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2025

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Best Renters Insurance Companies in Missouri

Our Recommended Top 16

We did the research for you!

  • Licensing
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Our goal is to connect people with the best local professionals. We scored renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2254Reviewed

1358Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Kansas City

Expertise.com Rating

Why choose this provider?

Bargain Insurance Connection serves the citizens of Missouri. It offers the best renters' insurance policies that cover personal property, liability against lawsuits from people injured at the rented building, and additional living expenses. The agency also provides owners of homes, cars, motorcycles, and watercraft with insurance. Business and commercial insurance plans are also available. The independent agency works with multiple national insurance companies to help clients find the coverage they need. It also extends its services to Kansas.

Springfield

Expertise.com Rating

Review Sources

Facebook
4.9 (26)
Google
3.5 (6)

Why choose this provider?

Mid-America Specialty Markets provides Missouri with a complete line of insurance products and services. It offers renters' insurance policies that cover personal property against theft or damage. The insurance plans also financially secure the renters and their families against bodily injury and property damage claims. The agency provides a wide range of personal and commercial insurance products, including those for high-net-worth and senior clients and business owners who need general, professional, and cyber liability coverage. Mid-America Specialty Markets was established in 1992.

Columbia

Expertise.com Rating

Why choose this provider?

Cheryl Kelly has been serving the insurance needs of Missouri since 1988. Kelly offers the best services to renters seeking insurance plans. She also helps clients in need of life, home, car, and business insurance coverages. Financial services, such as banking and annuities, are also available. Kelly is one of the 19,000 State Farm independent contractor agents in the U.S. She is also a part of the advisory council of the Department of Communications of the University of Missouri.

Lees Summit

Expertise.com Rating

Why choose this provider?

A State Farm Insurance agent in Missouri since 1996, Bruce Holiman helps clients obtain several types of protection plans for their needs. Holiman provides renters with the best insurance that covers losses to personal property due to theft, burglary, vandalism, or water and vehicle damage. He also offers life, home, high-cost item, and personal umbrella insurance policies. He also assists in insuring businesses. Holiman is a member of the Lee's Summit Chamber of Commerce and the president of Lee�s Summit Beautifications Commission.

Lee's Summit

Expertise.com Rating

Why choose this provider?

Since 1983, Twin Lakes Insurance Agency has been offering the best protection coverages to individuals, families, and businesses in Missouri. It provides renters with coverage plans that protect their possessions against losses from theft, fire or smoke, vandalism, or water damage from plumbing. It also includes additional costs of temporarily living, including hotel bills and restaurant meals, for a rental property that is unhabitable. The agency connects clients to insurance carriers that have auto, home, life, or health insurance policies.

Springfield

Expertise.com Rating

Review Sources

Google
5.0 (116)
Facebook
5.0 (37)

Why choose this provider?

Bowman Insurance Group assists renters in Missouri in protecting their personal belongings. It has other offerings, including automobile, life, professional liability, and contractors insurance, that cover clients and their families, their investments, and their livelihood. It uses a consultative approach, allowing clients to ask questions or state their insurance concerns in order to acquire the best insurance option from a range of carriers. The company also works with real estate agents and lenders when it comes to closing various real estate transactions.

Saint Joseph

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (5)

Why choose this provider?

A State Farm agent since 2011, Nick Koeteman has been providing Missouri a broad selection of insurance products. One of his duties is to help renters find the appropriate policies for their needs. He also provides clients with auto, motorcycle, home, pet, life, and health insurance. In addition, financial services that involve banking, mutual funds, and annuities are available. Koeteman and the rest of his team aim to guide individuals in managing their lives' everyday risks by offering the best insurance coverages for their needs.

Independence

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Beacon Point Insurance in Missouri helps clients protect the things that are important to them. For renters, the agency offers insurance that covers their valuable items and safeguards them against accidents. It also has insurance plans for owners of homes, condominiums, and cars. It also offers policies that cover dental and vision care. For business owners, the available insurance coverages include general liability, business property, and workers' compensation. The local agency strives to provide tailored insurance solutions.

Lee?s Summit

Expertise.com Rating

Review Sources

Google
4.8 (279)
Facebook
5.0 (74)
Yelp
3.0 (2)

Why choose this provider?

Jim Hubbard Insurance provides the Missouri community with different types of protection plans. It offers insurance to renters to keep their families and personal belongings safe. The agency also has insurance policies that cover auto, motorcycle, boat, home, and life. Insurance coverages for business owners, including general liability and workers' compensation, are also available. Owner Jim Hubbard earned his insurance license in 2003. His company is connected to over a dozen insurance carriers. It also offers 24-hour customer service.

Columbia

Expertise.com Rating

Review Sources

Google
4.8 (21)
Facebook
5.0 (4)

Why choose this provider?

Will Garrett is a local agent of Missouri Farm Bureau Insurance. He provides cheap renters' insurance policies that include coverage for personal contents, increased living expenses, property additions and alterations, and liability against accidents resulting in injury or property damage to others. He also offers home, life, auto, and business insurance plans. As a multi-line agency sales manager, Garrett guides clients about their annuity options. Farm Bureau Insurance was started by a group of Missouri farmers and is owned by the Missouri Farm Bureau Federation.

St. Louis

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (5)

Why choose this provider?

Norrell Insurance Agency gives clients in Missouri peace of mind by helping them get protection plans. It offers renters' insurance policies that cover the policyholders' personal belongings in the event of break-ins, fires, or natural disasters. Insurance policies for owners of cars, homes, and condominiums are also available. In addition, the firm has insurance coverage that safeguards commercial clients' investments and minimizes any risk affecting the growth of their businesses. The independent agency guides people in looking for coverage that meets their budget.

Kansas City

Expertise.com Rating

Why choose this provider?

Alexa Barkley is a local State Farm insurance agent in Missouri. Barkley helps clients find the right renters' insurance policy for their needs. She also offers auto, homeowners, pet, and life insurance. Business insurance plans are also available. She extends her services to individuals who need assistance with financial services such as banking and annuities. Barkley carries a degree in Risk Management. She has been working in the insurance industry since 2010. Her team qualified for the State Farm Honor Club.

Columbia

Expertise.com Rating

Review Sources

Facebook
4.8 (39)
Google
5.0 (2)

Why choose this provider?

Gallaher Insurance Group is an independent agency in Missouri. It provides renters with insurance policies that include coverage for belongings that are stolen or damaged and liability for bodily injury and property damage claims. The agency's broad range of protection plans includes auto, home, life, health, and special event insurance. It also has insurance coverage that helps business owners face commercial liability and workers' compensation issues. The company has over 30 insurance agents on its team.

St. Louis

Expertise.com Rating

Review Sources

Google
4.9 (399)
Facebook
3.7 (19)
Yelp
2.5 (5)

Why choose this provider?

Bradford O'Neil carries over 20 years of experience as a State Farm insurance agent. He provides renters with insurance plans that cover their personal belongings like furniture and electronics. He also helps those seeking home, auto, life, health, and pet insurance policies. The agent extends his services to individuals in need of assistance with financial services. He is knowledgeable about banking, annuities, and mutual funds. O'Neil's agency aims to be the community's first choice for their insurance needs and guide its policyholders in managing the risks of everyday life.

Springfield

Expertise.com Rating

Review Sources

Google
4.8 (25)
Facebook
4.8 (21)

Why choose this provider?

Insurors of the Ozarks is a locally based insurance agency that serves the people of Missouri. It helps renters obtain insurance plans to protect them against personal legal liability in the event of property damage or injuries the policyholders or their families are responsible for. It also offers insurance policies that cover life, home, auto, and comprehensive liability protection. In addition, the agency has business protection plans, including general liability and workers' compensation insurance. It has been serving people for over 80 years.

Independence

Expertise.com Rating

Why choose this provider?

Kim Downey Noble helps renters in Missouri get an insurance plan. She also assists clients to find suitable insurance policies that cover auto, home, life, pet, health, and business. She also shares her knowledge of the financial industry to clients who have concerns about annuities, banking, and mutual funds. Prior to opening her own agency in 2000, Noble worked as claims adjuster for State Farm. She and her team have earned different awards, including the State Farm Chairman�s Circle.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Bargain Insurance Connection
2635 Northeast Vivion Road, Kansas City, MO 64119
Mid-America Specialty Markets
330 West Plainview Road, Springfield, MO 65810
Cheryl Kelly
3215 S Providence Road, Columbia, MO 65203
Bruce Holiman
319 SE Douglas St Unit 317, Lees Summit, MO 64063
Twin Lakes Insurance Agency
2641 NE McBaine Drive, Lee's Summit, MO 64064
Bowman Insurance Group
2733 East Battlefield Road, Springfield, MO 65804
Nick Koeteman
3315 North Belt Highway Suite A, Saint Joseph, MO 64506
Beacon Point Insurance
16657 East 23rd Street South, Independence, MO 64055
Jim Hubbard Insurance
1475 SW Market St, Lee?s Summit, MO 64081
Will Garrett
2415 Carter Lane Ste 103, Columbia, MO 65201
Norrell Insurance Agency
401 Pine Street, St. Louis, MO 63102
Alexa Barkley
1300 East 104th Street Suite # 210, Kansas City, MO 64131
Gallaher Insurance Group
401 Locust Street, Ste 301, Columbia, MO 65201
Bradford O'Neil
3167 Morgan Ford Road, St. Louis, MO 63116
Insurors of the Ozarks
2104 East Sunshine Street, Springfield, MO 65804
Kim Downey Noble
221 West Lexington Avenue, Independence, MO 64050

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