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2024

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Best Renter's Insurance Companies in Winston Salem, NC

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Winston Salem Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

54Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4712 Country Club Road, Winston-Salem, NC 27104
WebsiteLicense: 1000683572

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Access Agency II is an independent services provider that is located in Winston Salem. It specializes in renters' and auto insurance policies. The agency highlights the significance of renters' insurance, a plan which protects the clients' belongings when renting a property. Other services that Access Agency II provides include life, health, travel, and business insurance. The agency is owned and operated by Dianne Reich. She is assisted by her daughter, Melanie Peake. Together, they focus on crafting insurance plans that cover their clients' needs and capacities.

  • Multiple Policy Types

4460 Wallburg Landing Drive, Winston-Salem, NC 27107
WebsiteLicense: 17607100

Expertise.com Rating

Review Sources

Google
5.0 (105)

Why choose this provider?

Logan Robbins is a State Farm insurance agent who services the needs of residents in Winston Salem. He offers clients various insurance products, including renters', homeowners', auto, and life insurance. The renter's insurance policies provide insurance coverage in case of accidents, unpredictable weather, loss of use, and malicious mischief. Logan was born and raised in Kernersville. He has lived in Charlotte for eight years but now resides in Winston Salem.

  • Multiple Policy Types

3400 Healy Drive, Winston-Salem, NC 27103
WebsiteLicense: 1000006736

Expertise.com Rating

Review Sources

Google
4.0 (69)

Why choose this provider?

Clinard Insurance offers personalized insurance policies for North Carolina and Winston Salem. Offering renters' insurance, the company is focused on helping renters protect their belongings in case of loss or damage from burglary, fire, theft, and windstorm. Clinard Insurance also offers insurance services for business owners and companies, such as auto, property, general liability, and workers' compensation. The company's additional services include financial assistance, which involves helping clients with their annuity plans and business planning.

  • Multiple Policy Types

2120 Old Lexington Road, Winston-Salem, NC 27107
WebsiteLicense: 18581266

Expertise.com Rating

Review Sources

Facebook
3.0 (24)
Google
4.0 (8)

Why choose this provider?

L&L Insurance is an independent insurance agency that caters to clients in and around Winston Salem. It offers renters' insurance policies that include family liability, personal property, and guest medical protection, as well as additional living expenses and temporary housing. It also provides auto, home, recreational vehicle, and life insurance options. Business property, group health, cyber liability, and landlord liability insurance packages are also available. The agency is led by Melvin Barrientos, who specializes in personal and commercial insurance lines.

  • Multiple Carriers
  • Multiple Policy Types

1411 Trade Mart Boulevard, Winston-Salem, NC 27127
WebsiteLicense: 17024467

Expertise.com Rating

Review Sources

Google
4.0 (41)
Facebook
5.0 (4)

Why choose this provider?

Holdenrid Insurance Group is an insurance company that offers personal and business solutions. Its president, Michael Holdenrid, has two decades of experience in the field. He leads a team of community-oriented agents with similarly extensive professional backgrounds. They provide individuals in Winston Salem with protection for their personal belongings through renters' insurance. The insurance covers appliances and collectibles in case of loss-causing events, such as vandalism, theft, and water or fire damage.

  • Multiple Carriers
  • Multiple Policy Types

1540 Westbrook Plaza Drive, Winston-Salem, NC 27103

Expertise.com Rating

Review Sources

Google
4.8 (26)
Facebook
4.8 (24)

Why choose this provider?

Serving Winston Salem, The Hassell Insurance Group, Inc., offers a wide range of personal insurance solutions, including renters' insurance. This insurance option includes personal property coverage in case of fire, theft, and other unexpected events. This policy also includes rental liability coverage. In addition, The Hassell Insurance Group provides auto, condominium, homeowners', and individual life insurance. The company works with several different carriers for the clients' personal and business needs. It is managed by Jim and Scott Hassell, who are also general agents and brokers.

  • Multiple Policy Types

420 Jonestown Road, Winston-Salem, NC 27104

Expertise.com Rating

Review Sources

Google
4.0 (49)

Why choose this provider?

For over 20 years, family-owned and locally operated Summit Insurance Agency LLC has been serving Winston Salem and the surrounding areas. It handles renters' insurance that protects a tenant's personal properties from loss or damage due to burglaries, fire, or water damage. In addition, the agency also offers personalized home, condo, and auto insurance policies that suit the financial goals and current situation of its clients. The company also conducts an annual review of its clients' insurance plans.

  • Multiple Policy Types

5066 Peters Creek Parkway, Winston-Salem, NC 27127
WebsiteLicense: 14658746

Expertise.com Rating

Review Sources

Google
4.0 (68)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Kathryne Townsend leads the Townsend Insurance Agency under State Farm established in 2017 and serves Winston Salem. She offers policies that secure clients' homes, rental properties, and personal articles with homeowners' and renters' insurance. She offers small business insurance policies, including commercial liability umbrella insurance, business owner's policies, workers' compensation insurance, and builder's risk insurance. She also handles requests for life insurance, health insurance, and pet medical insurance. Kathryne and her team speak both English and Spanish.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Access Agency II
4712 Country Club Road, Winston-Salem, NC 27104
Logan Robbins
4460 Wallburg Landing Drive, Winston-Salem, NC 27107
Clinard Insurance
3400 Healy Drive, Winston-Salem, NC 27103
L&L Insurance
2120 Old Lexington Road, Winston-Salem, NC 27107
Holdenrid Insurance Group
1411 Trade Mart Boulevard, Winston-Salem, NC 27127
The Hassell Insurance Group, Inc.
1540 Westbrook Plaza Drive, Winston-Salem, NC 27103
Summit Insurance Agency LLC
420 Jonestown Road, Winston-Salem, NC 27104
Kathryne Townsend
5066 Peters Creek Parkway, Winston-Salem, NC 27127

FAQs

  • Are you required to carry renters' insurance in Winston-Salem?

    No. The state of North Carolina does not require you to carry a renters' insurance policy for your rented property in Winston-Salem. However, your landlord might require it for you to live in their building. Regardless, it is always wise to obtain some form of coverage when renting a property since your landlord’s insurance policy won’t cover any of your losses.

  • Does your renters' insurance policy cover the medical expenses of a guest who sustained injuries in your Winston-Salem home?

    It depends. If your policy is inclusive of medical payments coverage, that will help you pay for the medical expenses incurred by a guest who sustained injuries while on your Winston-Salem rental property. Generally, though, your renters' insurance policy should be able to protect you and your family against certain bodily injury and property damage claims for which you have been found to be liable.

  • How does a renters' insurance policy in Winston-Salem pay for damage to your personal belongings?

    Most renters' insurance policies issued in Winston-Salem pay what is known as the “actual cash value” of the damaged belongings. This means you will receive an amount that is the same as the item’s value at the time of the loss. Meanwhile, other insurance carriers pay replacement cost value, which basically allows you to replace the damaged item with a brand-new piece.

  • How much does renters' insurance cost in Winston-Salem?

    As of 2023, the average rate of renters' insurance in Winston-Salem is $358 annually, which is $59 less than North Carolina’s average of $417 per year. That being said, the rate of renters' insurance in Winston-Salem is not fixed. There are many factors that can affect how much your policy costs. These include the kind of coverage you are getting, your age, marital status, and even your credit score!

  • Is there any way you can save on renters' insurance in Winston-Salem?

    There are several ways to save on renters' insurance in Winston-Salem, especially if you are eligible for discounts being offered by your chosen provider. If you bundle your renters' insurance with another policy like auto insurance or any other insurance policy, you can get a discount. You might also get a lower rate if your home is equipped with protective devices like fire alarms, smoke detectors, and burglar alarms. And if you don’t have previous claims, you may qualify for a better rate.

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