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2024

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Best Renters Insurance Companies in Fayetteville, NC

Our Recommended Top 8

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Fayetteville Renters Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

45Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

134 North McPherson Church Road, Fayetteville, NC 28303
WebsiteLicense: 1000458411

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (9)

Why choose this provider?

Since 1986, Hurley Insurance Group has been providing a wide range of risk management solutions to clients in Fayetteville and its surrounding areas. It offers personal policies to cover renter's and homeowner's insurance, as well as coverage for auto, boats, RVs, and motorcycles. Flood and personal umbrella insurance are also available. Its life insurance policies include term, whole, and universal, with long-term care riders available. The company also provides business insurance, such as general liability, workers' compensation, and commercial property.

  • Multiple Carriers
  • Multiple Policy Types

1490 Clinton Road, Fayetteville, NC 28312
WebsiteLicense: 1000667568

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Review Sources

Google
4.0 (36)
Facebook
4.0 (6)

Why choose this provider?

RK Prater is a State Farm insurance agent who handles the needs of clients in Fayetteville. He specializes in various property insurance products, including renters' and homeowners' insurance. The renters' insurance products protect clients, guests, and properties against weather impacts, accidents, theft, and vandalism. He also focuses on financial services and other insurance products, including auto, life, and business insurance. Prior to working with State Farm, RK attended Liberty University and graduated with a bachelor's degree in Biblical Studies.

  • Multiple Carriers
  • Multiple Policy Types

201 Hay Street, Fayetteville, NC 28301
WebsiteLicense: 1000012673

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Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

Olde Fayetteville Insurance & Financial Services, Inc. is an independently owned and operated agency serving individuals and businesses in Fayetteville and nearby areas. Included in its personal insurance plans are renters', recreational, umbrella liability, and medical insurance. This agency also offers business insurance policies, such as group health and employee benefits programs. Since its establishment in 1955, it has partnered with numerous carriers in the industry with regional and national reach, including Blue Cross and Blue Shield of North Carolina.

  • Multiple Policy Types

1909 Bragg Boulevard, Fayetteville, NC 28303
WebsiteLicense: 1000456172

Expertise.com Rating

Review Sources

Google
4.0 (49)
Facebook
5.0 (2)

Why choose this provider?

Established in 1985, Warren Insurance Group serves individuals and businesses in Fayetteville. The coverage it offers is divided into three: personal, business, and health. Personal coverage includes flood, boat, pet, and renters' insurance plans. Business encompasses commercial and business auto coverage, while health insurance policies cover accidents, permanent life, term life, and disability insurance products. Led by Mike Warren, the company is a member of Highland Insurance Group. It also has a series of community causes it supports.

  • Multiple Policy Types

2823 Raeford Road, Fayetteville, NC 28303
WebsiteLicense: 1000008420

Expertise.com Rating

Review Sources

Google
4.0 (9)

Why choose this provider?

Tolar Agency, Inc. is a locally owned independent firm with almost 40 years of industry experience. It serves individuals and businesses in Fayetteville. The company offers a range of products like renter’s insurance, homeowners liability, landlord insurance, condo insurance, property insurance, and scheduled property insurance. Its other personal policy options include auto, Powersports vehicle, life, identity theft, and umbrella coverage. Tolar Agency, Inc.’s team of professionals assists in designing insurance plans that fit client needs.

  • Multiple Policy Types

111 Lamon Street, Fayetteville, NC 28302
WebsiteLicense: 1000003638

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Established in 1975, Al Kerr Insurance and Associates is a local insurance agency providing renters' policies to clients in Fayetteville and the surrounding communities. The professionals in this company aim to help its clients find the insurance coverage that fits their needs. They offer renters' insurance policies designed to help protect their personal belongings while renting. Al Kerr Insurance and Associates also handles auto, home, dental, health, and disability insurance. In addition, they deal with life, travel, and annuities coverage.

  • Multiple Policy Types

921 South McPherson Church Road, Fayetteville, NC 28303

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (9)

Why choose this provider?

Independent Insurance Group, Inc., is a Fayetteville-based team of agents that offers a full range of risk management solutions such as renters', home, pet, travel, and life insurance. With access to plans from numerous providers, including The Hartford, MetLife, and Liberty Mutual, the insurance professionals can also furnish business protection plans, covering general liability and key man life insurance. Independent Insurance Group was co-established in 1992 by Jim Mozingo, who had seven years of industry experience at the time.

  • Multiple Policy Types

8175 Cliffdale Road, Fayetteville, NC 28314
WebsiteLicense: 6554541

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Townes Insurance Agency provides quality insurance products to clients from the North and South Carolina area. It is a locally owned and locally operated company located in Fayetteville. Its team of insurance professionals works with each client to build a policy that fits their unique needs. It offers a wide array of policies, such as home insurance products like property, condominium, landlords', scheduled property, and renters' insurance. It works with carriers such as National General Insurance, Dairyland, and Progressive.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Hurley Insurance Group
134 North McPherson Church Road, Fayetteville, NC 28303
RK Prater
1490 Clinton Road, Fayetteville, NC 28312
Olde Fayetteville Insurance & Financial Services, Inc.
201 Hay Street, Fayetteville, NC 28301
Warren Insurance Group
1909 Bragg Boulevard, Fayetteville, NC 28303
Tolar Agency, Inc.
2823 Raeford Road, Fayetteville, NC 28303
Al Kerr Insurance and Associates
111 Lamon Street, Fayetteville, NC 28302
Independent Insurance Group, Inc
921 South McPherson Church Road, Fayetteville, NC 28303
Townes Insurance Agency
8175 Cliffdale Road, Fayetteville, NC 28314

Fayetteville, NC Renters Insurance FAQs

  • Who needs renters' insurance in Fayetteville?

    Renters' insurance is essential for individuals and/or families residing in a rented home in Fayetteville. Some landlords even require potential tenants to have their renters' insurance as a condition of leasing real estate. Having renters' insurance is beneficial to tenants in case of loss or damage to personal property, as this can provide some level of financial compensation.

  • What does renters' insurance in Fayetteville cover?

    In Fayetteville, a typical renters' insurance policy covers the tenant's personal property. It also provides policyholders with protection against liability for accidents that happen on the rented home's premises. In the event that the tenant needs to find a temporary home to vacate the rented property, some types of renter's insurance pay for temporary accommodations. Note that each insurance provider may have a different set of terms per renters' insurance policy.

  • Do you need to get renters' insurance in Fayetteville?

    In Fayetteville, it is not legally required to get a renters' insurance policy. However, your landlord may require you to get it prior to signing a lease. Landlords require potential tenants to get a renters' insurance plan to protect themselves from a high number of claims. It also narrows its candidate pool to the most responsible tenant applicants. However, the good thing is that renters' insurance protects policyholders from accidents that could put them in a terrible financial position.

  • Does renters' insurance in Fayetteville cover liability for pets?

    One coverage option in a renters' insurance policy in Fayetteville is bodily injury liability. This coverage extends to the renter's pets. It protects renters from liability should their pet bite someone on the rented property. The coverage pays for legal expenses in the event that the tenant faces a lawsuit after the bite and also for the medical bills of the injured.

  • Are there any exclusions to pet liability coverage in renters' insurance policies in Fayetteville?

    A standard renters' insurance policy may not cover pet liability if the renter's pet has a bite history. Some insurance providers also have pet size and breed restrictions. Insurance companies may not extend renter's insurance to owners of Mastiffs, German shepherds, American bulldogs, Pit bulls, Doberman pinschers, and certain mixed-breed dogs. However, insurance companies in Fayetteville have different sets of exclusions and restrictions when it comes to renters' insurance policies.

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