Expertise.com Homepage

2024

Last updated:

Best Renter's Insurance Companies in Lowell, MA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lowell Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1250 Lawrence St., C2, Lowell, MA 01852

Expertise.com Rating

Why choose this provider?

Global Help Center is an independent insurance agency based in Lowell. It helps individuals and families find and acquire insurance products ranging from renters' insurance with added liability coverage for injuries sustained on the rental property to home insurance coupled with jewelry floaters. The agency also serves businesses, helping them get coverage plans for commercial property and automobiles. It partners with multiple insurance carriers, like the Hanover Insurance Group and Liberty Mutual Insurance, to provide clients with these products.

  • Home and Auto Insurance

10 Kearney Square, Lowell, MA 01852

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Today's Insurance Agency provides financial protection to people and businesses surrounding the Lowell metro. It offers renters' insurance, which assists tenants in protecting their valuables from unforeseen circumstances. It also provides automobile, commercial, general liability, and workers' compensation policy plans. Initially based in East Cambridge, the company was purchased in 1981 by a pair of brothers who later added two more branches. Its team of experienced professionals is accessible to clients through various channels and can speak multiple languages, including Spanish, Greek, and Albanian.

  • Home and Auto Insurance

3 Hollis St, Pepperell, MA 01463

Expertise.com Rating

Review Sources

Google
5.0 (32)

Why choose this provider?

Stacey Taylor is a Farmers insurance agent that serves clients in Lowell and the surrounding areas. Taylor has the knowledge and experience to assist clients in better understanding the importance of renters' insurance plans. She provides renters' insurance to protect clients' belongings and assets. Its plan helps cover damages or losses caused by various risks, including fire and theft. Homeowners', whole and universal life, commercial property, workers' compensation, and RV and motor home insurance plans are also available.

  • Multiple Policy Types

191 Pawtucket Blvd, Lowell, MA 01854

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
4.0 (1)

Why choose this provider?

Byam Insurance provides insurance products to clients in Lowell and the surrounding areas. It specializes in insurance products that cover rental properties, townhomes, condominiums, apartments, and mobile homes. It also offers insurance products that cover property damages due to earthquakes, floods, and fires. In addition to homeowners' insurance, this company is available for specialty insurance options designed for municipalities, purchasing groups, franchises, associations, and banks. Byam Insurance has been helping clients with their insurance needs since 1906.

  • Multiple Carriers

14 Dinley St, Dracut, MA 01826

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Coughlin Insurance serves individuals and families in and around Lowell. This insurance brokerage provides a variety of coverages under personal and commercial lines. These include protection plans for renters to help them insure their personal belongings in their rented apartment or house. This policy also covers temporary housing and liability protection. In addition, the company provides insurance for homeowners and apartment owners. Coughlin Insurance is a multi-state company with licenses in more than 20 states.

  • Multiple Policy Types

296 Westford St., Lowell, MA 01851

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

RN Insurance caters to the tenants of homes and apartments in Lowell. It assists individuals in finding suitable policies for their assets and valuables in or out of their rented properties. Its agents help renters identify their preferences and choose the limits and deductibles. Other products they provide include home and condominium indemnities and auto, boat, and motorcycle policy plans. RN Insurance provides various policies to shoppers of varying ages in Massachusetts and New Hampshire.

  • Multiple Carriers
  • Home and Auto Insurance

1794 Bridge Street Suite 5A, Dracut, MA 01826

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Colleen A. Coughlin Insurance Agency is a local business serving Lowell and the surrounding communities. The company helps individuals and families in planning for the future by providing renters' insurance coverage options. Its agent, Colleen, has 23 years of experience providing personalized services while understanding the needs of the community as a life-long resident in the area. She also offers insurance products for condominiums, businesses, and autos, as well as flood, life, and health insurance policies.

  • Home and Auto Insurance

225 Broadway Suite 308, Methuen, MA 01844

Expertise.com Rating

Review Sources

Google
4.5 (125)
Facebook
4.4 (17)

Why choose this provider?

Davila & DeFusco Insurance Agency Inc. has been serving individuals and businesses throughout the Lowell metro since 2012. The company offers renters', auto, home, and commercial insurance. Its team of insurance agents collaborates with several carefully selected carriers, including Safety Insurance, Progressive, Plymouth Rock Assurance, Utica First, and Safeco Insurance. Davila & DeFusco Insurance Agency also supports local and worldwide outreach organizations, such as the Wounded Warrior Project, Methuen Little League, and Mass General Cancer Fund.

  • Home and Auto Insurance

471 Aiken Avenue, Dracut, MA 01826

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Serving Lowell, Stephen J. Szczepanik Insurance is a family-operated agency that provides risk management services to residential and commercial clients. It offers a broad range of products, covering renters' insurance. The company also has protection plans for homeowners, drivers, and motorcyclists. With access to policies from several carriers such as Foremost Insurance Group, Hagerty, Liberty Mutual, and Mapfre, it carries coverage for builders, contractors, and office professionals. Stephen J. Szczepanik Insurance has been delivering risk management solutions since 1962.

  • Multiple Carriers
  • Multiple Policy Types

1320 Osgood St, North Andover, MA 01845

Expertise.com Rating

Why choose this provider?

MTM Insurance Associates, LLC, is an independent agency that serves clients in the Lowell metro. It provides renters with insurance policies that protect their personal belongings against losses caused by theft, fire, or water burst. It also offers life, home, condo, auto, motorcycle, and business insurance products. Its agents work with clients in developing insurance programs focused on meeting their needs. One of its managing members, Paul MacDonald, has more than three decades of industry experience. He also earned the CPCU and CIC designations.

  • Multiple Policy Types

530 Rogers St, Lowell, MA 01852

Expertise.com Rating

Review Sources

Google
4.2 (62)
Facebook
5.0 (7)

Why choose this provider?

Francis E. Provencher Insurance Agency, Inc., has been providing Lowell residents with insurance products for 36 years. This family-owned and family-operated firm offers insurance policies to renters to help protect their personal property and cover their additional living expenses in the event of loss of their home and its contents. The agency also insures businesses, motorcycles, and automobiles. Frank Provencher, its president, owner, and founder, has been in the insurance industry for 42 years.

  • Home and Auto Insurance

221 Chelmsford St, Chelmsford, MA 01824

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

For more than 50 years, Talbot Insurance Agency, Inc., has been serving individuals, families, and businesses in Lowell. It offers renters' insurance that covers the valuables and liabilities of policyholders in case of loss events. Being independent has allowed the agency to offer insurance products and coverage options from multiple insurance carriers, such as CNA Surety, Foremost Insurance, and Guard Insurance Group. Its insurance products cover automobiles, contractors, and business owners. Talbot Insurance also serves clients in New Hampshire and Maine.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Global Help Center
1250 Lawrence St., C2, Lowell, MA 01852
Today’s Insurance Agency
10 Kearney Square, Lowell, MA 01852
Stacey Taylor
3 Hollis St, Pepperell, MA 01463
Byam Insurance
191 Pawtucket Blvd, Lowell, MA 01854
Coughlin Insurance
14 Dinley St, Dracut, MA 01826
RN Insurance
296 Westford St., Lowell, MA 01851
Colleen A. Coughlin Insurance Agency
1794 Bridge Street Suite 5A, Dracut, MA 01826
Davila & DeFusco Insurance Agency Inc
225 Broadway Suite 308, Methuen, MA 01844
Stephen J. Szczepanik Insurance
471 Aiken Avenue, Dracut, MA 01826
MTM Insurance Associates, LLC
1320 Osgood St, North Andover, MA 01845
Francis E Provencher Insurance Agency, Inc
530 Rogers St, Lowell, MA 01852
Talbot Insurance Agency Inc.
221 Chelmsford St, Chelmsford, MA 01824

FAQs

  • What types of renters’ insurance coverage are available to people residing in Lowell?

    Residents of Lowell can choose personal property coverage to protect their personal belongings in a rented dwelling in the event of a fire, theft, or damage. They can also choose liability coverage, which protects policyholders from financial losses if they are found legally responsible for injuring or harming someone or damaging the rental property.

  • Are spouses and relatives covered by renters’ insurance in Lowell?

    Standard renters' insurance in Lowell typically covers the policyholder, their spouse living in the residence, and their children. This coverage includes protection for these people's personal belongings, liability, and additional living expenses. It is best to include these individuals on the policy to avoid any confusion about who is and is not covered by the insurance in the event of a claim.

  • What is the cost of renters' insurance in Lowell?

    The renters' insurance premium in Lowell can vary between $108.12 and $198.87. This pricing estimate is based on an unmarried 20-year-old student who has not made any claims in the past five years. The quote includes coverage for medical payments up to $1,000 and personal property protection valued at $5,000.

  • Does a standard renters’ insurance policy in Lowell include coverage for water backup?

    The typical renters' insurance policy in Lowell does not cover water backup. Renters must purchase an endorsement to protect themselves against this particular risk. Sink or drain overflows can cause significant damage to renters' personal belongings. This coverage becomes even more important for tenants who live on the ground floor.

  • Will the coverage of a renters' insurance policy still be effective if personal possessions are located outside a rental property in Lowell?

    Although the policy's limitations still apply, Lowell renters' insurance remains valid beyond their rental property. However, having this coverage is preferable to having none. It is also common to misplace valuable items while traveling, such as necklaces or watches, and these possessions are often more vulnerable to theft. Theft is covered under renters' insurance.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...