Expertise.com Homepage

2024

Last updated:

Best Renter's Insurance Companies in Springfield, MA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

41Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1252 Elm Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Established in 1993, Lawrence H Blinderman Insurance is an insurance brokerage firm that helps clients obtain renters' insurance in Springfield. Its insurance plan protects clients from losses and/or damages to personal belongings and the rental property and includes additional living expenses. It also covers personal liabilities and visitors' medical expenses in cases of accident and disaster. Lawrence H Blinderman Insurance offers homeowners', mobile home, manufactured home, and condo insurance. Additionally, auto, life, pet, group health, and various business insurance are also available.

  • Multiple Policy Types

1 Main Street, Holyoke, MA 01040

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (6)

Why choose this provider?

Lawler Insurance Agency is a full-service independent insurance agency offering renters' insurance to the residents of Springfield. It also provides life, auto, health, small business, and home insurance products. The family-owned and family-operated agency has been serving clients for more than 50 years. It continues to educate itself on the developing insurance industry and supports the community in their civic needs, youth sports, and local charities. Its agents shop around multiple insurance companies to find the coverage that fits its clients' needs.

  • Multiple Carriers
  • Multiple Policy Types

1381 Westfield Street, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

TP Daley Insurance Agency Inc. is a West Springfield-based insurance agency serving individuals and families in Springfield and New England. It offers a comprehensive line of personal and commercial insurances, including renters' insurance. Various options for this type of insurance include personal property coverage in case of fire, theft, or water damage and liability coverage in case of accidents. In addition to renters' insurance, insurance products for home, business, contractors, and auto are also available.

  • Multiple Carriers
  • Multiple Policy Types

933 East Columbus Avenue, Springfield, MA 01105

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

The AXiA Group is an independent company providing renters' insurance services to Springfield. It helps rental property owners receive benefits if their personal property and rental buildings are damaged. It also covers liability expenses if the tenant becomes injured in the property and sues the rental owners. With over 19 years in business, The AXiA Group serves Mississippi, Connecticut, Rhode Island, New Hampshire, and New York. It also handles insurance products from AIG, Allianz, AmeriTrust, and American Reliable.

  • Multiple Policy Types

103 Van Deene Avenue, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (4)

Why choose this provider?

McClure Insurance Agency, Inc., is a local insurance firm serving Springfield and the surrounding areas for nearly 90 years. It offers individualized solutions with optimal coverage through its comprehensive range of products to address the insurance needs of individuals and businesses. Its renters' insurance plan provides coverage against visitor injuries, theft, and damage caused by catastrophes. It also has specialty insurance for contractors, manufacturers, and trucking companies. McClure Insurance Agency caters to Polish and Portuguese-speaking clients.

  • Multiple Carriers
  • Multiple Policy Types

170 Springfield Street, Chicopee, MA 01013

Expertise.com Rating

Review Sources

Google
4.0 (16)
Facebook
5.0 (3)

Why choose this provider?

Slosek Insurance is a company serving Springfield and the surrounding communities. It offers rental coverage under homeowners' insurance plans along with policies that cover secondary, owner-occupied or vacant, and weather or non-weather homes. A wide range of coverage options is also available for business, life, and auto insurance. The agency assists clients in evaluating their financial situations and determining the policy options that are right for them. The personalized service ensures that the policy covers clients as well as their assets.

  • Multiple Policy Types

181 Park Avenue, West Springfield, MA 01089

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Established in 1975, Lussier-Dowd is an independent insurance agency that serves private and commercial clients in Springfield. It offers an array of risk management solutions, including homeowners' and renters' insurance plans as well as life, health, disability, and long-term care policies. Additionally, it provides extensive business policies, including cyber liability, key employee insurance, commercial property coverage, and bonds. The family-owned and operated brokerage utilizes current software programs and technologies to ensure the accurate and convenient transfer of information.

  • Multiple Policy Types

510 Front Street, Chicopee, MA 01013

Expertise.com Rating

Review Sources

Google
4.0 (73)

Why choose this provider?

First American Insurance Agency, Inc., is an insurance agency serving individuals and businesses in greater Springfield and Chicopee. It offers renters' insurance products that cover a renter's expenses for damages caused by fire, theft, or water damage. It also offers other products such as auto insurance, flood insurance, homeowners insurance, motorcycle insurance, and umbrella insurance. As an independent insurance agency, the firm has access to multiple insurance providers, allowing its team to help clients explore and choose from a wider selection of coverage

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Lawrence H Blinderman Insurance
1252 Elm Street, West Springfield, MA 01089
Lawler Insurance Agency
1 Main Street, Holyoke, MA 01040
TP Daley Insurance Agency Inc.
1381 Westfield Street, West Springfield, MA 01089
The AXiA Group
933 East Columbus Avenue, Springfield, MA 01105
McClure Insurance Agency, Inc.
103 Van Deene Avenue, West Springfield, MA 01089
Slosek Insurance
170 Springfield Street, Chicopee, MA 01013
Lussier-Dowd
181 Park Avenue, West Springfield, MA 01089
First American Insurance Agency, Inc.
510 Front Street, Chicopee, MA 01013

FAQs

  • Are you required by law to have renter's insurance in Springfield?

    No, you are not required by the government to secure a renter's insurance policy in Springfield. However, landlords often require tenants to have renter's insurance before signing a lease agreement. A renter's insurance policy will protect your personal belongings, loss of use, and any personal injury claims against you.

  • What are the advantages of replacement cost coverage over actual cost coverage in Springfield?

    Replacement cost and actual cost coverage are two types of calculations under your Springfield renters insurance policy. Actual cost coverage takes into account the depreciation value of your personal belongings, and it is typically the less expensive of the two. Replacement costs can provide more comprehensive coverage because they pay you the full value of your damaged appliances or equipment.

  • Can your renters insurance policy cover damages on your expensive art collection in Springfield?

    Yes, by adding a rider to your Springfield renters insurance policy, you can cover damages to your valuable art collection. Though your art collection is considered a personal belonging, due to its limited coverage, standard renters insurance will not cover the cost of specialized items such as jewelry and art collections.

  • Will your renters insurance policy in Springfield cover your small business at home?

    No, a standard renters insurance policy in Springfield does not typically cover damage to your business-related equipment. To protect yourself from business liability, personal injury lawsuits, and property damage, you will need to obtain an additional coverage endorsement. If you run a large home-based business with a high volume of foot traffic, you may need to obtain separate business insurance.

  • WIll your renters insurance policy cover damages from earthquakes in Springfield?

    No, typical renters insurance does not cover damage to your personal property as a result of natural disasters like an earthquake in Springfield. You must obtain an add-on or rider for earthquake damage. Natural hazards like sinkholes, mudslides, and lava flows are examples of those that insurance does not cover.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...