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Best Renter's Insurance Companies in Westland, MI

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Westland Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

8301 N. Wayne Road, Westland, MI 48185
WebsiteLicense: 12824962 Rating

Review Sources

4.9 (274)
3.7 (6)

Why choose this provider?

Bobby Branch is a State Farm agent providing insurance and financial services to the Westland community. He offers renters' insurance plans for the protection of tenants' personal belongings, along with identity theft coverage as additional protection. The policy covers different types of properties such as apartments, condominiums, and rental homes. Branch also helps small businesses by presenting commercial lines of insurance and providing health, life, and auto insurance for individuals. In addition, he assists clients with banking, annuities, and mutual funds.

  • Home and Auto Insurance

33018 Warren Road, Westland, MI 48185
WebsiteLicense: 7940409 Rating

Review Sources

4.8 (71)
4.4 (18)
5.0 (1)

Why choose this provider?

Wayne Harris is a Westland-based insurance agent that works for State Farm, providing renters' insurance to clients in the city. He caters to first-time tenants and educates them on the different policy coverages available. These can range from medical liabilities for guests to rental property damage from crime and natural disasters. Harris can customize their existing policies to reflect new life events, such as childbirth or change of profession. Harris has been an agent for State Farm for over 15 years.

  • Multiple Carriers

28230 Ford Road, Garden City, MI 48135
WebsiteLicense: 962620 Rating

Review Sources

4.7 (12)

Why choose this provider?

Established in 1958, McFarlane-King Insurance is a firm that serves individuals and business owners in and around Westland. It offers a wide range of insurance products, including renters' insurance policies. The coverage for renters may include policyholders' personal properties, liability, guest medical protection, temporary housing, and living expenses. Clients can also be assisted in combining their auto and umbrella insurance policies with their renters' insurance. McFarlane-King Insurance's professionals help clients determine the appropriate amount of coverage for their specific needs.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Bobby Branch
8301 N. Wayne Road, Westland, MI 48185
Wayne Harris
33018 Warren Road, Westland, MI 48185
McFarlane-King Insurance
28230 Ford Road, Garden City, MI 48135


  • Why should you purchase a renter's insurance plan in Westland?

    When renting in Westland, obtaining renter's insurance is advised. This coverage shields personal property from theft or damage within policy limits and deductibles. Additionally, it safeguards against liabilities if someone gets injured on your rented property. The renter's insurance can cover medical expenses or legal defense for the injured visitor. Keep in mind that policy limits differ, emphasizing the need to review coverage specifics.

  • Is it required to purchase a renter's insurance plan in Westland?

    No, renter's insurance is not required in Westland. However, some landlords may reject your rental application if you do not have renter's insurance. It is not required by law, but it is highly recommended that you get one so that you and your personal belongings are protected in covered events such as theft, fire, or water damage.

  • Do you need to add an umbrella policy to your renter's insurance plan in Westland?

    Tenants in Westland benefit from having an umbrella policy as part of their renter's insurance. An umbrella policy provides additional liability protection. You may have to pay out of pocket if your renter's insurance policy has already exceeded its limits if you do not have an umbrella policy. If your liability concerns exceed the limits of your renter's insurance, an umbrella policy can provide additional protection.

  • Can you entrust the safety of your personal possessions to your landlord in Westland?

    No, your Westland landlord is not responsible for the safety of your personal belongings. The landlord's insurance is typically used for the upkeep of the rental property rather than the tenants' belongings. That is why it is critical for tenants to obtain their own renter's insurance to protect their belongings in the event of property loss or damage.

  • Does renter's insurance in Westland cover jewelry?

    In Westland, a typical renter's insurance policy covers a tenant's possessions, yet certain limitations exist. While most policies include coverage for stolen jewelry, there's a cap on the amount covered. For instance, some policies limit reimbursement for stolen jewelry to $1,000, regardless of the jewelry's actual value. To adequately insure jewelry exceeding this limit, acquiring a separate rider specifically for these items is advisable.

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