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Best Renter's Insurance Companies in Detroit, MI

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Detroit Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

337Reviewed

205Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

39 Oakdale Boulevard, Pleasant Ridge, MI 48069
WebsiteLicense: 0035213

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (5)

Why choose this provider?

Heidi Kussurelis Insurance is a locally owned and operated company providing services to Detroit. It was established in 1996 to help clients who are looking for different home insurance services, including renters', mortgage protection, homeowners, condo, and landlord. Its team also assists individuals who want to apply for towing, life, health, cannabis, farm, and auto insurance policies. The agency's owner and president, Heidi Kussurelis, is a mathematics degree holder with over 30 years of experience in the insurance industry.

  • Multiple Policy Types

Southfield, MI
WebsiteLicense: 0359592

Expertise.com Rating

Review Sources

Google
4.9 (60)
Facebook
5.0 (27)

Why choose this provider?

Erica Lindsay, The Insurance Lady, serves tenants and renters in the Detroit metro and the surrounding areas. Erica is an independent insurance agent who assists clients in securing renters' insurance protection plans. Her agency assists in choosing from different insurance carriers like Progressive and Universal Property. She and her team also customize policy options and add-on benefits according to the needs and budgets of clients. Erica has been in the insurance industry for more than 15 years.

  • Multiple Policy Types

6442 Michigan Avenue, Detroit, MI 48210
WebsiteLicense: 18176462

Expertise.com Rating

Review Sources

Google
3.9 (49)

Why choose this provider?

Family Auto Insurance Agency helps property owners in Detroit mitigate financial risks. Its property insurance solutions cover flood, earthquake, landlord, and renters' insurance. Its professionals educate clients about renters' insurance coverage, which includes damage to personal belongings from named perils, such as vandalism, theft, and fire. Policyholders also receive financial protection against liability lawsuits. Family Auto Insurance Agency has been serving Detroit and its nearby communities since 2012. It has an online service center that facilitates payments, claims, and policy reviews.

  • Multiple Policy Types

19203 Grand River Avenue, Detroit, MI 48223
WebsiteLicense: 0031917

Expertise.com Rating

Review Sources

Google
4.0 (41)

Why choose this provider?

For more than 20 years, John Cash has been serving clients in Detroit. He works with State Farm to provide renters' insurance products. Cash sets up policies that help clients cover losses related to fire, smoke, water, theft, or vandalism damage. He offers other personal insurance products, like health and auto policies. He also deals with small businesses and creates custom policies for clients in the HVAC, restaurant, and retail industries. Cash has been in the industry for over three decades.

  • Multiple Policy Types

13336 E. Jefferson Ave, Detroit, MI 48215
WebsiteLicense: 17402406

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (4)

Why choose this provider?

Located in Detroit, Hasan Berjaoui caters to clients across the local area. He provides renters' insurance policies and helps individuals cover their personal properties, like electronics and furniture, from vandalism, theft, water, fire, or wind damages. Berjaoui offers other coverage options, including loss of use and liability coverage. He also sets up business owner's policies for a wide range of industries, from home improvement to retail. Berjaoui has over eight years of experience in finance. He once served as a branch manager under Citizens Bank.

  • Multiple Policy Types

7100 W 7 Mile Road, Detroit, MI 48221
WebsiteLicense: 19627839

Expertise.com Rating

Review Sources

Google
4.9 (65)
Facebook
5.0 (4)

Why choose this provider?

Crystal Robertson is an insurance professional affiliated with State Farm. She caters to individuals, families, and businesses in the Detroit metro and the surrounding areas. She offers renters' insurance policies, which help pay for injury and liability claims, property damage, and rental income losses. The agent also provides auto, health, home, life, liability umbrella, and workers' compensation insurance plans. Crystal brings over more than 15 years of experience in the customer service, digital marketing, and professional development industries.

  • Multiple Carriers

3031 East Grand Boulevard, Detroit, MI 48202
WebsiteLicense: 8337085

Expertise.com Rating

Review Sources

Google
3.0 (7)

Why choose this provider?

Cagwin Agency is an insurance agency specializing in insurance options for educators through the Meemic Foundation. Owner and founder Randy Cagwin has been a Meemic agent and has been serving Detroit and the surrounding areas since 1996. The agency provides a variety of home and auto insurance, including renters' insurance. This type of insurance covers replacement costs for personal properties, liability coverage for assets damaged by accident, and optional coverage for other small items like collectibles and jewelry.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Heidi Kussurelis Insurance
39 Oakdale Boulevard, Pleasant Ridge, MI 48069
Erica Lindsay The Insurance Lady
Southfield, MI
Family Auto Insurance Agency
6442 Michigan Avenue, Detroit, MI 48210
John Cash
19203 Grand River Avenue, Detroit, MI 48223
Hasan Berjaoui
13336 E. Jefferson Ave, Detroit, MI 48215
Crystal Robertson
7100 W 7 Mile Road, Detroit, MI 48221
Cagwin Agency
3031 East Grand Boulevard, Detroit, MI 48202

FAQs

  • What factors have the greatest impact on renters' insurance premiums in Detroit?

    The amount of personal and liability coverage as well as the location all have an impact on renters' insurance premiums in Detroit. The higher the insurance cost, the more valuable the items covered. The location also affects the cost of renters' insurance. If the policyholder lives in a high-crime area, their insurance rates will be higher.

  • Is renters' insurance required in Detroit?

    No, renters' insurance is not required for families or individuals renting a home in Detroit. Most insurance companies, however, require them to have one in order to protect themselves from out-of-pocket expenses if something unexpected occurs. Renters' insurance can assist them in recouping the value of their stolen personal items. It also covers the medical bills of anyone injured on the property.

  • Why is it important to have renters' insurance in Detroit?

    Renters insurance is essential in Detroit. It protects renters from repair costs in the event of damage to their rented homes. Renters' insurance is especially important in Detroit, where winters are bitterly cold and pipes frequently freeze and burst. In order to prevent residents from having to pay for repairs out of their own pockets, it covers the costs of flooding due to burst pipes. As a result, having renters' insurance gives Detroit residents peace of mind and financial security.

  • Does renters' insurance in Detroit cover valuable items?

    Yes, renters' insurance in Detroit covers valuable items like art, jewelry, and collectibles, but only to a certain extent. If the policyholder's items exceed the policy's limits, they can add a rider. They can buy an endorsement for their policy. The additional coverage can cover the lost items if they are stolen.

  • How do policyholders in Detroit obtain renters' insurance discounts?

    Renters' insurance discounts are available in Detroit for policyholders who pay in full and bundle multiple insurance plans. They can save at least 3% by combining renters' and auto insurance. They can also combine renters' insurance with other personal protection plans. Individuals and families who install security devices may qualify for renters' insurance discounts.

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