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Best Renters Insurance Companies in Mississippi

Our Recommended Top 5

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Our goal is to connect people with the best local professionals. We scored Mississippi renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1081Reviewed

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5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Mississippi
Ridgeland

Expertise.com Rating

Review Sources

Google
5.0 (163)
Facebook
5.0 (37)
Yelp
5.0 (1)

Why choose this provider?

John Dorsa is a State Farm agent who offers insurance solutions to customers based in Mississippi. Dorsa and his team of agents provide renters' insurance, which serves as a security blanket when renting a home. This covers policyholders' belongings both inside and outside of their rented property, such as electronics, computers, furniture, apparel, and bicycles. Dorsa also crafts homeowners', auto, and life insurance plans. His office has received the Top Insurance Agency award from the Jackson Clarion Ledger in 2018.

Best Renters Insurance Companies Serving Mississippi
Ridgeland

Expertise.com Rating

Review Sources

Google
4.7 (14)
Facebook
5.0 (6)

Why choose this provider?

Greg Jones, the managing partner and producer of the Southern Gulf States, serves the insurance needs of customers in Mississippi. Jones began his insurance career in the spring of 2009. Together with his team, he provides the best and cheapest renters' insurance to protect the assets of individuals and families from the unexpected, such as theft, fire, and vandalism. His renters' plan also pays for living expenses if the home is destroyed and needs repair. He also aims to protects policyholders against lawsuits.

Best Renters Insurance Companies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Google
4.9 (54)
Facebook
5.0 (20)

Why choose this provider?

John Lucas is a State Farm insurance agent who has been serving Mississippi-based individuals and families for ove five years. Lucas and his team offer renters' insurance to protect clients financially against damages and losses in the event of unexpected situations. Its renters' insurance includes liability protection to cover expenses for damaging another person's property or injuring another person. The team also specializes in home, business, life, health, and auto insurance plans. Financial services are also available.

Best Renters Insurance Companies Serving Mississippi
Jackson

Expertise.com Rating

Review Sources

Google
4.5 (12)

Why choose this provider?

Victory Insurance Agency offers renters' insurance policies to protect individuals and families who rent homes in Mississippi. Its team of insurance specialists provides renters' insurance that gives financial protection against losses and damages due to unexpected events like theft, lightning, smoke damage, windstorm, water damage, and explosion. This type of insurance plan pays for hotel expenses, restaurant meals, interim rentals, and other living expenditures while the insured homes are under repair. It also safeguards policyholders from lawsuits.

Best Renters Insurance Companies Serving Mississippi
Flowood

Expertise.com Rating

Review Sources

Google
4.9 (90)
Facebook
4.9 (77)
Yelp
3.0 (2)

Why choose this provider?

Insurance Protection Specialists provides the best renters' insurance plans for individuals and families renting an apartment or home in Mississippi. The insurance specialists at this firm offer renters' insurance to safeguard clients financially from damages caused by a natural disaster or an accident. Its plan helps replace furniture, clothes, and appliances. Additional coverage includes temporary relocation and liability protection. Its owner, Bubba Howell, is passionate about raising funds for the agency's quarterly non-profits and assists prisoners and homeless individuals.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
John Dorsa
325 U.S. 51, Ridgeland, MS 39157
Greg Jones
1000 Highland Colony Parkway, Ridgeland, MS 39157
John Lucas
3304 North State Street, Jackson, MS 39216
Victory Insurance Agency
1700 University Boulevard, Jackson, MS 39204
Insurance Protection Specialists
5500 Plaza Drive, Flowood, MS 39232

Mississippi Renters Insurance FAQs

  • What is the average cost of renters' insurance in Mississippi?

    The average cost of renters' insurance in Mississippi is $26.16 per month or $314 per year. However, insurance premiums in the state still depend on the tenant's location, coverage limit, and deductible. If, for example, the tenant lives in a place prone to fire and crimes, they will pay more premiums. Moreover, if they own high-value items, their insurance rates will be higher.

  • What type of damages are not covered by renters' insurance in Mississippi?

    In Mississippi, damages caused by bed bugs and pests are not covered by renters' insurance. These are considered maintenance issues and tenants or landlords must be in charge. Also, damaged or broken items resulting from floods and earthquakes are not covered by this type of insurance. Tenants must purchase a separate policy for these types of damages.

  • Will your renters' insurance in Mississippi cover your roommate's personal belongings?

    It depends on the situation. In Mississippi, renters' insurance does not cover your roommate's personal belongings. However, they might be covered in some cases as long as they are listed on the policy. You can include your roommate in your policy and split the cost of renters' insurance to be fair.

  • Is renters' insurance required by law in Mississippi?

    No, renters' insurance is not required by law in Mississippi. However, property owners and landlords are legally allowed to require this type of insurance for their tenants. They can ask their tenants to provide proof of renters' insurance before signing the lease contract or moving into the apartment or condominium.

  • Is renters' insurance in Mississippi tax deductible?

    No, renters' insurance in Mississippi is not tax deductible. However, there are cases when this type of insurance can be tax deductible. If you are an employee who also works in your rented unit, you can deduct a portion of your renters' insurance. You can talk to your accountant to know specific details.