Best Renter's Insurance Companies in Yonkers, NY

FAQs

• Will your renters insurance policy cover your travel expenses if you need to relocate due to a covered peril in Yonkers?

  Yes. Your renters insurance policy in Yonkers covers travel and temporary shelter expenses. Your loss of use benefits provide coverage if your rental unit suffers damages from a covered peril. It may also include any expenses for moving services. However, some personal belongings may not be covered such as hovercraft, vehicles, or intellectual property.

• Will your renters insurance policy cover damages caused by flooding in Yonkers?

  A standard renters insurance policy in Yonkers will not cover any damages you incur from flooding caused by natural disasters. You will need to get separate insurance or add-ons for any expenses that may come from natural calamities such as flooding and earthquakes. Please note that there are two types of flood insurance: one that may cover the structure of your rental unit and the other that covers your personal belongings.

• Will your expensive jewelry be covered under a standard renters insurance policy in Yonkers?

  Standard renters insurance in Yonkers has limited coverage when it comes to personal belongings such as appliances, clothing, and jewelry. You may need to get an additional rider or add-on in order to cover expensive things. Art collections and luxury timepieces can also be covered by this add-on.

• Will you be covered by your renters insurance policy while you are relocating to another address in Yonkers?

  Yes. You are covered by your renters insurance while relocating to another address in Yonkers. Your personal properties are covered for damages, theft, and vandalism during the moving process. However, natural calamities such as earthquakes are excluded from the moving coverage. Negligence and self-accidents are also not included in the moving coverage.

• Will your renters insurance policy in Yonkers protect you from any liability if someone gets injured inside your home?

  Yes. Your renters insurance policy can cover medical costs in case a guest suffers an injury inside your home in Yonkers. You have liability coverage that protects you from personal injury lawsuits, medical costs, and personal property damages. Additionally, liability coverage also provides protection for the personal belongings of your guests.