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2025

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Best Renters Insurance Companies in Iowa City, IA

Our Recommended Top 4

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Iowa City renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

30Reviewed

19Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Iowa City
1110 Dina Ct, Hiawatha, IA 52233
Visit WebsiteLicense: 1001002959

Expertise.com Rating

Review Sources

Google
4.9 (57)
Facebook
5.0 (16)

Why choose this provider?

Skogman Insurance assists families and individuals in Iowa City with their insurance needs. It provides renters' insurance solutions that protect clients' assets in the event of fire, vandalism, or theft. Its agents work with clients to determine the appropriate insurance product based on their needs. The agency also offers life, health, home, auto, and recreational vehicle insurance products. Chad Smeby, Skogman Insurance's vice president, has been working for the agency since 2012. He has over 18 years of experience.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Iowa City
1929 Keokuk Street, Iowa City, IA 52240
Visit WebsiteLicense: 7528535

Expertise.com Rating

Review Sources

Google
4.9 (412)
Facebook
4.9 (169)
Yelp
4.5 (4)

Why choose this provider?

Chad Burtch offers renters' insurance for individuals and families residing in Iowa City. Serving the community for almost two decades, he and his team bring 90 years of combined experience to protect clients' future and give them a helping hand in reaching their goals through insurance solutions. A State Farm agent, Burtch also provides insurance policies that cover automobiles, homes, and businesses, as well as other products such as banking, mutual funds, and annuities.

  • Home and Auto Insurance

Best Renters Insurance Companies Serving Iowa City
1003 50th Street Suite 2, Marion, IA 52302
Visit WebsiteLicense: 19175986

Expertise.com Rating

Why choose this provider?

Lindsay Lange offers State Farm insurance policies to clients in Iowa City. She provides renter's insurance for tenants who want more protection than what their landlord's property insurance provides. The policy covers injuries inside the residence, along with living expenses in case the rental property is no longer habitable. Lindsay also offers policies for homes, autos, properties, and businesses. Clients who want to invest their money can get her help with getting into mutual funds and annuities.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Iowa City
815 E Jackson, Sigourney, IA 52591
Visit WebsiteLicense: 16999962

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Century Insurance provides a complete array of insurance services for clients throughout Iowa City. It offers renters' insurance plans for clients seeking coverage for their personal belongings. It also provides coverage for loss of use in case the rented property is deemed uninhabitable due to repairs. The company also provides home, recreational vehicle, auto, general and professional liability, and commercial insurance products. Century Insurance has offices in Fairfield, Kalona, and Sigourney and is licensed in 14 states.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Skogman Insurance
1110 Dina Ct, Hiawatha, IA 52233
View More
Chad Burtch
1929 Keokuk Street, Iowa City, IA 52240
View More
Lindsay Lange
1003 50th Street Suite 2, Marion, IA 52302
View More
Century Insurance
815 E Jackson, Sigourney, IA 52591
View More

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Iowa City, IA Renters Insurance FAQs

  • What are the benefits of having renters' insurance in Iowa City

    Purchasing renters' insurance in Iowa City is a wise move for residents looking to safeguard their belongings in rental properties. Should unforeseen incidents like theft, fires, or water damage occur, having this insurance ensures that personal belongings can be replaced promptly. Given the high cost of immediate replacement, renters' insurance offers an inexpensive means of protecting one's investments.

  • What should residents of Iowa City consider before purchasing renters' insurance?

    Before purchasing renters' insurance in Iowa City, residents should determine the appropriate coverage limits and deductibles. Opting for lower coverage limits may reduce monthly premiums but can lead to inadequate protection during claims. Weighing the value of one's possessions and personal living habits is crucial to ensure comprehensive coverage.

  • How can renters in Iowa City ensure they receive a fair renters' insurance premium?

    Iowa City renters should catalog their possessions and keep receipts to determine an accurate insurance premium. It's important to document each item's value and take into account its worth. For added security, they can create a visual record of their belongings, stored digitally or in a secure location like a fireproof box. These measures ensure one's assets' values are not undervalued.

  • What additional coverage options can tenants in Iowa City add to their renters' insurance policy?

    Iowa City tenants can personalize their renters' insurance plans with options, including replacement cost coverage for personal belongings, scheduled item riders for specific valuables, and umbrella liability coverage. Additionally, pet liability can be added to safeguard against incidents involving animals. Tenants can also include specific natural disaster endorsements for natural disasters like floods, earthquakes, and windstorms.

  • Why should Iowa City tenants get renters' insurance even though it's not federally mandated?

    In Iowa City, securing renters' insurance is crucial, as it provides coverage for personal belongings and rental spaces against theft, water backup damage, and certain natural disasters. Although not federally required, landlords may demand it as a lease condition. It fills in the coverage gaps a landlord's insurance doesn't address, ensuring tenants' possessions are protected from unforeseen events.