance. In some cases, tenants need to present proof of insurance before moving into the unit.

  • Where can you go in North Dakota if you have questions about renters' insurance?

    If you have any questions about North Dakota renters' insurance, you can contact the North Dakota Insurance Department. You can inquire about coverage options. You can reach them by phone at +1 701-328-2440 or in person at 600 E. Boulevard Ave., Bismarck. The office is open from 8 a.m. to 5 p.m., Monday through Friday.

  • What is the average cost of renters' insurance in North Dakota?

    North Dakota renters' insurance costs an average of $79 per year. This rate could be lower or higher depending on a variety of factors. Tenants who live in a unit in a high-crime area may have to pay a higher premium. However, if they pay higher deductibles, they may have lower insurance rates.

  • Can your North Dakota renters' insurance cover you if your apartment is damaged by fire and you need to stay in a hotel?

    Yes, your renters' insurance in North Dakota can cover your expenses if your apartment is damaged by fire and you need to stay in a hotel. While your unit is being repaired, your loss of use coverage can help you pay for your hotel or Airbnb stays, meals, and transportation.