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2024

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Best Renter's Insurance Companies in South Bend, IN

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Bend Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

45Reviewed

30Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2401 Lincoln Way W, Mishawaka, IN 46544
WebsiteLicense: 454431

Expertise.com Rating

Review Sources

Google
4.8 (43)

Why choose this provider?

Founded in 2004, Dennis Insurance Agency is an independent firm that serves South Bend. It represents several insurance carriers and offers various coverage options that fit its clients’ budgets. One of its core products is renters' insurance, which helps insure tenants’ personal belongings while renting. It also offers other products, including auto, boat, condo, home, life, and motorcycle insurance. Dennis Insurance Agency won the 2005 Howard Hodgens Award from the National Association of Insurance and Financial Advisors.

  • Multiple Policy Types

54101 North Ironwood Road, South Bend, IN 46635
WebsiteLicense: 1248470

Expertise.com Rating

Why choose this provider?

Dan Berry Insurance is an independent agency in the South Bend metro. It offers renters' insurance along with other personal lines such as watercraft, motorcycle, home, and auto. Clients can also ask about Medicare Supplement and Advantage, business owners', health, workers' compensation, and life policies. Allied Insurance, QBE, West Bend, The Hartford, and Safeco are some of the carriers the agency works with. One client attests to the quality of service they receive, as they have chosen to stay with the agency for 30 years.

  • Multiple Carriers
  • Home and Auto Insurance

822 W 8th St, Mishawaka, IN 46544
WebsiteLicense: 602456

Expertise.com Rating

Review Sources

Google
4.9 (70)

Why choose this provider?

Pilot Insurance Agency offers renters' insurance to the locals of South Bend. This protects the policyholders from suffering financial losses due to vandalism, theft, fire, and other covered events. It also applies in the event that someone is injured while in the policyholder's personal property and wins a legal judgment against them. The agency specializes in life, auto, motorcycle, and home insurance. The locally owned and operated Pilot Insurance Agency is independent, sourcing its policies from multiple carriers. It runs a monthly program called "Charity of the Month."

  • Home and Auto Insurance

1117 Lincolnway East, Mishawaka, IN 46544
WebsiteLicense: 3318455

Expertise.com Rating

Review Sources

Google
4.8 (29)
Facebook
5.0 (10)

Why choose this provider?

DAC Insurance provides South Bend residents with renters’ insurance. Its agents assist clients with their claims and remind them of their annual renewal. They guide renters on choosing specialty dwelling insurance suitable for rental and unoccupied homes. The team helps them choose coverages such as dwelling, personal belongings, medical expenses, personal liability, and loss of use. Company president Dan Clemens has been in the insurance business for 27 years. He owns two independent insurance agencies.

  • Multiple Carriers

4104 Miami St., South Bend, IN Indiana
WebsiteLicense: 3222742

Expertise.com Rating

Review Sources

Google
4.4 (26)
Facebook
5.0 (9)
Yelp
4.0 (1)

Why choose this provider?

Michiana Family Insurance is an independent agency operating in South Bend. It helps individuals and families who are renting a home or an apartment in securing their personal property from theft or damage. Coverage options are also available for liability issues that can occur in the residence. Bringing more than 20 years of experience, its team of professionals provides financial advice and partners with different insurance carriers to provide tailored products, such as UnitedHealthcare, Hagerty, and Mutual of Omaha.

  • Multiple Carriers

2030 South Bend Avenue, South Bend, IN 46637
WebsiteLicense: 1107450

Expertise.com Rating

Review Sources

Google
4.9 (51)
Yelp
5.0 (1)

Why choose this provider?

Rich Was an insurance agent serving the South Bend metro and the surrounding areas. He offers a wide variety of products, including renter's insurance for condos, apartments, or rental homes. Was provides coverage on clients' properties in cases of theft or natural disasters. He also offers other insurance products including auto, home, property, business, life, and health insurance. Financial services such as banking, mutual funds, and annuities are also available. Was has been a State Farm insurance agent since 1991.

  • Multiple Policy Types

1402 Portage Ave, South Bend, IN 46616
WebsiteLicense: 576246

Expertise.com Rating

Review Sources

Google
4.0 (15)

Why choose this provider?

McCartney Insurance, LLC, is an independent agency founded in 1999. It serves South Bend and the surrounding areas, providing renters' insurance policies that include liability coverage for damages on the rental property or guest injuries, and payments for temporary accommodation if the property becomes uninhabitable after an event covered by the policy. It also safeguards against burglaries, and fires. Other personal insurance policies offered by the agency include secondary home, mobile home, condo, and auto insurance.

  • Home and Auto Insurance

802 Lincolnway West, Mishawaka, IN 46544
WebsiteLicense: 1444370

Expertise.com Rating

Why choose this provider?

Founded in 1959, McCarthy Insurance Group, Inc., is an independent agency serving South Bend. It represents several insurance companies and assists clients in finding the right coverage options tailored to their specific needs. Among the products it offers are auto, business, homeowner’s, renter’s, life, and health group insurance. One of its core products is renter’s insurance, which helps ensure tenants and their personal belongings are financially covered and protected in case of an accident or an unfortunate event.

  • Multiple Policy Types

24545 Brick Road, South Bend, IN 46628
WebsiteLicense: 415305

Expertise.com Rating

Review Sources

Google
4.7 (53)
Facebook
5.0 (10)

Why choose this provider?

Tim Grauel provides South Bend and neaby areas with renters’ insurance services. He helps clients get coverage for their rented space and personal belongings. He also offers home, auto, property, life, health, and pet insurance policies. In addition, he helps clients obtain products such as annuities, mutual funds, and business, contractor, and workers’ compensation insurance. Owner Tim Grauel is licensed to offer insurance in both Michigan and Indiana. He has a good standing with FINRA’s BrokerCheck.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Dennis Insurance Agency
2401 Lincoln Way W, Mishawaka, IN 46544
Dan Berry Insurance
54101 North Ironwood Road, South Bend, IN 46635
Pilot Insurance Agency
822 W 8th St, Mishawaka, IN 46544
DAC Insurance
1117 Lincolnway East, Mishawaka, IN 46544
Michiana Family Insurance
4104 Miami St., South Bend, IN Indiana
Rich Was
2030 South Bend Avenue, South Bend, IN 46637
McCartney Insurance, LLC
1402 Portage Ave, South Bend, IN 46616
McCarthy Insurance Group, Inc.
802 Lincolnway West, Mishawaka, IN 46544
Tim Grauel
24545 Brick Road, South Bend, IN 46628

FAQs

  • Are you required to buy renter’s insurance in South Bend?

    While tenants in South Bend and the rest of Indiana are not mandated by law to purchase renters' insurance, landlords or rental agencies may require it, which they are legally allowed to do. Whether or not your landlord or rental agency requires you to obtain renters' insurance, it is always a good idea to consider getting a policy to protect your personal items from perils like fire and theft.

  • Won’t your landlord’s insurance cover you as a tenant in South Bend?

    Unfortunately, it does not work that way. Your landlord’s insurance policy in South Bend does not cover your personal belongings in the event that they get stolen or damaged during the term of your lease. In most cases, landlord insurance is limited to the care of the building or structure of the rental property.

  • Can your renters' insurance policy in South Bend cover the full value of your jewelry?

    Generally, renters' insurance policies issued in South Bend have specific limits, which highly valuable items, such as jewelry, fine art, and collectibles, usually exceed. That being said, if you wish to have your jewelry covered for its value, you may opt to purchase an endorsement for your policy for full protection.

  • Will your renters' insurance policy take care of the medical costs of someone injured in your South Bend apartment?

    It depends. If your South Bend-issued renters' insurance policy carries some form of medical payment coverage for others, it can shoulder the medical costs of someone who sustained injuries while on the property you are renting. And if your policy has personal liability coverage, you are financially protected from legal fees if you are found to be responsible for another person’s injury.

  • How much coverage should you get when buying renters' insurance in South Bend?

    There is no definitive answer to this question, as no two tenants have the exact same circumstances and belongings in South Bend. When drawing up your policy, your agent will take several things into consideration, including what you’d like to cover and what they are worth. There are standard minimums for coverage, and you can discuss with your agent whether you’d like to get more protection.

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