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Best Renters Insurance Companies in Indiana

Our Recommended Top 15

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Our goal is to connect people with the best local professionals. We scored Indiana renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2484Reviewed

1496Curated

15Top Picks

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Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Indiana
Fort Wayne

Expertise.com Rating

Review Sources

Google
5.0 (141)
Facebook
5.0 (55)
Yelp
1.0 (1)

Why choose this provider?

Colligan & Company, Inc., is a full-service property and casualty insurance agency that serves clients in Indiana. It offers renters' insurance policies to help clients protect their temporary homes and other possessions from damages caused by vandalism, pipe bursts, smoke, or burglary. It has various coverage options, such as personal property, medical payments, personal liability, and additional living expenses. One of its agents, Nik Burkhardt, has licenses in series 6 securities, state property, life, health, and annuities.

Best Renters Insurance Companies Serving Indiana
Newburgh

Expertise.com Rating

Review Sources

Google
4.8 (42)
Facebook
5.0 (28)

Why choose this provider?

Self Insurance Services, LLC, serves individuals, families, and businesses in Indiana. It offers the best renters' insurance policies to help clients prepare for the unexpected. It assesses the clients' insurance needs and recommends insurance plans that match their requirements. It also has other insurance policies, such as medical, car, condo, disability, and homeowners' insurance. Founded by Charles E. Self in 2004, this company started as a scratch agency providing employee benefits to small and large corporations.

Best Renters Insurance Companies Serving Indiana
South Bend

Expertise.com Rating

Review Sources

Google
4.5 (26)
Facebook
5.0 (9)
Yelp
4.0 (1)

Why choose this provider?

Michiana Family Insurance is an Indiana-based agency that serves clients throughout the state. Through renters' insurance plans, it helps cover tenants' personal belongings from fire or burglary-related damages. The agency also guides them on the policy's liability coverage. In addition, it deals with business insurance and provides products like commercial property policies. The agency works with various carriers, including Progressive, Mutual of Omaha, and Universal Property, to offer the best options to its customers. Its staff has over two decades of combined industry experience.

Best Renters Insurance Companies Serving Indiana
Mishawaka

Expertise.com Rating

Why choose this provider?

Established in 2008, Pilot Insurance Agency offers some of the best risk management solutions for individuals and businesses across Indiana. Included in its product range is renters' insurance, which protects clients from lawsuits in case they injure others and reimburses losses from fire, vandalism, and theft. Its team also furnishes protection plans for homeowners in addition to personal and commercial auto policies. Pilot Insurance Agency's founder, Matt Dodd, has been working in the industry for more than 20 years.

Best Renters Insurance Companies Serving Indiana
Indianapolis

Expertise.com Rating

Review Sources

Google
4.7 (48)
Facebook
4.7 (15)
Yelp
1.0 (1)

Why choose this provider?

Binford Insurance is an independent agency that caters to clients in Indiana. It sets up renters' insurance plans to help tenants deal with theft or natural disaster-related damages. The agency also offers personal property and liability coverage. In addition, it provides other policies that cover various properties, including condos. Andrew Bell, its president, once worked as an agent for Allstate Insurance. His agency represents a wide range of carriers, from Foremost and Kemper to Nationwide and Travelers.

Best Renters Insurance Companies Serving Indiana
Indianapolis

Expertise.com Rating

Why choose this provider?

Individuals and businesses in Indiana are served by Skaggs-Insurance Agencies Inc. The independent agency provides comprehensive insurance options to help customers protect themselves against the unforeseeable. It offers renters', homeowners', auto, and life insurance, as well as coverage for business owners and commercial umbrellas. Its renters' insurance policy provides liability coverage to safeguard customers in the event that they damage the rented property by accident. This policy also includes liability coverage for the premises. Foremost, Progressive, Erie, Safeco, and Travelers are among the carriers that the company works with.

Best Renters Insurance Companies Serving Indiana
Carmel

Expertise.com Rating

Why choose this provider?

Rupp Insurance has been serving individuals and businesses in Indiana since 1973. It offers insurance policies for homes, vehicles, and businesses. Its home insurance policies include renters', condo, landlord, mobile home, and scheduled property insurance. Renters' insurance pays for the costs of replacing clients' personal belongings damaged or stolen in fire, vandalism, or theft. The company represents various carriers, including Progressive, Nationwide, Trexis, Scottsdale, and Universal Insurance Company. It is also a member of the Westfield Chamber of Commerce.

Best Renters Insurance Companies Serving Indiana
Hammond

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
1.0 (2)

Why choose this provider?

Jeff Peschke is a State Farm agent who serves individuals, families, and businesses in Indiana. Peschke offers renters' insurance policites to help clients protect their personal items inside their temporary homes, such as clothing, furniture, computers, and bicycles. Renters' insurance policy has also a liability protection coverage that can pay for the medical expenses and legal fees in case someone gets hurt inside the clients' property. Peschke is one of the 19,000 insurance agents of State Farm in the country.

Best Renters Insurance Companies Serving Indiana
Indianapolis

Expertise.com Rating

Review Sources

Google
5.0 (65)
Facebook
5.0 (23)

Why choose this provider?

Dalessandro Agency Inc. is a full-scale insurance company that serves individuals, families, and businesses in Indiana. It offers the best renters' insurance policies to help clients have financial protection from various types of emergencies. Its insurance policies cover medical payments, personal liability, additional living expenses, and contents, such as furniture, electronics, clothing, and other personal items. It also has elective coverage options for high-value items and earthquake policy or volcanoes. This locally owned and operated company has been in the industry since 1995.

Best Renters Insurance Companies Serving Indiana
Indianapolis

Expertise.com Rating

Review Sources

Google
5.0 (34)
Yelp
5.0 (4)

Why choose this provider?

Established in 2007, Irvington Insurance is among the best independent agencies serving Indiana and Ohio. Included in its product range is renters' insurance, which protects personal belongings such as appliances, electronics, and high-value items like designer purses and art pieces. Its team reviews and compares policies from multiple providers, giving them the flexibility to design plans around clients' unique needs. Irvington Insurance was founded by Eric Wilson, a U.S. Army veteran who worked as a captive agent prior to establishing his independent company.

Best Renters Insurance Companies Serving Indiana
South Bend

Expertise.com Rating

Review Sources

Google
4.8 (154)
Facebook
4.8 (52)
Yelp
3.0 (2)

Why choose this provider?

Dan Berry Insurance provides services to individuals, businesses, and senior citizens in Indiana. It offers renters' insurance policies to help clients protect their temporary homes and personal possessions. It also has other types of insurance policies, such as home, flood, umbrella liability, and motorcycle insurance. In addition, it assists businesses in choosing commercial insurance policies such as workers' compensation and employee benefits. The company comprises independent insurance professionals who believe in doing what is right for the customers and the companies they represent.

Best Renters Insurance Companies Serving Indiana
Griffith

Expertise.com Rating

Review Sources

Google
5.0 (169)
Facebook
5.0 (7)

Why choose this provider?

Rick Greenberg is a State Farm agent who offers renters' insurance to individuals and families in Indiana. He helps clients secure their homes and personal possessions from burglars and other emergencies. The agent carries insurance policies that can cover smartphones, cameras, and furniture inside the insured homes. He also has insurance policies that can protect the policyholders from rising costs of living and provide payment for additional living expenses when their homes become uninhabitable. Greenberg has been in the insurance business for over 25 years.

Best Renters Insurance Companies Serving Indiana
Carmel

Expertise.com Rating

Review Sources

Google
5.0 (334)
Facebook
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

Drew Federau provides services to individuals, families, and small businesses in Indiana. He offers renters' insurance policies to help individuals protect their temporary homes and personal possessions, such as computers, furniture, clothing, and electronics. This type of insurance policy covers accidents related to water damage, fire, vandalism, and theft. It also has a liability coverage option in case someone gets hurt while inside the rental spaces. Federau carries insurance policies for homes, condominiums, farms, and ranches. He has been a part of State Farm Insurance since 2014.

Best Renters Insurance Companies Serving Indiana
Indianapolis

Expertise.com Rating

Review Sources

Google
5.0 (178)
Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Danita Fields is a State Farm insurance agent serving individuals and businesses in Indiana. She helps tenants in protecting their personal belongings with the best renters' insurance plans. The policies cover different types of properties like apartments, condominiums, and rental homes. Identity theft coverage is also available as additional protection under the customized insurance product. Field and her team also provide insurance coverage options for vehicles and businesses, along with assistance in banking matters.

Best Renters Insurance Companies Serving Indiana
Evansville

Expertise.com Rating

Why choose this provider?

Randy Robertson offers renters' insurance policies to individuals who are renting homes in Indiana. He helps clients protect their temporary properties and possessions from various types of damages or losses, such as fire, vandalism, water damage, or theft. His insurance policies can also cover loss of use in case the property is no longer uninhabitable or there is a need to repair or replace in the premises. Randy has been the best State Farm insurance agent in the Hoosier State for more than 30 years.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Colligan & Company, Inc.
9602 Coldwater Road, Fort Wayne, IN 46825
Self Insurance Services, LLC
7925 Bell Oaks Drive, Newburgh, IN 47630
Michiana Family Insurance
4104 Miami St., South Bend, IN Indiana
Pilot Insurance Agency
822 W 8th St, Mishawaka, IN 46544
Binford Insurance
7007 Graham Road, Indianapolis, IN 46220
Skaggs Insurance Agencies Inc.
5519 East 82nd Street, Indianapolis, IN 46250
Rupp Insurance
40 Executive Dr. # C, Carmel, IN 46032
Jeff Peschke
3524 169 Th Street, Hammond, IN 46323
Dalessandro Agency Inc
4918 South Emerson Avenue, Indianapolis, IN 46203
Irvington Insurance
7360 East Washington Street, Indianapolis, IN 46219
Dan Berry Insurance
54101 North Ironwood Road, South Bend, IN 46635
Rick Greenberg
112 E Ridge Road, Suite F, Griffith, IN 46319
Drew Federau
10620 N College Ave, Carmel, IN 46280
Danita Fields
6835 East Southport Road, Indianapolis, IN 46237
Randy Robertson
1520 Bellemeade Avenue, Evansville, IN 47714

Indiana Renters Insurance FAQs

  • What factors influence renters' insurance costs in Indiana?

    In Indiana, renters' insurance costs depend on the location of the rental apartment or condominium. If the unit is located in an area that is prone to wind or hurricane damage or has a high crime rate, tenants may pay higher premiums. Moreover, if they own expensive items, their insurance rates will be higher.

  • Why do residents in Indiana need to purchase renters' insurance?

    Residents in Indiana need to purchase renters' insurance because the state is prone to natural disasters. According to the National Oceanic and Atmospheric Administration, Indiana experiences an average of 20 tornadoes a year. Lightning and thunderstorms are also responsible for considerable property damage in the state, according to the Insurance Information Institute.

  • Is intentional damage covered by renters' insurance in Indiana?

    No, renters' insurance in Indiana does not cover intentional damage. If, for example, you intentionally break your own or your neighbor's furniture, this type of insurance will not cover the repair or replacement cost of the damaged items. Renters' insurance only covers damage resulting from fire, theft, and other covered perils.

  • How can tenants in Indiana get cheap renters' insurance?

    Tenants in Indiana can save money on renters' insurance if they choose to pay a higher deductible since this means their insurance premiums will be lower. Moreover, they can reduce their insurance rates if they add safety or security devices to their units and bundle their renters' insurance with other personal protection policies.

  • In Indiana, does renters' insurance cover the things outside the rental unit?

    Yes, renters' insurance in Indiana covers the things outside the rental unit. It can cover broken or lost items, regardless of where they are. For example, if the tenant's camera is stolen inside their car, renters' insurance can pay for its replacement cost. However, if the door of their car is broken, it cannot be covered. They need to have car insurance for its repair cost.