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Best Renter's Insurance Companies in Troy, MI

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Troy Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

24Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2800 Livernois Road, Suite 170, Troy, MI 48083
WebsiteLicense: 1005349

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Goodman Venegas Insurance Agency, Inc., serves clients in Troy. It offers renters' insurance that covers the personal belongings and liabilities of policyholders. Its staff has 60 years of combined experience in providing personal and business lines of insurance. It works with several insurance carriers, including Progressive, Chubb, and The Hanover Insurance Group, to provide coverage options that suit the needs and goals of clients. Regina Jessup-Goodman and her partner, Moses Paul Venegas, established the agency in 1997.

  • Multiple Policy Types
  • Home and Auto Insurance

2855 Coolidge Highway Suite 204, Troy, MI 48084
WebsiteLicense: 959676

Expertise.com Rating

Review Sources

Google
4.8 (78)
Facebook
3.4 (6)
Yelp
1.5 (2)

Why choose this provider?

Members Home and Auto is an insurance agency serving the Troy metro. It provides home and auto insurance solutions to individuals, families, and businesses. The agency offers renters' insurance that covers personal possessions and situations when people get hurt inside the rented property. Its team also assists with car, home, life, and umbrella insurance products. The agency is partnered with numerous insurance companies to provide clients with a wide variety of options.

  • Multiple Carriers
  • Home and Auto Insurance

100 West Big Beaver, Ste 200, Troy, MI 48084
WebsiteLicense: 9720762

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

North Coast Insurance Services is a company serving both personal and commercial clients in Troy and the surrounding areas. It is locally owned and operated and strives to provide clients with policies that fit their needs and budget. Insurance services available at the company include renters', home, condo, and farm insurance. It also offers auto, life, flood, boat, and classic car insurance. The company's website also provides clients with the option to get quotes in Bengali, Hindi, or Urdu.

  • Multiple Policy Types
  • Home and Auto Insurance

2328 Livernois Rd. Suite 1040, Troy, MI 48083
WebsiteLicense: 958693

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

Northwest Agency, Inc., is an insurance service company that provides support to clients in Troy. It guides clients in securing renters', homeowners', and condo insurance, protecting individuals in the event of a disaster. Home insurance covers structures, personal properties, and additional expenses incurred due to the coverage of loss. As an independent agency, this firm represents several insurance carriers that allow its specialists to propose different kinds of products that clients can choose from. Northwest Agency also provides guidance in the choice of life, commercial, auto, and pet insurance.

  • Home and Auto Insurance

2916 E Long Lake Road, Troy, MI 48085
WebsiteLicense: 16665375

Expertise.com Rating

Review Sources

Google
4.9 (63)
Facebook
4.4 (12)

Why choose this provider?

Jay Munj is an insurance agent who has been providing services through State Farm since 2013. Serving the Troy metro, he offers renters' insurance policies that protect personal property from accidents and theft, provide liability protection, and cover payment for loss of use. He also handles other insurance products, such as pet, health, home, auto, and life coverage. In addition, he assists in fulfilling financial requirements for banking, annuities, and mutual funds. Munj is an Ambassador Travel qualifier and leads a multilingual team.

  • Multiple Policy Types

2855 Coolidge Highway Rd Suite 204, Troy, MI 48084
WebsiteLicense: 959676

Expertise.com Rating

Why choose this provider?

Hershey Insurance Agency is an independent insurance firm based in Troy that has been serving families and businesses since 1978. It offers a wide variety of personal, group, and business insurance, including renters' insurance. Its basic tenant or renter policy covers personal belongings, liability claims for bodily injury and property damage, and the medical expenses of non-household members accidentally injured inside the policyholders' properties. In addition to the basic coverage, special packages for valuable articles like artwork and collectibles are available.

  • Multiple Policy Types

5069 Livernois Rd, Troy, MI 48098
WebsiteLicense: 8172655

Expertise.com Rating

Review Sources

Google
5.0 (136)
Facebook
5.0 (17)

Why choose this provider?

Lindsay Goebel is an insurance and financial service provider who caters to clients in Troy and nearby areas. She covers renters' insurance and construction home and condominium insurance, along with retirement and legacy planning. Her services also include fine arts, jewelry, life, and automobile insurance. Her service areas extend to Bloomfield Hills, the Charter Township of Oakland, Birmingham, and Rochester Hills. Lindsay is a member of the Rochester Regional Chamber of Commerce.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Goodman Venegas Insurance Agency, Inc.
2800 Livernois Road, Suite 170, Troy, MI 48083
Members Home and Auto
2855 Coolidge Highway Suite 204, Troy, MI 48084
North Coast Insurance Services
100 West Big Beaver, Ste 200, Troy, MI 48084
Northwest Agency, Inc.
2328 Livernois Rd. Suite 1040, Troy, MI 48083
Jay Munj
2916 E Long Lake Road, Troy, MI 48085
Hershey Insurance Agency
2855 Coolidge Highway Rd Suite 204, Troy, MI 48084
Lindsay Goebel
5069 Livernois Rd, Troy, MI 48098

FAQs

  • Does renters' insurance in Troy cover possessions outside the rental property?

    Yes, renters' insurance in Troy covers possessions outside the rental property, providing an additional 10 percent of the total personal property coverage limit. For instance, a policyholder with a coverage limit of $50,000 for personal property would receive $5,000 for lost, damaged, or stolen items anywhere in the U.S. or Canada.

  • How does renters' insurance benefit tenants in Troy if a guest sustains an injury in their residence?

    Renters' insurance in Troy offers medical payment coverage, which benefits tenants by handling the medical expenses for guests injured in the rental premises, regardless of who is at fault. This feature is part of the policy's liability protection, providing financial support and peace of mind to both tenants and their guests in the event of an accident.

  • How does renters' insurance in Troy respond to water damage from burst or frozen pipes?

    In Troy, renters' insurance typically covers water damage caused by burst or frozen pipes, a common issue due to the area's harsh winter conditions. However, it's crucial to note that flood-related damage usually requires a separate policy. Additionally, if a tenant is not residing in the rented property at the time of the incident, they might not be eligible for reimbursement for damaged belongings.

  • How does renters' insurance assist with additional living costs after a disaster in Troy?

    If a Troy resident with renter's insurance incurs additional living expenses due to being displaced from their rental home after a disaster, their policy will cover the additional costs up to a specific limit. For instance, if the insured's usual living expenses amount to $1,000 monthly and post-disaster expenses increase to $1,300, the policy will cover the $300 difference for a duration stipulated in the policy, such as six months.

  • How should tenants in Troy calculate the necessary amount of renters' insurance coverage?

    Tenants in Troy must establish the value of their personal belongings through an inventory to determine the necessary renters' insurance coverage. This process helps renters understand the cumulative value of their items, which often totals more than expected. When reviewing insurance options, one should also note whether the policy offers actual cash value, accounting for depreciation, or replacement cost coverage, reflecting the current retail value.

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