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Best Renters Insurance Companies in Macomb, MI

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Macomb Renters Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

26Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2 Crocker Blvd Ste 302, Mount Clemens, MI 48043
WebsiteLicense: 960593

Expertise.com Rating

Review Sources

Google
4.7 (55)
Facebook
4.5 (11)

Why choose this provider?

Established in 1977, Olmstead Insurance Group is a full-service agency that serves Macomb. It assists clients in finding policies that fit their individual needs, such as renters’ insurance. This policy provides financial coverage for tenants’ personal belongings in case of unexpected incidents, such as fire and theft. The company also crafts other personal lines of insurance, such as plans for cars, recreational vehicles, homes, and life. In addition, it offers coverage options for businesses, such as workers’ compensation and commercial auto.

  • Home and Auto Insurance

148 E Grand River Rd, Macomb, MI 48895
WebsiteLicense: 17722151

Expertise.com Rating

Review Sources

Facebook
4.7 (19)
Google
5.0 (1)

Why choose this provider?

CG Insurance Agency is an independent firm that offers insurance products to clients in the Macomb metro. It provides renter's insurance to tenants, helping them secure their valuables in case of accidents. The firm helps protect clients from liabilities with a renter's insurance policy covering visitors who may get injured in the rental unit. The policy also covers repairing and replacing damaged personal belongings in the rental property. Todd Iannarelli, one of its agents, has 26 years of experience in the insurance industry.

  • Home and Auto Insurance

42946 Garfield Rd, Clinton Township, MI 48038
WebsiteLicense: 960328

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Macomb Insurance Mart, Inc. offers its products to clients in the metro. It provides renters' insurance products covering items against damages from fire, explosion, and water damage from plumbing. Renters' insurance also protects the client's liability to other persons they have injured at their house or elsewhere. Other services offered by the company include umbrella, flood, and homeowners' insurance, which covers both damage to the client's property and their legal responsibility. Since 1982, the independent agency has served its clients around Clinton Township.

  • Home and Auto Insurance
  • Multiple Carriers

48639 Hayes Road, Shelby Township, MI 48315
WebsiteLicense: 18792518

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Grewal Insurance Agency caters to clients in Macomb and the surrounding areas. The company has been in the industry since 2016, providing a wide selection of personal and commercial insurance products. Its options include renters', home, auto, health, life, and umbrella insurance. It also serves the needs of businesses, providing coverage for general liability, workers' compensation, and surety bonds. The company works to assess its clients' needs and tailor policies accordingly, to help protect their most valuable assets.

  • Home and Auto Insurance

45200 Card Rd Suite 120, Macomb, MI 48044
WebsiteLicense: 959229

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Mitzel Agency Inc. is a third-generation company that serves the residents of Macomb and the nearby metros. It provides a variety of personal insurance services, including renters’, homeowners’, condo, flood, and umbrella coverages. In addition, it offers auto, motorcycle, and watercraft insurance policies. The family-owned business also carries commercial insurance products like workers’ compensation, inland marine, and general liability. Mitzel Agency Inc. was founded in 1923. Its team of professionals has more than 85 years of collective industry experience.

  • Home and Auto Insurance

51098 Romeo Plank Road, Macomb, MI 48042
WebsiteLicense: 14660912

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (12)

Why choose this provider?

Justin Ables has been providing State Farm home, property, pet, and auto insurance products to residents in the Macomb area since 2016. He and his professional staff help customers manage the risks of everyday life, recover from unexpected events, live in peace, and realize their dreams. Justin believes that insurance saves clients' money and makes a difference in their lives and that of their families. Outside of work, Justin gives back to the local community in his own capacity.

  • Multiple Policy Types

50798 Romeo Plank Road, Macomb, MI 48044
WebsiteLicense: 16019763

Expertise.com Rating

Why choose this provider?

The Ron Steffens Agency has been serving the insurance needs of individuals and families in the Macomb metro since 2011. It offers renters' insurance policies, which include personal property replacement cost, liability, and additional living expense coverages. The company helps tenants secure reimbursements for lost or damaged valuables and medical expenses caused by unexpected events like theft and natural disasters. It also processes life, auto, and umbrella insurance. Founder Ron Steffens has been in the insurance industry since 1999.

  • Multiple Policy Types

16392 26 Mile Road, Macomb, MI 48042
WebsiteLicense: 16269318

Expertise.com Rating

Review Sources

Google
5.0 (74)
Facebook
4.9 (38)
Yelp
5.0 (2)

Why choose this provider?

Aaron Seitz is an insurance agent who has been with State Farm since 2012. He offers a range of policies to families, individuals, and businesses in Macomb, including renters' insurance. Coverage for renters includes possessions like computers, furniture, and electronics. It also covers injuries and accidents inside the property. In addition, Seitz and his team provide policies for automobiles, homes, pets, and businesses. A lifelong Romeo resident, Seitz had been a qualifier for the State Farm's Million Dollar Round Table and Chairman's Circle.

  • Home and Auto Insurance

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Olmstead Insurance Group
2 Crocker Blvd Ste 302, Mount Clemens, MI 48043
CG Insurance Agency
148 E Grand River Rd, Macomb, MI 48895
Macomb Insurance Mart, Inc.
42946 Garfield Rd, Clinton Township, MI 48038
Grewal Insurance Agency
48639 Hayes Road, Shelby Township, MI 48315
Mitzel Agency Inc
45200 Card Rd Suite 120, Macomb, MI 48044
Justin Ables
51098 Romeo Plank Road, Macomb, MI 48042
The Ron Steffens Agency
50798 Romeo Plank Road, Macomb, MI 48044
Aaron Seitz
16392 26 Mile Road, Macomb, MI 48042

Macomb, MI Renters Insurance FAQs

  • Is it true that your renters' insurance covers personal belongings not located at your home in Macomb?

    Yes. Personal belongings located anywhere else in the country and Canada are covered. The coverage is up to 10% of the renters' insurance policy limit in Macomb, according to the consumer advisory issued by the Michigan Department of Insurance and Financial Services. Say, for example, that if the policy limit is $100,000, the insurance will pay $10,000 for these out-of-home belongings if they get damaged or stolen.

  • Can you be required to carry renters' insurance in Macomb?

    No law requires you to carry renters' insurance in Michigan. However, the landlord and property manager in Macomb may ask for proof of insurance before you can sign the lease agreement. Sometimes, they also require it upon lease renewal. There are also cases where the landlord will request that you include them as an interested party in the policy. This way, they can be notified if you cancel the policy.

  • What should a renter do if they cannot get insurance from traditional insurers in Macomb?

    Renters who have difficulties obtaining insurance from traditional insurers can get a policy from the Michigan Basic Property Insurance Association. Property eligibility applies. If ineligible, the MBPIA can provide guidelines as to how to make the property eligible. Any licensed insurance agent in Macomb can help with getting this type of insurance.

  • Can severe mold overgrowth be covered by renters' insurance in Macomb?

    Not really. Severe mold growth is usually caused by a lack of upkeep or cleaning, which is not covered by insurance. Most of the situations covered by renters' insurance in Macomb are those that are accidental or sudden. Some of these situations include hail, windstorms, and accidental water discharge.

  • Can you hold a landlord in Macomb liable for the damage to your stuff inside a rental unit?

    No. In general, landlords cannot be held accountable for damage to the renter's personal properties. However, they can be liable for any damage caused by their intentional acts or negligence. Tenants in Macomb are advised to have renters' insurance for financial protection on their stuff, such as furniture, gadgets, household items, and clothing.

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