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2024

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Best Renter's Insurance Companies in Asheville, NC

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Asheville Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

28Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2144 Hendersonville Rd F, Arden, NC 28704
WebsiteLicense: 1000013037

Expertise.com Rating

Review Sources

Facebook
4.8 (37)

Why choose this provider?

Established in 1995, Adams & Brown Insurance, Inc., is a locally owned agency that serves Asheville residents. It provides a range of products, including renters' insurance. Renters' policies protect the financial interests of people whose rented properties have been damaged by covered disasters, such as fire or severe storms. During the rebuilding process, the insurance also covers the policyholders' hotel costs, temporary living arrangements, meals, and other living expenses. In addition, the renters' insurance from the agency offers liability protection in case someone is injured on the policyholders' premises.

  • Multiple Policy Types

3579 Hendersonville Rd, Fletcher, NC 28732
WebsiteLicense: 1000005737

Expertise.com Rating

Review Sources

Facebook
5.0 (31)

Why choose this provider?

Dan Gilbert Insurance is an independent agency serving Asheville and Western North Carolina. Established in 1958, the Fletcher-based agency advises clients on personal, auto, business, and employee benefits insurance coverages. Renters insurance is one of its offerings, which includes personal property protection against fire or water damage, burglary, and liability coverage. It partners with regional and national insurance carriers to provide the most suitable plan for its clients. In 2015, Sneeden Insurance became part of the agency, which expanded its coverage area.

  • Multiple Policy Types

2124 Hendersonville Road, Arden, NC 28704
WebsiteLicense: 1000002449

Expertise.com Rating

Review Sources

Google
4.9 (112)
Facebook
5.0 (58)

Why choose this provider?

White Insurance Agency is an independent firm that caters to various insurance needs of the Asheville metro. It offers tenants renters' insurance packages to help protect their personal properties and lifestyle while renting. The agency's team of insurance professionals also assists in customizing policies to include liability coverage that provides benefits if a client accidentally damages the rental property. Its CEO, Bill White, has been in the insurance industry since 1977. He is also a Certified Insurance Counselor.

  • Multiple Carriers
  • Multiple Policy Types

1340H Patton Avenue, Asheville, NC 28806
WebsiteLicense: 1000002413

Expertise.com Rating

Review Sources

Google
4.9 (11)

Why choose this provider?

Established in 1989, Western Heritage Insurance Agency, Inc. assists renters in Asheville in determining and purchasing property or casualty insurance policies covering damages and theft of personal property and personal liability damages. Aside from renter's insurance, the company also offers life and health insurance, homeowner assurance, and business and commercial coverage. With a combined 100 years of insurance experience, Western Heritage Insurance Agency, Inc. works hand-in-hand with clients for a personalized insurance plan and portfolio.

  • Multiple Policy Types

1005 Tunnel Rd, Asheville, NC 28805
WebsiteLicense: 6608164

Expertise.com Rating

Review Sources

Google
4.4 (51)

Why choose this provider?

Asheville Insurance Center is an independent, local, and family-owned insurance agency that has been providing solutions to clients in the Asheville metro. In business for more than 24 years, the agency provides various selections of insurance products to home renters that offer financial protection in case of property damage or theft while at home or when elsewhere. It may also include liability coverage so that clients are covered financially should there be an accident in their rented property.

  • Multiple Policy Types

856 Sweeten Creek Road Ste E, Asheville, NC 28803
WebsiteLicense: 7979820

Expertise.com Rating

Review Sources

Google
4.6 (72)
Yelp
3.7 (6)

Why choose this provider?

Wesley Greene is a State Farm Insurance agent serving policy buyers in Asheville. His office offers renters' and condo owners insurance policies that protect the holders' properties and shield them from liability claims. The policy can help cover property damage and loss of rental income if the property is damaged by a covered loss. The agency helps clients manage these unforeseen risks. Wesley Greene is a native of Western North Carolina and has been a State Farm agent since 2012.

  • Multiple Policy Types

899 Haywood Road, Asheville, NC 28806
WebsiteLicense: 1000005992

Expertise.com Rating

Review Sources

Facebook
4.5 (22)
Google
4.7 (18)

Why choose this provider?

For more than four decades, Barnette and Coates Inc. has been offering insurance coverage to clients in Asheville. Its renters' insurance covers tenants for incidents that are not included in standard property insurance, such as injuries inside a rental property and personal items that were damaged or stolen. The firm also provides coverage for houses, condos, and mobile homes, along with policies for farms and livestock. Owners can also get coverage for their cars, motorcycles, ATVs, and boats.

  • Home and Auto Insurance

1334 Patton Avenue, Suite 130, Asheville, NC 28806
WebsiteLicense: 2083781

Expertise.com Rating

Review Sources

Google
4.7 (114)

Why choose this provider?

Augie Tammariello is a State Farm insurance agent who has an office in Asheville. He has been with the company for over 33 years, providing renters' insurance options for tenants around the city. Augie reviews each client's apartment or rental quarters to recommend possible coverages for unexpected events, such as theft and flooding. He also assists clients in filing their applications online and can provide them with an insurance ID card. Throughout his career, Augie has won the company's Crystal Excellence Award and the Golden Triangle.

  • Home and Auto Insurance

6 Colonial Place, Asheville, NC 28804
WebsiteLicense: 6606523

Expertise.com Rating

Review Sources

Google
4.6 (114)
Facebook
5.0 (14)
Yelp
5.0 (7)

Why choose this provider?

Rebecca Sandoval is a State Farm agent serving individuals and families in Asheville. She has been in the industry since 2000, providing life, health, home, auto, and business insurance. Sandoval also specializes in renters' insurance coverage, helping clients protect their personal properties from damages while renting. Her additional services include annuities, banking, and mutual funds. She holds a designation as a Chartered Financial Consultant. Sandoval has also been sponsoring the North Asheville Little League for over a decade.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Adams & Brown Insurance, Inc.
2144 Hendersonville Rd F, Arden, NC 28704
Dan Gilbert Insurance
3579 Hendersonville Rd, Fletcher, NC 28732
White Insurance Agency
2124 Hendersonville Road, Arden, NC 28704
Western Heritage Insurance Agency, Inc.
1340H Patton Avenue, Asheville, NC 28806
Asheville Insurance Center
1005 Tunnel Rd, Asheville, NC 28805
Wesley Greene
856 Sweeten Creek Road Ste E, Asheville, NC 28803
Barnette and Coates Inc.
899 Haywood Road, Asheville, NC 28806
Augie Tammariello
1334 Patton Avenue, Suite 130, Asheville, NC 28806
Rebecca Sandoval
6 Colonial Place, Asheville, NC 28804

FAQs

  • What risks are covered by renters' insurance in Asheville?

    In Asheville, renters' insurance covers expenses associated with replacing personal belongings that have been damaged or lost as a result of events such as fire, theft, or vandalism. Renters' insurance also helps tenants pay for additional living expenses when their rented residence becomes uninhabitable due to covered risks. For easier claims processing, tenants should record their personal possessions by creating a home inventory using receipts, videos, and photographs.

  • How does the average cost of renters' insurance in Asheville compare to other major cities in North Carolina?

    Asheville renters typically pay an average annual insurance rate of $137, which is equivalent to $11 per month, making it lower than the state average. Comparatively, the average annual renters' insurance cost is $163 in Charlotte, $159 in Raleigh, and $244 in Fayetteville. The average annual renters' insurance expense across North Carolina amounts to $162, or approximately $14 per month.

  • What is the purpose of liability coverage in Asheville residents' renters’ insurance policies?

    The liability coverage in renters' insurance helps Asheville residents pay for medical expenses for another individual injured in a rental residence. This type of coverage also covers legal costs in the event of a lawsuit arising from an incident that occurs within a rental property. The covered situations include fall-related injuries and damage to a third party's property arising from social events hosted by the tenant.

  • How much of an impact can a poor credit score have on the cost of renters' insurance in Asheville?

    In Asheville, individuals with lower credit scores typically spend an average of $231 on renters' insurance. This rate is approximately 43% higher than the cost for those with favorable credit. The insurance credit score serves as a gauge for insurers to assess the risk associated with covering tenants, helping them determine the appropriate pricing for tenant coverage.

  • What factors should Asheville residents take into account when purchasing renters’ insurance?

    When shopping for renters' insurance, Asheville residents should ensure that their policies cover the replacement cost of their personal belongings. They should also select a deductible that aligns with their insurance needs and budgets. Opting for a higher deductible can lead to lower premiums, but it also entails a higher out-of-pocket expense in the event of unforeseen incidents.

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