Expertise.com Homepage

2025

Last updated:

Best Renters Insurance Companies in Jersey City, NJ

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jersey City renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

100Reviewed

65Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1652 John F Kennedy Blvd, Jersey City, NJ 07305

Expertise.com Rating

Review Sources

Google
4.9 (32)
Facebook
4.6 (5)

Why choose this provider?

Alberto Santana is a State Farm insurance agent who serves individuals and families throughout Jersey City and nearby communities. Since 2008, he has been providing insurance coverage for renters and homeowners who wish to secure their belongings and valuables. Santana also has similar policies for the financial and liability protection of automobile owners, as well as life and health insurance in preparation for illness, disability, and death. In addition, he offers other products involving mutual funds, annuities, and banking-related concerns. Santana's office can accommodate Spanish-speaking policyholders.

  • Multiple Policy Types

9 Wall St, New York, NY 10005

Expertise.com Rating

Review Sources

Google
4.6 (1810)

Why choose this provider?

Rhino is an insurance agency that has been serving Jersey City since 2016. It provides financial security for renters through financial products from multiple insurance carriers. Its team of professionals assists clients in making well-informed decisions to acquire insurance or pay a security deposit. The policy for tenants covers damages to the rental unit and missed rent payments. The agency's client portal allows visitors to search for policies, edit a renters' policy, and remove a property.

  • Multiple Carriers

3029 John F. Kennedy Boulevard, Jersey City, NJ 07306
WebsiteLicense: 78701

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Hemant Jiwnani, an insurance agent who has been with State Farm since 2007, caters to renters in Jersey City and the surrounding areas. He helps them cover losses from accidents, weather impacts, loss of use, and malicious mischief through renters' insurance. Liability coverage for property damage and personal injury are also included in the policies that he offers. In addition, Hemant provides other insurance products such as home, auto, business, life, and pet. He assists clients who speak English, Spanish, and Indian.

  • Multiple Policy Types

3800 Kennedy Boulevard, Union City, NJ 07087
WebsiteLicense: 9034788

Expertise.com Rating

Review Sources

Google
4.0 (68)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Frank Ciappi is a State Farm insurance agent serving Jersey City and the nearby communities. He has been assisting clients with their insurance needs for more than two decades. Frank offers home and property insurance plans with coverages for renters, homeowners, condos, manufactured homes, and personal articles. Life plans and policies for pets, auto, and businesses are also available. He also provides banking services and investment products such as annuities and mutual funds. Frank is a State Farm President’s Club and Chairman’s Circle agent.

  • Multiple Policy Types

99 Wall St #1234, New York, NY 10005
WebsiteLicense: 1601173

Expertise.com Rating

Review Sources

Google
4.0 (119)
Facebook
5.0 (52)

Why choose this provider?

EK Insurance is an independent insurance agency serving Jersey City. The full-service firm offers comprehensive rental insurance that protects personal properties and assets and covers the repair and replacement costs. This is in the event of a fire, lightning, wind, storm, theft, vandalism, and other unforeseen circumstances. The renter's insurance also extends to personal property, liability, and medical payment coverage. EK Insurance represents multiple carriers that enable its agents to help clients find the best policies that fit their needs.

  • Multiple Carriers

492 Communipaw Avenue, Jersey City, NJ 07304
WebsiteLicense: 3001185792

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Get Insured LLC is an independent agency servicing Jersey City. It offers renters' insurance coverage options that protect clients and their families from financial loss in the case of unexpected circumstances, such as personal property damage, theft, and personal liability. Its team also specializes in high net worth, valuable items, cargo, and business owners' package insurance. The local agency's website contains a variety of features for clients who are making payments, submitting a claim, or requesting a policy change.

  • Multiple Carriers
  • Multiple Policy Types

731-733 Grand Street, Jersey City, NJ 07304
WebsiteLicense: 8619526

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (10)

Why choose this provider?

H. Roscoe Taylor Jr. Insurance Agency is a family-owned company serving customers in Jersey City and the surrounding areas. Since it was established in 1986, the company has strived to provide customers with personalized service and needed insurance coverage. Insurance types offered by the company include automobile, business, commercial, and worker's compensation. Homeowners and renters can also get insurance coverage from the company. Its founder, H. Roscoe Taylor Jr., has been in the industry since 1972.

  • Multiple Policy Types

90 Broad Street, New York, NY 10004
WebsiteLicense: 1613073

Expertise.com Rating

Review Sources

Google
5.0 (44)

Why choose this provider?

Castle Rock Capacity Insurance Agency is a full-service insurance agency serving Jersey City and the surrounding areas with personal and commercial lines. The firm protects renters and their personal belongings from unforeseen risks with a renters' insurance policy. As an independent insurance broker, the company represents more than 30 carriers who can provide temporary housing, liability protection, and other related coverages. The company also provides homeowners and condo insurance. Headquartered in New York, the firm is licensed to operate in 15 states.

  • Multiple Policy Types

6820 Bergenline Avenue, Guttenberg, NJ 07093
WebsiteLicense: 8103071

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Central Insurance Agency of NJ Inc., is a business that has been servicing Jersey City since 1977. It offers renters' insurance coverage options for personal property and liability. The policy provides financial protection from loss and damage of personal belongings from unexpected circumstances such as riots, windstorms, theft, falling objects, or electrical harm. Its team of independent agents also specializes in non-profit, church, flood, and recreational vehicle insurance. The agency's website contains a wide range of features to assist clients with their policies.

  • Multiple Policy Types

75 Maiden Lane, New York, NY 10038
WebsiteLicense: 8206727

Expertise.com Rating

Review Sources

Google
3.0 (10)

Why choose this provider?

Gotham Brokerage Co., Inc., is a family-operated business that provides coverage to renters in Jersey City and the surrounding areas. Its renters' policy includes replacement cost coverage for personal property and protection from theft, fire, and personal liability. It also covers additional living expenses incurred from a covered incident, such as hotel bills, laundry, and meals. Gotham Brokerage has been serving for over 50 years with its agents bringing more than 20 years of combined experience in the insurance industry.

  • Multiple Carriers
  • Multiple Policy Types

815 Bergenline Avenue, Union City, NJ 07087
WebsiteLicense: 9584132

Expertise.com Rating

Review Sources

Google
4.0 (73)
Facebook
5.0 (16)
Yelp
1.0 (1)

Why choose this provider?

Diaz Insurance Agency caters to families and businesses in the Jersey City area. It helps clients take out renters' insurance that matches their needs. It also carries boat insurance, home insurance, auto insurance, motorcycle insurance, and commercial insurance. Diaz Insurance Agency is staffed by three insurance professionals, Jorge Diaz, Juliana Pozo, and Leilany Susana. It represents several insurance carriers, such as Bristol West, Progressive Corporation, Mercury General Corporation, and Foremost Insurance Group.

  • Multiple Carriers
  • Multiple Policy Types

117 Washington Street, Hoboken, NJ 07030
WebsiteLicense: 1370720

Expertise.com Rating

Review Sources

Google
5.0 (40)
Facebook
5.0 (7)
Yelp
4.0 (4)

Why choose this provider?

Mile Square Insurance Agency is a risk management agency offering renters' insurance to clients in Jersey City. This insurance policy covers expenses for damages on the renters' properties caused by fire, theft, or vandalism. It also covers lawsuits arising when the property is accidentally damaged or when people get hurt. Additionally, if the property is being repaired from the covered damages, the policy covers renters' expenses for their temporary residence transfer. The agency is a member of the National Association of Professional Insurance Agents.

  • Multiple Policy Types

95 Westfield Ave, Clark, NJ 07066

Expertise.com Rating

Why choose this provider?

NJ Property & Casualty Independent Insurance Agency is a family-owned and family-operated company that serves tenants in Jersey City. It offer renters' insurance policies based on its clients' budgets and preferences. Its other risk management products include home, auto, and motorcycle insurance, as well as protection plans for commercial purposes. The agency has more than 40 years of experience in the field. It accommodates customers with emergency needs through its 24-hour hotlines and internet service.

  • Multiple Carriers

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Alberto Santana
1652 John F Kennedy Blvd, Jersey City, NJ 07305
Rhino
9 Wall St, New York, NY 10005
Hemant Jiwnani
3029 John F. Kennedy Boulevard, Jersey City, NJ 07306
Frank Ciappi
3800 Kennedy Boulevard, Union City, NJ 07087
EK Insurance
99 Wall St #1234, New York, NY 10005
Get Insured LLC
492 Communipaw Avenue, Jersey City, NJ 07304
H ROSCOE TAYLOR JR INSURANCE AGENCY
731-733 Grand Street, Jersey City, NJ 07304
Castle Rock Insurance Agency
90 Broad Street, New York, NY 10004
Central Insurance Agency of NJ Inc.
6820 Bergenline Avenue, Guttenberg, NJ 07093
Gotham Brokerage Co., Inc.
75 Maiden Lane, New York, NY 10038
Diaz Insurance Agency
815 Bergenline Avenue, Union City, NJ 07087
Mile Square Insurance Agency
117 Washington Street, Hoboken, NJ 07030
NJ Property & Casualty Independent Insurance Agency
95 Westfield Ave, Clark, NJ 07066

Jersey City, NJ Renters Insurance FAQs

  • Does your credit score affect the cost of your renters' insurance in Jersey City?

    The price of your Jersey City renters' insurance is influenced by your credit score. A high credit score is a major indicator of sound financial health and can result in lower insurance rates. The total worth of your possessions is another element that affects how much renters' insurance will cost.

  • In Jersey City, how can you obtain renters' insurance discounts?

    By adding more safety and security components to your house, you might receive discounts and reduce your Jersey City renters' insurance premiums. If your home has a burglar alarm, fire extinguisher, automatic sprinkler system, fire or smoke alarm, or deadbolt lock, most renters' insurance providers will give you a discount. If you combine your renters' insurance policy with another insurance plan, an insurance provider might also provide you a discount.

  • Does theft qualify for coverage under Jersey City basic renters' insurance policies?

    Yes, most Jersey City renters' insurance policies include theft coverage. You can choose between replacement cost coverage and actual cash value coverage for your possessions, which will affect how much your insurance pays out. Additionally, the payout amount under typical coverage is probably limited if high-value items are stolen.

  • Is it legal to ask for multiple quotations for renters' insurance in Jersey City?

    In Jersey City, you can get multiple quotes for renters' insurance. This will allow you to compare features, costs, savings, and coverages when looking for a renters' insurance policy. You may be able to locate carriers that meet your demands by deciding what kind of coverage you require and what services you desire, such as a live agent, round-the-clock customer support, or a digital app.

  • Are your collections or collectibles covered by your Jersey City renters' insurance policy?

    Your collectibles or collections, such as comic books, baseball cards, basketball cards, and stamps, are covered by your renters' insurance policy in Jersey City. But be advised that the amount your insurance provider will pay for your valuables is limited. If the value of your collectibles exceeds your policy's pre-defined coverage limits, you will need to acquire additional coverage.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...