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Best Renters Insurance Companies in New York

Our Recommended Top 14

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Our goal is to connect people with the best local professionals. We scored New York renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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14Top Picks

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Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving New York
Tonawanda

Expertise.com Rating

Review Sources

Google
5.0 (69)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Torin Lucas is a State Farm insurance agent in New York who specializes in risk management. He supports people and families who live in rental units in obtaining renters' insurance policies. To safeguard tenants against financial damages in the event of unanticipated disasters, he and his team process loss of use, personal property, and liability coverages. They also assist business owners in obtaining business interruption and workers' compensation insurance. Lucas is also in charge of investment and retirement planning.

Best Renters Insurance Companies Serving New York
Syracuse

Expertise.com Rating

Review Sources

Google
4.9 (251)
Facebook
5.0 (142)
Yelp
5.0 (1)

Why choose this provider?

CH Insurance is an independent agency that serves individuals, families, and businesses in New York State. It offers the best renters' insurance that provides financial protection for the personal belongings and liabilities of policyholders in cases of catastrophic events. Its agents provide insurance products for motorcycles, boats, homes, and fine arts. To help clients make informed decisions, they present a variety of coverage options at the time of purchase or renewal of policies. The agency works with multiple insurance carriers, such as Safeco and Progressive.

Best Renters Insurance Companies Serving New York
New Rochelle

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (11)

Why choose this provider?

M.L. Bruenn Co. Inc. is a full-service and independent insurance agency serving clients across New York. Its team offers renters' insurance products, protecting policyholders from financial strain when their rental units suffer from unexpected incidents like fire, vandalism, and theft. In addition, it arranges auto, life, and homeowners' insurance plans. The company extends its services to industries with unique needs, including restaurants and contracting firms. M.L. Bruenn has been serving the community since its foundation in 1936.

Best Renters Insurance Companies Serving New York
Brooklyn

Expertise.com Rating

Review Sources

Google
4.8 (191)
Facebook
5.0 (40)
Yelp
5.0 (3)

Why choose this provider?

A-1 Brooklyn Brokerage, Inc., is a team of independent insurance advisors serving New York. They provide a broad range of risk management solutions such as renters' and homeowners' insurance. They also write policies for high-risk drivers, motorcycle owners, and businesses. With access to plans from numerous carriers such as National General, Mercury, Progressive, and Kingstone, they may tailor policies to their clients' specific risks and needs. A-1 Brooklyn Brokerage has been in service since 1991.

Best Renters Insurance Companies Serving New York
Buffalo

Expertise.com Rating

Review Sources

Google
4.5 (15)
Facebook
5.0 (7)

Why choose this provider?

Cesar Group Insurance provides a broad range of insurance solutions for clients throughout New York. Its product offerings include renters' insurance plans, which provide clients with coverage options for personal possessions both inside and outside the rental property. With access to a wide array of insurance companies, the agency helps clients compare coverages and select the best insurance product or package that fits their needs. This family-owned and family-operated agency has been serving clients since 1955.

Best Renters Insurance Companies Serving New York
Bronx

Expertise.com Rating

Review Sources

Google
5.0 (242)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Traci Menes runs a State Farm insurance agency that serves the people of New York. Since its inception in 2007, Mene'ss office has been offering a variety of personal and business insurance products. These include policy coverages for renters who want to secure their apartments and their personal belongings from unexpected events or disasters. The renters' insurance also covers policyholders' liability for people injured on their premises. Menes and her Spanish-speaking team have over 30 years of combined experience in the insurance industry.

Best Renters Insurance Companies Serving New York
Yonkers

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Thruway Insurance Brokers Inc. caters to commercial and residential clients in New York, New Jersey, Connecticut, and South Carolina. It helps protect client's assets with its broad selection of insurance products, including renter's coverage. This type of insurance covers renter's damaged or stolen possessions and pays for additional living expenses. Clients can also purchase separate policies for flood and earthquake damage. Founder Elbert Shamsid-Deen started his insurance profession in 1979. In 2003, Deen established Thruway Insurance Brokers Inc. as a full-service, independent brokerage firm.

Best Renters Insurance Companies Serving New York
Staten Island

Expertise.com Rating

Why choose this provider?

Thomas J. Carbone Insurance Agency is a family-owned and family-operated company that has been operating in New York since 1974. It offers residential insurance coverage options for renters, landlords, homeowners, condos, and secondary residences. Its team of professionals helps tenants in determining their needs and reviewing their areas of residence to find a suitable policy. The agency also provides the best business, life, and disability insurance policies. It can accommodate individuals who speak English, Spanish, Polish, Russian, and Chinese.

Best Renters Insurance Companies Serving New York
South Ozone Park

Expertise.com Rating

Review Sources

Google
4.5 (64)

Why choose this provider?

For over 30 years, UG Insurance Brokerage, Inc. has been providing financial solutions to clients in New York. The agency helps tenants protect against financial losses due to vandalism, fire, or theft through renters' insurance policies. The policy also covers liability for bodily harm or property damage caused by the renter, their family members, and pets. The agency provides other insurance solutions, like health, wedding, travel, and auto insurance. It represents over 50 carriers, including Liberty Mutual, Progressive, The Hartford, Travelers, Union Mutual, and MetLife.

Best Renters Insurance Companies Serving New York
Williamsville

Expertise.com Rating

Review Sources

Google
5.0 (226)
Facebook
4.9 (75)
Yelp
3.7 (3)

Why choose this provider?

Bob White Insurance is an independent firm that aims to protect New York clients from a range of dangers and threats that could occur within rental properties. The agency represents a vast network of known and reputable insurance carriers that provide the best coverage for clients' belongings in case of weather impacts, malicious mischief, or fires. Its agents also arrange liability coverage plans for accidents that may occur in the rental properties. Founder Bob White has been an insurance agent for more than two decades prior to opening his own agency.

Best Renters Insurance Companies Serving New York
New York

Expertise.com Rating

Why choose this provider?

Jari Santiago, a State Farm insurance agent, caters to individuals, families, and businesses in New York. She helps clients protect their possessions in rented properties against burglary, theft, or fire by providing them with the best renters' insurance products. Santiago also offers auto, life, business, and personal articles insurance. She carries more than 10 years of experience in the industry and can speak Spanish. Santiago supports the Hudson Valley Latino Scholarship Fund. The agent is available 24/7 to address her customers' concerns.

Best Renters Insurance Companies Serving New York
Brooklyn

Expertise.com Rating

Why choose this provider?

Kelly Franco is a State Farm insurance agent with more than 25 years of experience managing a team of insurance professionals. Serving New York, she provides the best renters' insurance plans that cover different types of properties such as apartments, condominiums, and rental homes. She helps tenants in protecting their personal belongings by presenting a wide selection of insurance coverage options. Franco currently serves in the US Army and as a member of the Wounded Warrior Project.

Best Renters Insurance Companies Serving New York
Albany

Expertise.com Rating

Review Sources

Facebook
5.0 (140)
Google
5.0 (93)
Yelp
4.7 (3)

Why choose this provider?

Since 1905, Ten Eyck Group has been offering the best services to clients in New York State. It offers renters' insurance, providing coverage for policyholders' belongings, liabilities, and living expenses in cases of loss. Its agents help clients in purchasing life, health, and long-term care insurance plans based on their needs and goals. The agency represents a variety of carriers, including Encompass, Great American, and Guardian. To emphasize cooperation and interchange among employees, the agency manages by a concept formed in 1988 called the executive committee.

Best Renters Insurance Companies Serving New York
Rochester

Expertise.com Rating

Review Sources

Google
5.0 (176)
Yelp
5.0 (1)

Why choose this provider?

Ryan Bush is a second-generation State Farm insurance agent who has been serving New York since 2013. He helps tenants in protecting their personal belongings, like computers and clothing, by providing renters' insurance. The policy covers different types of properties, such as apartments, condominiums, and rental homes. A customized plan is available that provides coverage for identity theft. Bush and his team also assist with banking and annuities. They communicate with clients in English and Spanish.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Torin Lucas, Agents - Statefarm Insurance
2468 Niagara Falls Boulevard, Tonawanda, NY 14150
CH Insurance
100 South Salina Street, Syracuse, NY 13202
M.L. Bruenn Co, Inc.
240 North Ave Suite 200, New Rochelle, NY 10801
A-1 Brooklyn Brokerage, Inc.
2535 McDonald Avenue, Brooklyn, NY 11223
Cesar Group Insurance
354 Cayuga Rd, Buffalo, NY 14225
Traci Menes
4734 White Plains Rd, Bronx, NY 10470
Thruway Insurance Brokers Inc
30 South Broadway, Yonkers, NY 10701
Thomas J. Carbone Insurance Agency
74 Lincoln Avenue, Staten Island, NY 10306
UG Insurance Brokerage, Inc.
114-29 Lefferts Boulevard, South Ozone Park, NY 11420
Bob White Insurance
1045 Wehrle Drive, Williamsville, NY 14221
Jari Santiago
4869 Broadway, New York, NY 10034
Kelly Franco
3703 Nostrand Avenue, Brooklyn, NY 11235
Ten Eyck Group
1924 Western Avenue, Albany, NY 12203
Ryan Bush
320 N. Washington St., Rochester, NY 14625

New York Renters Insurance FAQs

  • Can you be required to carry renters' insurance in New York?

    There are no state, federal, or local laws requiring you to carry renters' insurance in New York. However, many landlords now require their tenants to get insurance. This is because the insurance provides financial benefits to tenants in the event of incidents such as fire, storms, and burglaries. This can be beneficial for landlords as a whole.

  • In New York, can you make an insurance claim if your roommate steals your stuff?

    It depends. If your roommate is related to you and therefore on your renters' insurance, you will not be covered by the insurance. Otherwise, you can make a claim, but you need to file a police report in New York and press charges against your roommate. Doing so can mean that the incident is a criminal matter and not a civil dispute.

  • If you work or do business from home in New York, can you get coverage for your work equipment?

    In this case, the NY State Department of Financial Services recommends having a home business rider to a renters' insurance policy. This is because renters' insurance only covers personal property and liability, which may not be enough. The rider can cover your work- or business-related equipment, liability issues, and merchandise or inventory.

  • Can a renter in New York get coverage for the repair of broken doors after a break-in?

    The landlord's insurance in New York usually pays for the repair or replacement of broken doors and damaged locks after a break-in. However, renters' insurance may cover the cost of replacing stolen keys. It can also cover the renter's personal belongings damaged during the break-in. It is important for renters to report break-ins to prevent issues when making insurance claims.

  • What kind of insurance should a condo renter in New York buy?

    Renters of apartments, lofts, and condos in New York should buy a renters' insurance policy. The insurance gives them financial coverage for personal property, loss of use, personal liability, and medical payments for others. Because the coverage is up to a certain limit, renters can choose add-on options for their policy. These options can provide coverage for valuable items, water backup issues, and personal injury claims.