Best Renter's Insurance Companies in Camden, NJ

FAQs

• Will you still be covered by your renters insurance policy in Camden if you relocate to another address?

  Yes. You may retain your current renters insurance policy if you are relocating to another address in Camden or within the state of New Jersey. However, you may have to inquire with your insurance agent if your new location is covered and if your personal property will be included in the coverage during the actual move.

• Will your renters insurance policy cover damages due to a pipe burst in Camden?

  Yes. Your renters insurance policy in Camden will cover damages sustained by your rental unit from a burst pipe. Other sources of water damage that are covered are toilet overflows, drainage clogging, frozen pipes, and sprinkler system malfunction. Please note that for water damage caused by natural calamities such as hurricanes, you need to get separate flood insurance to cover your property.

• Will your personal belongings in a storage facility be covered by your renters insurance in Camden?

  Yes. Personal properties inside a storage unit in Camden can be covered by your renters insurance policy. However, your coverage for storage units will only be 10% of your personal property coverage limit. If you need to have an additional amount for coverage, you may need to purchase an add-on or get insurance from the storage facility.

• How can you determine how much renters insurance coverage you need in Camden?

  To determine how much renters insurance coverage you require in Camden, you need to do an inventory of your personal property and consider your location as well. If you have high-value properties like jewelry, art collections, and high-end watches, you may need to get an add-on or floater to cover their value. A standard renters insurance will only be able to provide a limited amount of coverage.

• If you are a student in Camden, will you need a renters insurance policy?

  Yes. It is recommended to have your own renters insurance policy if you are a student in Camden. If you are living on-campus, you may be able to cover your personal property under your parent's insurance but on a limited basis, usually at just 10% of the coverage limit. If you decide to live in a dorm outside of your campus, most landlords suggest having renters insurance before any lease signing.