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2024

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Best Renter's Insurance Companies in Warren, MI

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Warren Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

32Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

33080 Groesbeck Highway, Fraser, MI 48026
WebsiteLicense: 959544

Expertise.com Rating

Review Sources

Google
4.0 (54)
Facebook
5.0 (1)

Why choose this provider?

Moravian Insurance Agency is an independent insurance agency serving customers in Warren and the surrounding areas. For over 40 years, the company has provided insurance coverage for auto, homeowners, renters, and motorcycles. The professionals at this firm write insurance. They prioritize listening to their customers' coverage needs to draft insurance policies that address their concerns. In addition, Moravian Insurance Agency offers same-day insurance to its customers, highlighting the importance of having an insurance policy.

  • Multiple Carriers
  • Multiple Policy Types

30795 John R Road, Madison Heights, MI 48071
WebsiteLicense: 1960280

Expertise.com Rating

Review Sources

Google
4.0 (77)

Why choose this provider?

Doug Ware Insurance Agency, Inc. is a local insurance agency of Madison Heights that's serving surrounding areas, including Warren. Among the extensive list of insurance products offered by Doug Ware is renters' insurance, a type of insurance that protects personal properties like personal computer, furniture, and jewelry against dangers or threats. Since 1990, the company has been representing various carriers such as Progressive, Bristol West, and Hagerty. Clients' calls may result in quotes from at least five carriers.

  • Multiple Policy Types

24530 Gratiot Avenue, Eastpointe, MI 48021
WebsiteLicense: 984836

Expertise.com Rating

Review Sources

Google
5.0 (76)
Facebook
5.0 (3)

Why choose this provider?

Located in Eastpointe, Vev Tripp is a State Farm insurance agent that provides insurance services to local individuals and businesses of Warren and the surrounding communities. She carries property insurance packages like renter’s insurance, rental property, personal articles, manufactured home, farm & ranch, and condominium insurance. Additionally, she provides investment services like retirement planning, traditional IRA, Roth IRA, business retirement, State Farm 529 savings plan, and BlackRock Funds. Vev Tripp has been a State Farm Good Neighbor since 1985.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Moravian Insurance Agency
33080 Groesbeck Highway, Fraser, MI 48026
Doug Ware Insurance Agency, Inc
30795 John R Road, Madison Heights, MI 48071
Vev Tripp
24530 Gratiot Avenue, Eastpointe, MI 48021

FAQs

  • Does deductible affect the cost of renters' insurance in Warren?

    Yes, policyholders in Warren can reduce the cost of renters' insurance by increasing their deductible limit. Individuals with a $500 deductible, for example, can pay $376 in premiums for a $40,000 personal property, while those with a $1,000 deductible can pay $363. However, the deductible amount should not be higher than the cost of out-of-pocket expenses in the case of unexpected repairs.

  • In Warren, are personal belongings away from property covered under renters' insurance?

    Renters' insurance policyholders in Warren are given an additional 10% of the personal property coverage for personal items away from their residence, provided they are within the United States or Canada. For instance, those with personal property coverage of $70,000 are entitled to an additional $7,000 for belongings that were damaged, lost, or stolen.

  • What is an interested party in renters' insurance in Warren?

    An interested party in renters' insurance in Warren is a person or group, such as landlords and property management companies, who will be notified if a tenant cancels, renews, or changes their policy. They can ensure that tenants have proof of insurance and adequate personal liability and property coverage by listing them as an interested party. Additionally, listing someone as an interested party has no impact on the cost of renters' insurance.

  • Are immigrants in Warren allowed to purchase renters' policy?

    Yes, immigrants in Warren can obtain renters' insurance policies; however, it would be challenging as most landlords require tenants to submit a state-issued identification card or provide a Social Security number. They must also acquire the US nonresident alien income tax return form to ensure they can afford the cost of the policy. On the other hand, immigrants are protected under the Fair Housing Act, which prohibits landlords from discriminating against individuals based on race, national origin, and color.

  • What factors can affect the cost of renters' insurance policy in Warren?

    Renters' insurance in Warren is priced differently depending on the buyer's income, age, pet ownership, and military status. The amount of coverage, the deductible, the premium, and any applicable discounts all play a role in determining the cost of the policy. Furthermore, the location and condition of the rental property may influence the cost of renters' insurance.

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