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2024

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Best Renter's Insurance Companies in Silver Spring, MD

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Silver Spring Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

24Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4301 38th St, Brentwood, MD 20722
WebsiteLicense: 3000009728

Expertise.com Rating

Review Sources

Yelp
4.2 (5)

Why choose this provider?

Rightaway Insurance provides renters' insurance products to Silver Spring and the surrounding communities. It also offers other insurance services, including home insurance which covers the damages of clients' possessions due to fire or natural disasters. Its home insurance policies also allow individuals to receive liability protection and medical coverage to help with their expenses if a guest obtains injuries inside the apartment. Rightaway Insurance brings more than two decades of experience in the insurance industry.

  • Multiple Carriers
  • Multiple Policy Types

817 Silver Spring Ave, Ste 100, Silver Spring, MD 20910
WebsiteLicense: 2086439

Expertise.com Rating

Why choose this provider?

ACG Services LLC is an insurance brokerage that has been serving residents and businesses in Silver Spring since 2011. Its renters' insurance covers possessions in cases of fire, theft, or vandalism. It also provides coverage for medical costs if someone had injuries while in the policyholders' properties. Additionally, ACG offers coverage for automobiles, motorcycles, and trucks. It works with various insurance providers, such as National General Insurance and Progressive. Its agents aim to advise and help clients throughout the insurance process.

  • Home and Auto Insurance

512 East Randolph Road, Suite L, Silver Spring, MD 20904
WebsiteLicense: 1851

Expertise.com Rating

Review Sources

Google
4.8 (52)
Facebook
5.0 (23)

Why choose this provider?

Harders & Bradford Insurance Agency provides solutions for individuals, families, and businesses in Silver Spring and neighboring areas. Whether it is for personal, business, or life purposes, the firm's agents offer multiple insurance options from selected carriers. For renters' insurance, they design coverage that protects the lifestyle and personal properties of the renter in the event of fire, wind, and theft damage. Owner Michael Trae has over a decade of experience and five insurance designations and certifications.

  • Multiple Carriers
  • Home and Auto Insurance

13975 Connecticut Avenue Suit 205, Silver Spring, MD 20906
WebsiteLicense: 43422

Expertise.com Rating

Review Sources

Google
3.5 (8)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

Bethesda General Insurance provides financial investment solutions to individuals and families in the Silver Spring metro. It deals with a range of personal lines of insurance, including renters' policies that help tenants acquire personal liability and property coverages to secure reimbursements for medical expenses and damaged or lost belongings caused by theft and natural disasters. It represents various carriers, such as Travelers, Foremost, and Progressive. President Michael Helton has been in the insurance industry since 1986. He can accommodate clients who speak Spanish.

  • Multiple Carriers
  • Multiple Policy Types

11714 Georgia Ave, Silver Spring, MD 20902
WebsiteLicense: 18098

Expertise.com Rating

Review Sources

Google
4.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Hemnani & Company Insurance is an independently-owned and locally operated firm that serves clients in Silver Spring. Since 1974, it has offered a wide range of property insurance products for renters, homeowners, and landlords. The firm's renters' insurance policies are designed to cover personal properties from damages and theft. Additionally, clients can also protect themselves against bodily injury and property damage liability claims. Hemnani & Company Insurance represents different providers allowing clients to customize their policies based on their unique goals and needs.

  • Multiple Carriers
  • Home and Auto Insurance
  • Multiple Policy Types

1300 Spring Street, Suite 132, Silver Spring, MD 20910
WebsiteLicense: 64302

Expertise.com Rating

Review Sources

Google
4.9 (95)
Facebook
4.8 (33)
Yelp
4.5 (8)

Why choose this provider?

Cindi Scafide is a State Farm agent who offers renters' insurance products to Silver Spring. She helps individuals protect their belongings inside their apartments, including watercraft equipment, furs, silverware and goldware, gift cards, money, and jewelry. The renters' insurance services also cover losses or expenses caused by weather impacts, vandalism, fire, water damages, or civil commotion. In addition, she assists people with renters' insurance in obtaining living expenses while their apartments are being restored. Scafide brings over 34 years of experience in the insurance industry.

  • Multiple Policy Types
  • Home and Auto Insurance

10010 Colesville Road, Suite A, Silver Spring, MD 20901
WebsiteLicense: 1110

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.2 (6)

Why choose this provider?

Founded in 1977, Georgetown Insurance provides customized coverages for families and individuals in the Silver Spring metro. It helps clients living in rental homes, condominiums, and apartments obtain renters' insurance to protect themselves and their personal belongings from unforeseen events, like natural disasters and theft. The company also offers other personal plans, including life, umbrella, and motorcycle insurance. Georgetown Insurance maintains affiliations with the American Subcontractors Association of Metro Washington and the Independent Insurance Agents & Brokers of America, Inc.

  • Multiple Policy Types

12520 Prosperity Drive, Suite 115, Silver Spring, MD 20904
WebsiteLicense: 104986

Expertise.com Rating

Review Sources

Google
4.7 (20)
Yelp
1.0 (1)

Why choose this provider?

Curt Sumpter is a State Farm insurance agent who offers a wide range of coverages in the Silver Spring metro. He handles both homeowners' and renters' insurance plans. As a long-time resident of Montgomery County, he also provides his community with personalized life, automotive, business, and property insurance policies. In addition, he deals with mutual funds and annuities. Sumpter leads a bilingual team and is also licensed in Virginia and the District of Columbia

  • Multiple Policy Types
  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Rightaway Insurance
4301 38th St, Brentwood, MD 20722
ACG Services LLC
817 Silver Spring Ave, Ste 100, Silver Spring, MD 20910
Harders & Bradford Insurance Agency
512 East Randolph Road, Suite L, Silver Spring, MD 20904
Bethesda General Insurance
13975 Connecticut Avenue Suit 205, Silver Spring, MD 20906
Hemnani & Company Insurance
11714 Georgia Ave, Silver Spring, MD 20902
Cindi Scafide
1300 Spring Street, Suite 132, Silver Spring, MD 20910
Georgetown Insurance
10010 Colesville Road, Suite A, Silver Spring, MD 20901
Curt Sumpter
12520 Prosperity Drive, Suite 115, Silver Spring, MD 20904

FAQs

  • Can Silver Spring landlords and property managers require tenants to purchase renters’ insurance?

    In Silver Spring, landlords and property managers can require renters to obtain insurance prior to finalizing a lease agreement. A lease is a specific type of contract between a tenant and the property owner or manager. Renters' insurance is reasonably priced within the city, which benefits both the tenant and the property stakeholders while contributing positively to the community as a whole.

  • What types of personal belongings are typically covered under renters' insurance in Silver Spring?

    Renters' insurance plans in Silver Spring provide coverage for a range of personal belongings within a rented residence, including items like clothing, furniture, and appliances. This type of insurance protects other valuable possessions, such as bedding, electronic devices, and musical instruments. Note that the extent of coverage for specific items may differ based on the insurance provider and the terms of the policy.

  • What are the typical renters’ insurance discounts offered for people in Silver Spring?

    Insurance providers in Silver Spring offer discounts on renters' insurance, including decreased premiums for those who combine their auto and renters' insurance. Renters can also reduce their insurance expenses by installing anti-burglary systems and fire extinguishers. Individuals without a history of previous claims are also eligible for discounts from various carriers.

  • How does the cost of renters' insurance in Silver Spring compare to other cities in Maryland?

    The annual cost of renters' insurance in Silver Spring averages $181, with Annapolis residents paying slightly more at $189 per year. Baltimore emerges as the priciest city for renters' insurance in Maryland, where the average yearly premium reaches $219. Areas with lower crime rates generally enjoy more affordable insurance rates, whereas coastal dwellers typically face higher insurance expenses.

  • Will renters' insurance pay for medical expenses incurred by a visitor who is injured at a tenant's rental residence in Silver Spring regardless of fault?

    Renters' insurance generally incorporates a liability coverage element designed to assist in covering medical costs related to injuries sustained on the rented premises, even if the tenant is deemed responsible. This policy also offers protection to Silver Spring renters and their family members in cases involving bodily injury, property damage liability claims, and potential litigation, depending on the chosen coverage limits.

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