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Best Renters Insurance Companies in Montana

Our Recommended Top 8

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Our goal is to connect people with the best local professionals. We scored Montana renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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8Top Picks

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Providers

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Best Renters Insurance Companies Serving Montana
Billings

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Why choose this provider?

Frontier Insurance Solutions Inc. serves individuals and businesses in Montana. It offers the best renters' insurance that provides coverage for the personal belongings, liabilities, and additional living expenses of policyholders in cases of loss events. Its team of insurance professionals assists clients in choosing health, car, home, and disability insurance plans that suit their unique needs and circumstances. The agency represents multiple insurance providers, including The Hartford. Frontiers Insurance Solutions is also licensed to offer insurance products and services in North Dakota.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Conver & Winchell Insurance is an independent agency that offers the best services in Montana. It offers renters' insurance that covers the repair and replacement of the personal possessions of policyholders, including appliances, furniture, and clothing. Its agents assist clients in purchasing insurance products tailored to their needs and plans from a variety of insurance companies, such as Kemper and Progressive. Owner Sara McLean has 23 years of insurance experience. She became a partner at the agency in 2010 and the sole owner in 2017.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Since 2009, Merenz Insurance Agency has been serving clients with top-notch coverages throughout Montana. It offers cheap insurance plans that provide financial protection against the loss or destruction of policyholders' possessions when they rent a house or apartment. The agency also provides insurance products for homeowners and landlords. The risk management company partners with multiple insurance carriers, including Hagerty, Kemper, and American Modern, to identify and create coverage options that fit clients' needs. Owner Jeanette Albrecht has 26 years of industry experience.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Peter Yegen Jr., Inc., is an independent insurance agency that serves clients in Montana. It offers insurance plans that provide financial protection for renters' personal possessions, liabilities, and additional living expenses. It has formed partnerships with multiple insurance companies, including Liberty Mutual, Safeco Insurance, and Hagerty. Peter Yegen Jr. established the agency in 1919 following his military service in World War I. Charlie Yegen is a third-generation owner with more than 45 years of real estate and insurance industry experience.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Raychel R Carlson Insurance Agency, LLC, is an independent risk management company that serves clients in Montana. It provides renters' insurance that financially protects policyholders and their families against risks posed by catastrophic events. Its team of insurance professionals has 29 years of industry experience. They also assist clients in purchasing insurance products for automobiles, businesses, and commercial properties. The agency has been meeting the unique insurance needs and objectives of clients throughout the state since its establishment in 2003.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Thurston Family Insurance is an independent family-owned and family-operated agency that serves clients in Montana. It offers renters' insurance policies that cover the personal belongings, liabilities, and living expenses of policyholders in case of fires and other loss events. With the aim of providing coverage options that suit clients' unique needs and goals, it works with multiple insurance carriers, including Allstate, Allianz, and MetLife. Marc and Vicki Thurston founded the agency in 2011. They have more than 40 years of experience.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Burns Insurance is an independent agency that serves clients in Montana. It offers the best renters' insurance policies that provide coverage for the personal belongings, liabilities, and living expenses of clients in cases of loss. The agency also writes other lines of insurance plans, including business, commercial, life, and health. It has formed partnerships with multiple insurance companies, including Badger Mutual, Farmers Mutual Hail, and Great American. The agency was originally established in Wyoming in 1971. Owner Mark W. Anderson acquired the agency in 1982.

Best Renters Insurance Companies Serving Montana
Billings

Expertise.com Rating

Why choose this provider?

Diana Larson operates a State Farm insurance agency that serves individuals, families, and businesses in Montana. She offers the best insurance plans that help renters pay or replace their personal belongings in cases of catastrophic events. Her agency also provides insurance products for homes, automobiles, properties, businesses, and pets. Diana is a long-time resident of the state who has been with State Farm since 1991. Her agency has qualified for several awards, including the State Farm Ambassador and State Farm Presidents Club designations.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Frontier Insurance Solutions Inc.
848 Main Street, Suite 16, Billings, MT 59105
Conver & Winchell Insurance
2500 Grand Ave., Billings, MT 59102
Merenz Insurance Agency
812 Central Ave, Billings, MT 59102
Peter Yegen Jr., Inc.
211 N. 30th St., Billings, MT 59101
Raychel R Carlson Insurance Agency, LLC
175 N 27th St Ste 1210, Billings, MT 59101
Thurston Family Insurance
223 Shiloh Rd. Suite 6, Billings, MT 59106
Burns Insurance
1020 South 24th Street W., Billings, MT 59102
Diana Larson
3202 Henesta Drive, Suite J, Billings, MT 59102

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Montana Renters Insurance FAQs

  • Is flood water damage covered by Montana renters' insurance?

    No. Renters' insurance in Montana does not cover water damage resulting from floods. If you want to shield your possessions against flood damage, you need to purchase flood insurance. Likewise, water damage and floods caused by faulty sewage lines are usually not covered by a standard renters' insurance policy.

  • Does Montana renters' insurance cover theft of a bicycle?

    Yes, bike theft is covered by Montana renters' insurance. You might be covered up to the policy limits less your deductible if your bike is stolen from your garage, a nearby park, or pretty much wherever else you ride it. Your bike may need to be insured by an additional rider that you add to your renters' policy, at an additional fee, depending on your insurance company.

  • In Montana, how can you obtain the declaration page for your renters' insurance?

    In Montana, you can receive a declaration page for your renters' insurance by contacting your insurance company and making the request. They will deliver the paper to you or send it to you electronically via email. After you receive your copy, carefully go over all the information to make sure the facts of your policy and coverage are correct.

  • How long does it take in Montana to get a renters' insurance claim resolved?

    Different renters' insurance providers have different processing times for claims, but most take anywhere from one week to one month or more. When filing a claim, it's critical to include as much information as you can to speed up the procedure and get paid more quickly. Make sure you fully record any damage or loss, offer proof of purchase, and be responsive to your insurer.

  • Are storage units covered by renters' insurance in Montana?

    Yes. Renters' insurance in Montana could assist you in safeguarding possessions placed in a storage facility, depending on the specifics of your policy. For maximum coverage, you should look into additional personal property riders on top of your standard self-storage insurance policy if you want to store more valuable goods.