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2024

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Best Renter's Insurance Companies in Reno, NV

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Reno Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

86Reviewed

54Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

375 Vassar St., Reno, NV 89502
WebsiteLicense: 3304759

Expertise.com Rating

Review Sources

Google
4.0 (7)
Facebook
5.0 (6)

Why choose this provider?

Penn Insurance Group serves clients throughout Reno and the neighboring areas. This insurance agency provides various products for individuals and businesses, including renters' insurance plans. It helps clients in building a tailored insurance policy that suits their needs and finances, carrying policies from multiple insurance carriers in the market. Additionally, the agency provides flood, earthquake, and homeowners' insurance plans. Other insurance products that this agency offers include commercial, life, and health insurance. Penn Insurance Group has been serving clients since 2017.

  • Multiple Policy Types

592 California Ave., Reno, NV 89509
WebsiteLicense: 816476

Expertise.com Rating

Review Sources

Google
4.9 (69)
Facebook
5.0 (30)
Yelp
4.5 (16)

Why choose this provider?

iQuote Reno provides insurance plans for renters of houses, apartments, condominiums, and dorm rooms in the metro. It offers information about the coverages or features of plans such as protection for damages from fire or vandalism. Its agents help consumers understand actual cash value and replacement costs that they might obtain depending on their policies. iQuote Reno's line of products also includes auto, home, business, life, and health. It is an independent agency representing various brands and carriers.

  • Home and Auto Insurance

3670 Grant Drive, Suite 106, Reno, NV 89509
WebsiteLicense: 3567503

Expertise.com Rating

Review Sources

Google
4.9 (14)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Ochsner Insurance serves residents in Reno and the surrounding areas. It carries a wide range of products, such as renters’ insurance. Its policy provides coverage for tenants’ personal belongings when their rented property is damaged due to unexpected circumstances, such as explosion, fire, lightning, theft, vandalism, and windstorm. It also offers liability protection in case of claims or lawsuits filed against clients for injuries caused within their premises. In addition, Ochsner Insurance provides other personal lines of insurance, such as auto, health, homeowners’, life, motorcycle, and condominium.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

1714 A Street, Sparks, NV 89431
WebsiteLicense: 20271

Expertise.com Rating

Review Sources

Google
4.6 (16)
Yelp
5.0 (3)

Why choose this provider?

Battle Born Insurance is a locally owned and operated agency that helps homeowners and renters secure their properties against unforeseen events in Reno. This company provides insurance shopping to help clients find suitable coverage for their properties including automobiles, motorcycles, RVs, boats, and businesses. It also offers life and health insurance products from various company affiliates on its roster. Battle Born Insurance assists clients all throughout the process from quotations, policy changes, to claims. This company is a member of the Independent Insurance Agents Association.

  • Home and Auto Insurance

639 Isbell Road Suite 440, Reno, NV 89509
WebsiteLicense: 30181

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

The Henkes Welsh Agency is an independently owned firm that provides renters' insurance solutions to the residents of the Reno metro. Co-owned and led by Cary Welsh and Larry Henkes, the company has a team of insurance advisors that structures policies tailored to the clients' needs. The renters' insurance policy they offer may include personal property, family liability, and temporary housing protection. In addition, it may have coverage for guest medical protection and additional living expenses.

  • Multiple Carriers
  • Home and Auto Insurance
  • Business Insurance

235 Redfield Parkway #201, Reno, NV 89509
WebsiteLicense: 549884

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

North Hills Insurance Services is a Reno-based agency that also serves clients in Arizona. With over 60 years of combined experience, its staff help clients find the coverage they need among its array of partner providers. The firm's insurance professionals write policies for renters to secure their personal properties in case of unfortunate events. Clients may also bundle their renters' and auto policies for their convenience. In addition, North Hills Insurance Services insures residential properties, including mobile homes.

  • Home and Auto Insurance

3724 Lakeside Drive, Suite #100, Reno, NV 89509
WebsiteLicense: 63439

Expertise.com Rating

Review Sources

Facebook
5.0 (38)
Google
4.6 (23)
Yelp
3.0 (4)

Why choose this provider?

Nevada Insurance Agency Company operates offices in Reno and Carson City. Among its offerings are insurance policies for homeowners, renters, and condominium owners. These coverage plans are used to protect and replace the policyholders' personal belongings in the event of unforeseen occurrences or disasters. Life and health insurance plans are some of the other products it provides. Nevada Insurance Agency Company has been serving the community since 1935. It also extends its services to seven other states.

  • Multiple Policy Types

85 Keystone Ave #103, Reno, NV 89503
WebsiteLicense: 15659

Expertise.com Rating

Why choose this provider?

CYA Insurance Agency provides insurance services and products to individuals, families, and businesses in the Reno area. The agency's services include renters' insurance policies, which typically cover damages or losses caused by unexpected events, such as theft and natural disasters. It also provides clients with homeowners, auto, health, and commercial insurance. Rex Williams is the owner and broker of CYA Insurance Agency, which is affiliated with Pacific Crest Services Inc. Williams has been running his agency since 1986.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Penn Insurance Group
375 Vassar St., Reno, NV 89502
iQuote Reno
592 California Ave., Reno, NV 89509
Ochsner Insurance
3670 Grant Drive, Suite 106, Reno, NV 89509
Battle Born Insurance
1714 A Street, Sparks, NV 89431
The Henkes Welsh Agency
639 Isbell Road Suite 440, Reno, NV 89509
North Hills Insurance Services
235 Redfield Parkway #201, Reno, NV 89509
Nevada Insurance Agency Company
3724 Lakeside Drive, Suite #100, Reno, NV 89509
CYA Insurance Agency
85 Keystone Ave #103, Reno, NV 89503

FAQs

  • Is it legally required in Reno to get renters' insurance?

    In Reno, it is not required by state law to carry renters' insurance. But as long as it's in your lease agreement, your landlord has the legal right to demand it. Whenever you apply, find out from your landlord if they require renters' insurance. To safeguard your personal belongings, you should get renters insurance even if your landlord does not need you to have one.

  • Does your Reno renters' insurance policy require you to include your landlord?

    It is only necessary to include your landlord as an extra interest on your renters' insurance policy in Reno if the landlord wants it. This implies that your landlord will be notified of any changes to or cancellation of your insurance. You should decline to include the landlord if they wish to be added to your policy as an insured named party.

  • Is it necessary to have renters' insurance in Reno even if your landlord has insurance?

    Yes. You, as the renter, are responsible for any damage to your rental property and your personal possessions, even when your landlord, apartment complex, or property management in Reno has insurance covering the building itself. For as long as you are renting your home, renters' insurance is crucial. The same rules apply whether you rent a house, co-op, condo, or apartment.

  • Does mold inspection coverage come with Reno renters' insurance?

    In Reno, a mold inspection is not covered by your renters' insurance. Typically, your landlord or rental business will bear the expense of a mold examination. Furthermore, your renters' policy won't pay for damage caused by outside water that results in mold growing in your apartment or rental home. Alternatively, to safeguard your possessions from flood damage, you might consider additional flood insurance coverage.

  • Does your Reno renters' insurance cover pet-related injuries?

    Pet-related injuries to non-family members are the only ones that your Reno renters' insurance will pay for. It won't pay for any harm your pet caused to you or any other occupants of the rental unit. Your renters' insurance will also pay for any harm your pet does to someone else's property.

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