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Best Renter's Insurance Companies in Henderson, NV

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Henderson Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

7485 West Azure Drive, Las Vegas, NV 89130
WebsiteLicense: 3242691 Rating

Review Sources

4.0 (33)
5.0 (10)
5.0 (4)

Why choose this provider?

Blue Sky Insurance Group is an agency servicing Henderson and nearby communities. It conducts consultations to determine the needs and preferences of clients when offering renters' insurance plans. Its team also specializes in different kinds of insurance products under personal and business lines. The agency's website contains a variety of tools that clients can utilize to make policy changes, update contact information, or contact the carriers it represents. Policyholders can also download an app to manage their accounts.

  • Multiple Policy Types

70 East Horizon Ridge Parkway, Henderson, NV 89002
WebsiteLicense: 71542 Rating

Review Sources

4.0 (18)
5.0 (7)

Why choose this provider?

American Independent Insurance Group is an agency located in Henderson. Its services include renters', home, auto, and life insurance plans. The agency's renters' insurance claims may require clients to submit a loss overview. It also works on business and commercial insurances matters. Other vehicle-related insurance options that the agency handles include motorcycle, recreational vehicle, watercraft, and boat. The agency also accepts policy review requests from its clients. American Independent Insurance Group's agents focus on presenting options to its clients that match their necessities, capacities, and situation.

  • Multiple Policy Types

199 North Arroyo Grande Boulevard, Henderson, NV 89074 Rating

Review Sources

5.0 (62)
5.0 (8)
5.0 (3)

Why choose this provider?

Centurion Insurance Services is a family-owned and family-operated independent agency serving the Henderson community. It offers renters' insurance plans under the home insurance coverage options along with mobile home, scheduled property, landlords', and in-home business insurance. The policy protects financial investments and assets from different types of unexpected circumstances such as fire, theft, and injuries on the property. Moreover, the agency also handles special events, pet, roadside assistance, and recreational vehicle insurance. Its manager, Virginia Chatwin, established the agency in 1994 with her husband.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Blue Sky Insurance Group
7485 West Azure Drive, Las Vegas, NV 89130
American Independent Insurance Group
70 East Horizon Ridge Parkway, Henderson, NV 89002
Centurion Insurance Services
199 North Arroyo Grande Boulevard, Henderson, NV 89074


  • Is renters’ insurance legally required in Henderson?

    Renters' insurance is not required by law in Henderson, but landlords may require tenants to obtain one. Renters' insurance covers expenses such as tenant liability, medical payments, and additional living expenses. Exclusions in these policies include but are not limited to, flooding, structural damage to the rental home, and loss or damage to the insured tenant's roommates' property.

  • What is the average annual renters’ insurance rate in Henderson based on coverage tier?

    Renters pay an average of $156 for $25,000 in property insurance, while $50,000 in insurance costs $219. Tenants who want to save money on insurance should consider getting both their auto and renters' insurance from the same provider. Bundling these policies can result in a 4.4% reduction in car insurance rates.

  • Who is covered under renters’ insurance in Henderson?

    A Henderson renters' insurance policy protects the insured and any spouse living in the home. Additionally, it extends coverage to anyone under the age of 21 who is in the insured's, their resident spouse's, or their resident relative's care. Although a spouse traveling on business is covered, girlfriends and boyfriends are not. Individuals who lead unconventional lives must include the names of those who live with them in their renters' insurance policy.

  • In Henderson, is renters' insurance applicable to a leaking roof?

    No, because Henderson renters' insurance does not cover property damage such as roof leaks. This type of insurance covers medical expenses for injuries sustained during an emergency, personal property damage from a leaking roof, and living expenses when a rented home is no longer habitable. Landlord insurance covers the cost of property damage.

  • How can tenants get affordable renters’ insurance in Henderson?

    Tenants in Henderson should develop a risk profile for their apartment or condominium to determine the level of coverage required. This risk assessment can help determine the amount of property and liability protection needed, as well as possible deductible amounts. It is also a good idea to compare quotes and insurance rates from different providers in the city.

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