Best Renter's Insurance Companies in Lexington, KY

Located in Lexington, Gray Insurance is a locally owned and operated full-service insurance agency that brings over 40 years of experience building strong relationships with its individual and commercial clients. The company offers renter's and homeowners insurance plans that provide coverage options, including personal property, personal liability, and medical payments. Gray Insurance is a family-owned and operated business led by founder and president Larry Gray, who is a licensed property, casualty, life, and health insurance agent.

Summit Insurance Group caters to renters of apartments, mobile homes, or any rented living space in Lexington and the neighboring areas. Its renters' insurance policy protects the renters' personal belongings in case of theft or accidents. Owner and principal agent Steve Terell has been a licensed agent for four years and specializes in providing customized insurance coverages to fit each client's specific needs. The team led by Terell aims to provide policies, advice, and security for the clients.

The Hutch Agency provides risk management assistance from its Lexington office. Its team of independent agents assists clients in several areas, including renters' insurance which provides protection against property damage and bodily injury claims and helps pay for replacement costs of stolen or damaged personal possessions. In addition, they furnish mobile home, flood, pet health, and condominium protection plans. The Hutch Agency, which has been operating since 1995, is also licensed in Ohio and West Virginia.

Since its inception in 2014, Lexington First Insurance has been providing multi-line insurance policies to individuals and businesses in Lexington and nearby communities. The company protects tenants, their loved ones, and their personal belongings throughout the duration of their lease with a renters' insurance policy. Its insurance brokers specialize in a variety of coverage options, including property loss, liability, and loss of use. The team also represents multiple carriers that can offer home and condo insurance.

Bray & Oakley Insurance Agency is a full-service brokerage that serves individuals and businesses in Lexington. With the help of partner carriers like Allstate, Chubb, and Progressive, the independent company can provide different types of protection, covering renters' insurance which provides liability and personal property coverage. The agency, which was established in 1920, has been led by Paul Clinton Winter since 1982. He is a Certified Insurance Counselor and Accredited Advisor of Insurance with nearly 50 years of trade experience.

Michelle Oberto is a State Farm agent providing renters' insurance services to Lexington. She helps clients who want to protect their rental homes from property damages, liability claims, and injuries. She also assists individuals from the financial burden of accidents and weather impacts. In addition, she offers a policy that covers watercraft equipment, banknotes, comic book collections, and firearms. Michelle has been working with State Farm for over 7 years and is a board member of Chi Omega Advisory and Junior League of Lexington.

Parsons & Howard Insurance Group is a team of independent agents serving Lexington and nearby locations. They offer various risk management solutions, including renters' insurance, which covers personal property such as furniture and clothing and helps pay for additional living expenses in case the policyholder's home becomes uninhabitable. They review policies from numerous providers such as Nationwide, Progressive, and Safeco, allowing them to find suitable coverage options for renters. Agency owner Daniel Howard started working in the insurance industry in 2006.

Slade & Collins is an insurance agency that has been serving Lexington and nearby communities for over 86 years. It assists renters in obtaining the right insurance policies by providing customized plans that cover personal property and personal liability. With a network of insurance carriers like American Modern and Celina Insurance Group, the company has flexible policies and options to suit different needs. It also offers insurance products across auto, health, life, and business insurance lines.

Carpenter Insurance Group is an independent insurance company that serves clients in the Lexington area. It offers a range of renters' insurance policies designed to help customers protect their personal belongings from natural or man-made catastrophes. Its policies cover liabilities, electronics, appliances, and additional living expenses. The company also provides risk protection packages for motorcycles, homes, and automobiles. It has been in operation since 2016. Its owner, Chase Carpenter, began his career in the insurance industry in 2012.

Based in Lexington, Shalimar Norris works with homeowners and renters in the area. As a State Farm insurance agent, she educates clients about the importance of getting insurance plans and the renters' insurance coverage, including personal property damage arising from accidents, vandalism, weather impacts, and loss of use. Her team also offers life, health, and auto insurance. A native of Michigan, Shalimar has been working for State Farm since 2020. She is a mother of a 15-year-old boy and loves cooking and traveling.

Established in 1952, Lexington Insurance Agency is a family-owned insurance firm serving the residents of Lexington and the surrounding communities. It helps customers secure a renters' insurance policy to protect their most valued assets in case of theft, accidents, or natural disasters. It also provides auto, life, health, pet, business, and product liability insurance. Lexington Insurance Agency partners with insurance companies such as Progressive, Safeco Insurance, and American Modern Insurance to provide its clients with the policy that fits their specific situations.

Renee Jackson Insurance Agency serves individuals, families, and small to large businesses in Lexington and the surrounding areas. It offers renters' insurance plans that cover losses and damages to personal property caused by perils like fire, theft, hail, and lighting. Other coverage options include liability and loss of use. The agency also writes auto, individual life, workers' compensation, and restaurant insurance policies with various companies such as Encompass, Hagerty, Progressive, Travelers, and Nationwide. Owner Renee Jackson has been in the industry since 1994.

Thoroughbred Insurance Services is an independent agency based in Lexington that offers insurance coverage for life, home and renters, commercial, and auto. The company's renters' insurance covers claims for damaged dwellings and for loss, theft, or damage of personal belongings and other valuables items. It also has life insurance that includes term life, whole life, and universal life policies. Its home insurance has the property coverage option for claims for damaged dwelling and other structures within the property, and a liability coverage option when clients are sued for accidental property damage or injury.

Debra Hensley is a State Farm insurance agent who serves individuals and businesses throughout the Lexington area. She provides various types of insurance products, including renters' insurance plans. She offers coverage for personal belongings, such as collections and keepsakes, electronic equipment, and furniture. She also provides policies that cover theft losses of high-value items, such as jewelry, stamps, goldware and silverware, and wall hangings. Additionally, Hensley offers homeowners', condominium, auto, life, and health insurance products.

Energy Insurance Agency is a Lexington-based company providing insurance solutions for over 39 years. Its team of agents helps renters assess and obtain the right insurance policies that cover their personal belongings while leasing. They create comprehensive renters' insurance programs that cover personal property, temporary accommodation, and liability coverage. The company also handles other personal insurance lines, including auto insurance, homeowners' insurance, pet insurance, and other disaster coverages. It has a team of over 100 associates who are licensed to help renters across 48 states.

Kentucky Insurance & Investment Group is an independent insurance firm that serves the Lexington metro and the surrounding areas. It offers renters' insurance that protects clients from various risks. In addition, it carries manufactured home, auto, business, life, and pet insurance. When working with clients, the firm evaluates their particular needs and aims to make buying policies hassle-free. Kentucky Insurance & Investment Group is partnered with several insurance companies, such as American Modern Insurance Group and The Hartford.

Cambridge Insurance is a local independent insurance agency serving individuals, families, and businesses in Lexington. It offers an extensive line of personal and commercial insurance products, including renters' insurance which protects valuables in rented properties like homes and apartments. The coverage includes personal properties and liabilities protection against any threat or danger such as water damage, fire accidents, theft, and loss of use. All its insurance products are contracted with selected carriers like Progressive, Safeco Insurance, and Zurich.