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Best Renters Insurance Companies in Massachusetts

Our Recommended Top 20

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Our goal is to connect people with the best local professionals. We scored Massachusetts renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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20Top Picks

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Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Massachusetts
New Bedford

Expertise.com Rating

Why choose this provider?

Humphrey Covill & Coleman Insurance Agency is a Massachusetts-based insurance agency that serves clients all around the state. It provides renters' insurance coverage to protect tenants' personal belongings from theft or natural catastrophe damage. Medals, watches, money, and firearms have all been insured by the firm. It also offers various types of personal insurance, such as auto and homeowners' insurance. One of the agency's supervisors, Peter Covill, has earned the certification of Certified Insurance Counselor. He is the treasurer of the Summit Referral Group, a local networking organization.

  • Home and Auto Insurance
  • Home Insurance
  • Renter's Insurance

Best Renters Insurance Companies Serving Massachusetts
Boston

Expertise.com Rating

Why choose this provider?

MacKenzie-Udoji Insurance Agency, Inc., is a family-owned and family-operated company providing the best services to families and individuals in Massachusetts. Its agents accommodate clients living in rental homes and apartments, helping them obtain renters' insurance plans. They craft customized policies to help tenants secure reimbursements for medical costs and property damages due to unexpected events like fire, theft, and vandalism. They also offer other personal products, including life and auto insurance. The independent agency has been operating since 1994.

Best Renters Insurance Companies Serving Massachusetts
Worcester

Expertise.com Rating

Review Sources

Google
4.6 (127)
Facebook
4.8 (70)
Yelp
5.0 (5)

Why choose this provider?

Berlin Insurance Group is an independent agency serving individuals, families, and businesses in Massachusetts. It provides the best property insurance coverage options for renters, landlords, condos, secondary homes, vacant properties, and mobile homes. Its team of professionals assists clients in generating a new policy and reviews existing ones for those who want to upgrade their protections. The agency also offers auto and business insurance plans. It partners with different insurance carriers such as Norfolk & Dedham, Providence Mutual, and XS Brokers.

Best Renters Insurance Companies Serving Massachusetts
Dartmouth

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Why choose this provider?

Southcoast Insurance Group is a full-service agency that has been serving individuals, families, and businesses in Massachusetts for 35 years. It offers cheap options for renters' insurance, which covers the repair and replacement of the personal belongings of clients such as clothing, furniture, and jewelry. The independent agency provides insurance products and services from several insurance carriers for over 14,000 clients across the state. Owner Nick Daddona established his first insurance agency at age 24. He founded Southcoast Insurance Group to provide multiple coverage options.

Best Renters Insurance Companies Serving Massachusetts
East Boston

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (11)

Why choose this provider?

Spataro & Bellino Insurance is a family-owned and family-operated business serving Massachusetts. It carries various personal lines of insurance products, including renters' policies. The independent agency helps tenants acquire liability and personal property coverages to protect them from financial losses caused by unexpected events like fire, explosion, and theft. Its agents also process homeowners', umbrella, and flood insurance. They work with over 20 carriers, such as MAPFRE, UPC, and Safety Insurance. The company has been in the industry since 1933.

Best Renters Insurance Companies Serving Massachusetts
Lynn

Expertise.com Rating

Review Sources

Google
4.9 (43)
Facebook
5.0 (18)
Yelp
5.0 (1)

Why choose this provider?

Farquhar & Black Insurance Agency has been serving Massachusetts communities for over 160 years. Its agents offer a wide range of personal insurance products, including renters' plans. They process personal property and liability coverage policies to help tenants secure reimbursements for lost or damaged valuables and medical expenses due to perils like natural disasters and theft. They also provide homeowners', life, health, and collector car insurance. The company's president, Ned Breed, has been a Certified Insurance Counselor since 1989.

Best Renters Insurance Companies Serving Massachusetts
New Bedford

Expertise.com Rating

Review Sources

Google
4.7 (96)
Facebook
5.0 (41)
Yelp
5.0 (2)

Why choose this provider?

Neto Insurance Agency offers an array of products to individuals and families in Massachusetts. It creates personalized insurance plans, which include renters' policies. The independent company helps tenants protect themselves and their personal belongings from unforeseen events like fire and theft. Its agents also process homeowners', life, automobile, and motorcycle insurance. They also serve business owners who want to acquire BOP and workers' compensation insurance. Neto Insurance has been in the industry for over 45 years. Services in Portuguese are available.

Best Renters Insurance Companies Serving Massachusetts
West Springfield

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Why choose this provider?

McClure Insurance Agency, Inc., offers its products and services in Massachusetts. Its agents provide financial protection to individuals and families living in rental single-family homes, townhomes, apartments, and condominiums. They offer personal property and liability coverages to protect tenants from monetary losses due to unexpected events like theft and fire. They help clients file claims for medical costs and lost or damaged possessions like laptops, cameras, smartphones, furniture, and pieces of jewelry. The insurance company has been in business for over 90 years.

Best Renters Insurance Companies Serving Massachusetts
Brockton

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Why choose this provider?

J.M. Sullivan Insurance Agency Inc. caters to families and individuals in Massachusetts. It assists clients living in rental homes and apartments in acquiring renters' insurance plans. Its insurance agents help tenants file claims for damaged or lost belongings and medical expenses caused by unforeseen events like natural disasters, theft, and vandalism. They also offer other personal products, including home, umbrella, classic car, and motorcycle insurance. In addition, they handle notary services. J.M. Sullivan Insurance Agency has been in business for 25 years.

Best Renters Insurance Companies Serving Massachusetts
Quincy

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Why choose this provider?

Tobman, Molignano & Weiner Insurance Agency Inc. has been around since 1936 and has grown to serve the needs of more than 2,500 individuals, families, and businesses in Massachusetts. This full-service brokerage firm provides a wide array of products for personal coverages, including renters' insurance. In addition, its team works with clients looking for better auto, life, and homeowners' insurance deals. Tobman, Molignano & Weiner is a member of the Massachusetts Association of Insurance Agents.

Best Renters Insurance Companies Serving Massachusetts
Cambridge

Expertise.com Rating

Review Sources

Facebook
5.0 (68)
Google
4.9 (19)

Why choose this provider?

Econosurance is an independent insurance provider serving Massachusetts. It caters to individuals and families living in rental homes and apartments, helping them obtain renters' insurance. The company crafts customized personal property, liability, and additional living expense coverages. Its agents help tenants file claims for medical costs and lost or damaged electronics, clothing, and furniture. They also offer homeowners', classic car, and watercraft insurance. Econosurance has been in business for over 25 years. It works with various carriers, such as Safeco and Progressive.

Best Renters Insurance Companies Serving Massachusetts
Brighton

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (5)
Yelp
5.0 (2)

Why choose this provider?

Pella Insurance Agency Inc. handles quotations and claims for clients in Massachusetts. This independent brokerage firm has been in the same location for three decades, providing its neighbors with renters' insurance products. Its team helps tenants find policies designed to protect themselves from liabilities and their belongings against damages and losses. The company also extends its services to high-net-worth individuals, offering flexible insurance solutions that include provision for private collections, identity theft, and kidnap-for-ransom incidents.

Best Renters Insurance Companies Serving Massachusetts
Newton

Expertise.com Rating

Why choose this provider?

Bikofsky Insurance Agency & Saul Freedman Agency Inc. provides comprehensive policies in Massachusetts. It carries a wide range of personal products, including renters' insurance. Its agents create personalized personal property, liability, and additional living expense coverages to secure financial protection in case of natural disasters. They also serve business owners who want to obtain employment practices liability, workers' compensation, and commercial vehicle insurance. The family-owned and family-operated company has been in the industry for over 64 years.

Best Renters Insurance Companies Serving Massachusetts
Lynn

Expertise.com Rating

Review Sources

Google
4.6 (31)

Why choose this provider?

For more than 25 years, Friendly Insurance has been serving clients in Massachusetts. It helps people who are living in a rented condo, apartment, duplex, or house protect their personal belongings in case of weather impacts, fire, or theft, by providing them with renters' insurance policies. Other products include auto, motorcycle, and workers' compensation insurance. Friendly Insurance is a member of the Massachusetts Association of Insurance Agents and also offers tax services such as bookkeeping, financial statement, consulting, and IRS representation.

Best Renters Insurance Companies Serving Massachusetts
Lynn

Expertise.com Rating

Why choose this provider?

Founded in 1954, Wood & Associates Insurance Agency, Inc., is a second-generation family business that caters to clients all around Massachusetts. It offers a full array of products, including renter's insurance. Clients who purchase this type of insurance are covered against various perils like fireplaces, riots, windstorms, vandalism, theft, and electrical problems. In addition, it protects the policyholders from liability for accidents at their rental properties. The agency also writes policies for clients' other valuable assets and properties, such as houses, cars, and businesses.

Best Renters Insurance Companies Serving Massachusetts
Grafton

Expertise.com Rating

Why choose this provider?

Since 1926, Gaudette Insurance Agency has been providing the best coverages to Massachusetts residents, including apartment tenants seeking renters' insurance policies. Its team also designs insurance for individual and group life, automobiles, RVs, boats, in addition to businesses of varied nature such as dental, cargo, manufacturing, and retail. Lee Gaudette, the president, is a Chartered Property Casualty Underwriter. The agency was founded by Roy Gaudette, Lee's late uncle, who built the venture by writing auto insurance policies for neighbors and friends despite having polio.

Best Renters Insurance Companies Serving Massachusetts
New Bedford

Expertise.com Rating

Why choose this provider?

Established in 1852, Paul & Dixon Insurance is a team of risk management professionals serving Massachusetts. They provide renters' insurance plans that cover personal possessions of tenants and compensate losses in the event of theft or fire. With access to policies from multiple providers such as Liberty Mutual, Nationwide, Chubb, and Zurich, they also provide protection plans for condominium unit owners and drivers. Paul & Dixon Insurance's agents each have an average experience of over 15 years.

Best Renters Insurance Companies Serving Massachusetts
Chelsea

Expertise.com Rating

Why choose this provider?

Founded in 1976, Gorman Insurance Agencies serves clients in Massachusetts. It provides various personal insurance products to help clients secure their future and protect their finances, possessions, and loved ones. These products include renters', homeowners', condos, auto, and recreational vehicle insurance plans. In addition to personal insurance, this agency assists individuals in applying for life and health insurance policies for individuals or groups. Gorman Insurance Agencies is also available for real estate bonds and workers� compensation services.

Best Renters Insurance Companies Serving Massachusetts
Randolph

Expertise.com Rating

Why choose this provider?

Crowley Insurance Agency is an independent business that serves customers in Massachusetts. It provides a wide selection of personal insurance products, including renters', home, condo, auto, and flood insurance. Its renters' insurance policy protects the client's belongings against loss or damage from theft and fire. This policy also covers additional living expenses in case of loss of use. Commercial products, such as workers' compensation and general liability insurance, are also available from the company. It works with various carriers, including Progressive, Mapfre, and National General.

Best Renters Insurance Companies Serving Massachusetts
Salem

Expertise.com Rating

Why choose this provider?

John J. Walsh Insurance Agency has been serving individuals and small businesses in Massachusetts since 1929. The independent company offers renters' insurance plans that help tenants in securing their family and personal belongings in the event of theft, fire, or water damage. The policy can cover property damage-related costs, such as increased food and hotel expenses for the duration of repairs. The agency also provides insurance coverage options for weddings, valuable properties, and liquor liability.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Humphrey Covill & Coleman Insurance Agency
195 Kempton Street, New Bedford, MA 2740
Mackenzie - Udoji Insurance Agency Inc.
771 Adams Street, Boston, MA 2124
Berlin Insurance Group
61 Milton Street, Worcester, MA 1606
Southcoast Insurance Group
74 State Rd., Dartmouth, MA 2747
Spataro Bellino Insurance
156 Maverick Street, East Boston, MA 2128
Farquhar & Black Insurance Agency
85 Exchange Street Suite 101, Lynn, MA 1901
Neto Insurance Agency
96 Rockdale Avenue, New Bedford, MA 2740
McClure Insurance Agency, Inc.
103 Van Deene Avenue, West Springfield, MA 1089
J.M. Sullivan Insurance Agency Inc.
1081 N Main St, Brockton, MA 2301
Tobman, Molignano & Weiner Insurance Agency Inc.
21 McGrath Highway Suite 303, Quincy, MA 2169
Econosurance
125 Cambridgepark Drive, Cambridge, MA 2140
Pella Insurance Agency Inc
585 Washington Street, Brighton, MA 2135
Bikofsky Insurance Agency & Saul Freedman Agency Inc
793 Washington, Newton, MA 2460
Friendly Insurance
471 Western Ave, Lynn, MA 1904
Wood & Associates Insurance Agency, Inc.
32 South Common St, Lynn, MA 1902
Gaudette Insurance Agency
68 Worcester Street, Grafton, MA 1536
Paul & Dixon Insurance
388 County Street, New Bedford, MA 2740
Gorman Insurance Agencies
186 Broadway, Chelsea, MA 2150
Crowley Insurance Agency
659 N Main St, Randolph, MA 2368
John J. Walsh Insurance Agency
87 Margin Street, Salem, MA 1970

Massachusetts Renters Insurance FAQs

  • How can residents leasing a home in Massachusetts obtain cheap renters' insurance premiums?

    Residents leasing a home in Massachusetts can obtain cheap insurance premiums by raising their deductibles and bundling their renter's insurance with a car policy. Moreover, they can lower their renters' insurance costs if they invest in security protection devices, such as burglar alarms, smoke and fire detectors, and sprinkler systems.

  • If you own pieces of jewelry, is it necessary to add extra coverage to your renters' insurance in Massachusetts?

    Maybe. You might need to add extra coverage to your renters' insurance in Massachusetts because a standard policy may not be enough to cover your jewelry. If, for, example, you have high-value jewelry and carry standard personal property coverage, your renters' insurance cannot cover the replacement cost of your item in case it is stolen.

  • Do college students in Massachusetts need to have renters' insurance?

    It depends on the situation. College students in Massachusetts who stay in dorms located inside the campus may not need to have renters' insurance because they are covered by their parents' homeowners' policy. However, students who rent a unit outside the campus are advised to have one because of theft and vandalism risks in the state.

  • Does renters' insurance cover flood damage in Massachusetts?

    No, renters' insurance in Massachusetts does not cover flood damage. Families and individuals renting a unit can purchase separate flood insurance to make sure they are protected in case of overflowing rivers, melting snow, slow-moving storms, and blocked sewers. Flood insurance can pay the repair or replacement cost of tenants' damaged or broken valuables.

  • In Massachusetts, do tenants who are in rent-to-own arrangements need renters' insurance?

    Yes, tenants in Massachusetts who are in rent-to-own arrangements need to have renters' insurance first. They need this type of personal insurance plan since they are still considered tenants. After they pay for their house in full and the papers are transferred to them legally, they can acquire homeowners' insurance.