Expertise.com Homepage

2025

Last updated:

Best Renters Insurance Companies in Louisiana

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Louisiana renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1691Reviewed

1019Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Louisiana
New Orleans

Expertise.com Rating

Review Sources

Google
4.9 (21)
Yelp
4.5 (4)

Why choose this provider?

Luke DeLouise is a State Farm insurance agent who has been serving clients in Louisiana since 2011. His team offers renters with the best insurance policies that cover their belongings, such as TVs, computers, electronics, bicycles, clothing, and furniture. It guides clients in securing products that cover losses to personal properties caused by fire, theft, vandalism, water damage, and smoke damage. DeLouise also assists clients in making the right decisions when choosing life, health, pet, auto, and business insurance.

Best Renters Insurance Companies Serving Louisiana
Lafayette

Expertise.com Rating

Why choose this provider?

TWFG Knight Insurance is an independent agency that has been serving Louisiana for over 30 years. Its renters' insurance helps tenants secure their personal belongings from theft and damage even if they are away from their homes. In addition, this type of program covers medical payments for visitors who have been injured in the policyholder's residence, bodily injury claims, and property damage liability. The agency also offers property insurance products for homeowners, condos, and landlords.

Best Renters Insurance Companies Serving Louisiana
Lafayette

Expertise.com Rating

Review Sources

Google
4.9 (85)

Why choose this provider?

Katie Sanford is a State Farm insurance agent serving individuals, families, and businesses in Louisiana. She provides renters' insurance plans for the protection of tenants' personal belongings, such as clothing and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the policy. Katie and her team also offer insurance coverage options for health, cars, and businesses. In addition, their office accommodates inquiries on banking, annuities, and mutual funds.

Best Renters Insurance Companies Serving Louisiana
Metairie

Expertise.com Rating

Review Sources

Google
4.9 (60)
Facebook
5.0 (48)

Why choose this provider?

Taylor Lambert is an agent who runs a State Farm insurance agency serving clients in Louisiana. Her team, who has more than 30 years of insurance experience, offers renter's insurance products that protect the client's family and belongings. It has also been providing life, home, auto, condo, and business insurance policies since 2018. Committed to taking care of clients, Lambert worked to earn her Chartered Financial Consultant designation. She also qualified to receive the State Farm Ambassador Club and State Farm Honor Club awards.

Best Renters Insurance Companies Serving Louisiana
Baton Rouge

Expertise.com Rating

Why choose this provider?

McInnis Insurance Services, Inc., has been catering insurance needs of individuals across Louisiana since 1929. It provides a comprehensive range of the best personal insurance products, including renter's insurance. Offering personalized policies, its team assists clients looking to protect their possessions against damages and losses caused by unexpected events such as theft, vandalism, and fire. Its team guides clients in determining the level of coverage suited for them. It offers policies from different insurance carriers for a wide selection of coverage.

Best Renters Insurance Companies Serving Louisiana
Kenner

Expertise.com Rating

Review Sources

Google
4.9 (9)

Why choose this provider?

Gabisa Insurance Agency is a local, family-owned firm that serves clients in Louisiana, guiding them in accessing the best insurance products in the industry. It provides renters, homeowners, and condo owners with insurance solutions that protect them and their belongings against damages caused by unforeseen incidents. It also offers auto and commercial insurance products. Gabisa Insurance Agency is a member of the Professional Insurance Agents of Louisiana. Its staff members are fluent in Spanish.

Best Renters Insurance Companies Serving Louisiana
Baton Rouge, LA

Expertise.com Rating

Review Sources

Google
4.4 (35)

Why choose this provider?

Banner Insurance Agency is a business that has been serving Louisiana since 1979. It offers a renters' insurance plan which covers personal possessions, liability protection, and additional living expenses. Its team of professionals assists tenants in shopping across the insurance marketplace to craft a policy that suits their needs and preferences while considering their financial goals. The agency partners with multiple insurance carriers including Southern Fidelity, Imperial Fire & Casualty, and Lighthouse. It also provides condo, RV, and mobile home insurance plans.

Best Renters Insurance Companies Serving Louisiana
New Orleans

Expertise.com Rating

Review Sources

Google
4.9 (188)
Facebook
5.0 (22)
Yelp
5.0 (1)

Why choose this provider?

Garcia Insurance Services is a local and independent insurance agency that serves clients in Louisiana. It matches them to insurance carriers that provide comprehensive insurance solutions focused on protecting their best interests. Its team assists renters in purchasing policies that cover their belongings against theft or damage and provides them with injury liability coverage. In addition, the agency offers home, life, and auto insurance policies. Co-founder Erik Garcia, a CFP, has an extensive background in financial planning, allowing him to guide clients when making decisions.

Best Renters Insurance Companies Serving Louisiana
Baton Rouge

Expertise.com Rating

Why choose this provider?

Steven Brooksher Jr., is a State Farm insurance agent serving Louisiana communities. He offers renters' insurance plans for tenants who are looking to protect their personal belongings like computers and clothing from unforeseen circumstances. The policy covers different types of properties, such as rental homes, apartments, and condominiums. Identity theft coverage is also available for additional protection. Brooksher and his team carry pet, life, and auto insurance products. They can communicate in French, Italian, Spanish, and Lingala.

Best Renters Insurance Companies Serving Louisiana
New Orleans

Expertise.com Rating

Why choose this provider?

LeMoine Robinson is a State Farm agent that provides insurance services in Louisiana in English and Spanish. He assists tenants in protecting their personal belongings, such as computers and clothing, through renters' insurance. This policy covers different types of properties, like apartments, condominiums, and rental homes. Identity theft coverage is also available under the customizable plan. Robinson and his team also craft health, life, and auto insurance products. In addition, they handle financial matters like banking, annuities, and mutual funds.

Best Renters Insurance Companies Serving Louisiana
Metairie

Expertise.com Rating

Review Sources

Facebook
4.9 (33)
Google
3.8 (6)
Yelp
1.0 (1)

Why choose this provider?

AWS Insurance offers Louisiana renters with the best custom-tailored insurance policies that fits their needs and budget. This independent agency offers an assortment of policies from its network of insurance carriers, providing clients with financial protection and compensation for their personal belongings in case of fires or burglaries. Policies also provide damage and injury liability coverage should accidents or property damage occur on the client's premises. In operation since 1987, the agency maintains an online portal where clients can access their accounts and related information about their policies 24/7.

Best Renters Insurance Companies Serving Louisiana
Baton Rouge

Expertise.com Rating

Why choose this provider?

Lohman & Lohman Insurance Services is an agency that has been serving Louisiana communities since 1983. It offers the best renters' insurance plans for individuals and families who are residing in a home or an apartment. The policies provide financial protection from property damage or losses and liability issues that tenants may be held responsible for. One of the firm's employees, Andrea Smith, joined the office as a customer service representative then eventually became a property & casualty insurance agent.

Best Renters Insurance Companies Serving Louisiana
New Orleans

Expertise.com Rating

Why choose this provider?

Ben Guillory is a State Farm insurance agent who has been serving Louisiana since 1980. He offers renters' insurance plans that cover different types of properties, such as apartments, condominiums, and rental homes. The policy helps tenants protect their personal belongings such as clothing and furniture. Guillory is a Life Underwriter Training Council Fellow who facilitates workshops about retirement and Social Security planning. He also assists with out-of-state transfers of auto and home insurance to the New Orleans area.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Luke DeLouise
110 West Harrison Avenue, New Orleans, LA 70124
TWFG Knight Insurance
130 Rue Beauregard, Lafayette, LA 70508
Katie Sanford
1801 Camellia Boulevard, Lafayette, LA 70508
Taylor Lambert
3330 Lake Villa Dr Ste 101, Metairie, LA 70002
McInnis Insurance Services, Inc.
7814 Office Park Blvd, Baton Rouge, LA 70809
Gabisa Insurance Agency
3226 Williams Boulevard, Kenner, LA 70065
Banner Insurance Agency
5559 Plank Road, Baton Rouge, LA, LA 70805
Garcia Insurance Services
3815 Macarthur Boulevard, New Orleans, LA 70114
Steven Brooksher Jr.
6160 Perkins Road, Baton Rouge, LA 70808
LeMoine Robinson
4747 Earhart Boulevard, New Orleans, LA 70125
AWS Insurance
4501 West Napoleon Avenue, Metairie, LA 70001
Lohman & Lohman Insurance Services
10124 Jefferson Hwy, Baton Rouge, LA 70809
Ben Guillory
4111 Franklin Avenue, New Orleans, LA 70122

Louisiana Renters Insurance FAQs

  • Which insurance companies offer the most affordable renters’ insurance plans in Louisiana?

    State Farm provides the most affordable renters' insurance in Louisiana, with a yearly premium of $288 or $24 monthly. Following closely are Liberty Mutual and Allstate, offering monthly premiums of $28 and $32, respectively. Assurant charges the highest monthly premium at $52. The average annual cost of renters' insurance in the state is $433, which is equivalent to $36 per month.

  • Which Louisiana government agency should residents contact for mishandled renters’ insurance policies or claims?

    Louisiana residents facing mishandled renters' insurance policies and claims can seek assistance from the state's Department of Insurance. The department can be contacted by calling 1-800-259-5300. Renters can also submit complaints online at www.ldi.la.gov or send insurance-related concerns via email at public@ldi.la.gov. It is advisable that tenants speak with their agents or adjusters first, then file a complaint if needed.

  • Why do some landlords require their tenants to have renters' insurance?

    Requiring their tenants to have renters' insurance gives landlords in Louisiana peace of mind. Not only will their tenants' personal property be covered by named perils such as fire and theft, but liability coverage is important to have as well. Plus, if tenants need to temporarily relocate due to a covered event, their renters' insurance will help shoulder relocation costs.

  • Is renters' insurance necessary for a college student residing independently in Louisiana?

    College students in Louisiana who reside away from their parents' homes and are named dependents on their parents' insurance need not purchase renters' insurance. As dependents, their personal possessions receive coverage in the event of a covered loss. If they share living space with non-relative roommates, students can have a shared insurance policy. However, it is advisable that each occupant acquire renters' insurance coverage individually.

  • How can Louisiana residents save money on their renters’ insurance?

    Louisiana residents can reduce their renters' insurance costs by increasing their deductibles. Tenants can also inquire with insurance providers about available discounts, such as reduced premiums for bundling auto and rental insurance policies. Determining the value of personal belongings and opting to pay the full amount by check may also make renters eligible for discounts.