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Best Renters Insurance Companies in Idaho

Our Recommended Top 11

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Our goal is to connect people with the best local professionals. We scored Idaho renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

685Reviewed

415Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
4.9 (152)
Facebook
4.9 (20)
Yelp
5.0 (3)

Why choose this provider?

Hartley Insurance is an independent company serving Idaho communities since 1982. It offers the cheapest renters' insurance policies that provide liability protection against bodily injury and property damage, as well as coverage for personal belongings in cases of fire, explosion, windstorm, and malicious mischief. It also covers additional living expenses when the policyholder is forced to move temporarily due to an insured incident. The company provides other products, including life, health, and business insurance. Owner Stanley L. Armstrong has a Certified Insurance Counselor designation.

Best Renters Insurance Companies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.5 (40)
Facebook
5.0 (10)

Why choose this provider?

Shawn Kerr is an agent in Idaho who addresses the insurance needs of clients throughout the state. He offers renters' insurance that covers personal property, such as furniture, bicycle, and clothing inside and outside the rented property, covering losses and damage from vandalism, theft, and accidents. He also provides other insurance products, including auto, life, and health, and assists clients in handling annuities and banking requirements. Shawn is one of the 19,000 agents under State Farm who helps individuals and families across the country.

Best Renters Insurance Companies Serving Idaho
Nampa

Expertise.com Rating

Why choose this provider?

BigInsurance.com is an independent company that provides its services throughout Idaho. Its renters' insurance policies cover personal possessions from damage and losses caused by lightning, fire or smoke, explosion, theft, and vandalism. It also pays for temporary living expenses when the rented property is uninhabitable due to a covered event. In addition, it offers other products, such as auto, homeowners', farm, and health insurance, through carriers like Travelers and Allstate. BigInsurance.com was established in 1981.

Best Renters Insurance Companies Serving Idaho
Nampa

Expertise.com Rating

Why choose this provider?

Eric Lofthus Insurance is a company that serves individual and commercial clients in Idaho. It offers renters' insurance that protects policyholders from property damage and bodily injury liability claims and covers personal belongings in the rented properties in case of accidents, vandalism, or theft. It also provides coverage for automobiles, boats, RVs, and motorcycles. As an independent agency, it represents various carriers, including Travelers, Progressive, Safeco Insurance, and MetLife. The company's owner, Eric Lofthus, brings over 25 years of experience in the industry.

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Bob Herring is a State Farm insurance agent who serves clients throughout Idaho. He offers renters' insurance, which protects the policyholders' personal property inside and outside their rented dwelling. It also covers losses and damages brought by accidents, fire, vandalism, and theft. Herring provides other products, including homeowners', auto, life, and health insurance. He has been helping individuals and families with their insurance needs since 1982. He is both a Chartered Financial Consultant and a Chartered Life Underwriter.

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Insurance 4 Idaho is a locally operated company that serves individuals and commercial customers throughout the state. It offers renters' insurance plans and assists policyholders in protecting personal properties from damage and losses caused by vandalism, theft, fire, smoke, and water incidents. Additionally, it handles other insurance plans that cover home, auto, and life. The company has been addressing insurance needs since 2005. As an independent agency, it partners with various carriers, including Safeco Insurance, Travelers, and The Hartford.

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
4.5 (8)
Facebook
5.0 (5)

Why choose this provider?

Christensen & Associates Insurance Agency is a locally owned and operated company that offers the best services throughout Idaho. It provides renters' insurance plans covering damage caused by weather, fire, and theft, as well as injuries resulting from accidents. In addition, it handles other policies, such as condo, mobile home, landlord, and in-home business insurance. As an independent company, it partners with various insurance carriers such as Progressive, Safeco Insurance, and Liberty Mutual Insurance to customize coverage according to need.

Best Renters Insurance Companies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
4.3 (9)

Why choose this provider?

Located in Idaho, Sellman Insurance serves clients throughout the state. It crafts renters' insurance packages for tenants and provides further protection options, including liability and personal property coverage. The agency offers other property-related insurance policies, including manufactured home and condo plans. It also helps business owners acquire products like cyber liability, commercial auto, builders' risk, and workers' compensation insurance. Peggy Sellman, the agency's owner, has over 20 years of experience in the industry.

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Why choose this provider?

Boise Home & Flood is an independent insurance agency that provides its services to clients in Idaho. It offers renters' insurance policies that include liability and medical coverage, indemnity for personal belongings in case of vandalism and theft, and payment for additional living expenses when the rented property is uninhabitable due to a covered incident. The agency also handles other products, such as insurance plans for flood, manufactured homes, and condos. Boise Home & Flood's owner, Eric Jeglum, brings over 17 years of industry experience.

Best Renters Insurance Companies Serving Idaho
Boise

Expertise.com Rating

Review Sources

Google
3.8 (13)

Why choose this provider?

Edgar Insurance Agency is a financial services provider that caters to clients across the Idaho area. It provides the best renters' insurance solutions to help tenants cover financial losses related to personal property damage or theft. The agency also offers homeowners' insurance and educates clients on various coverage options, including liability coverage. It creates insurance products to cover vehicles like motorcycles, cars, and RVs. The agency's other financial product is broad-form insurance, which aims to deliver individual liability protection for car drivers.

Best Renters Insurance Companies Serving Idaho
Nampa

Expertise.com Rating

Review Sources

Google
4.8 (55)
Facebook
5.0 (7)

Why choose this provider?

Premier Alliance Property & Casualty is the best independent insurance agency that caters to clients in Idaho. Through offering cheap renters ' insurance policies, it helps tenants protect personal belongings from natural disasters and theft-related losses. The agency also educates policyholders on coverage options, including additional living expenses coverage. It deals with business insurance and offers plans like workers' compensation, commercial auto, and general liability insurance. The agency has been operating since 1997 and has grown to employ over 50 staff members in its roster.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Hartley Insurance
931 South Allante Place, Boise, ID 83709
Shawn Kerr
4301 Garrity Blvd Suite 101, Nampa, ID 83687
BigInsurance.com
410 N Kings Rd 102, Nampa, ID 83687
Eric Lofthus Insurance
312 12th Ave Rd, Nampa, ID 83686
Bob Herring
1523 East Boise Avenue, Boise, ID 83706
Insurance 4 Idaho
8660 Emerald Street, Boise, ID 83704
Christensen & Associates Insurance Agency
6307 West Interchange Lane, Boise, ID 83709
Sellman Insurance
321 2nd Street South, Nampa, ID 83651
Boise Home & Flood
894 East Boise Avenue, Boise, ID 83706
Edgar Insurance Agency
4948 West Kootenai Street, Boise, ID 83705
Premier Alliance Property & Casualty
5660 E Franklin Rd Suite 300, Nampa, ID 83687

Idaho Renters Insurance FAQs

  • Do you need renters' insurance if you are a college student living off-campus in Idaho?

    If you are a college student living off-campus in Idaho, you will need a renters' insurance policy. It is important to note that your coverage under your parents' home insurance policy will be very limited, and getting separate renters' insurance will provide you with more comprehensive coverage, such as personal property loss and damages, personal liability, and loss of use benefits.

  • Will your renters' insurance policy in Idaho cover damages caused by your pets?

    In Idaho, your renters' insurance policy won't pay for damage your pet causes to your personal property. However, it is covered under your liability coverage for both third-party property damage and personal injury. As a result, your renters' insurance will pay for the medical expenses up to the coverage limit if your dog or cat injures a guest and they need medical attention.

  • Will your Idaho renters' insurance policy cover water damage from your appliance?

    Yes, your personal property coverage in your Idaho renters' insurance policy can cover water damage caused by sudden and accidental events such as a washing machine malfunction or any other home appliance. However, if the cause was due to your own negligence or wear and tear, it will be excluded from coverage.

  • Can your renters' insurance policy in Idaho cover high-value properties such as art collections and jewelry?

    In Idaho, high-value personal property can be covered by your standard renters' insurance policy. However, due to the limited coverage limit of renters' insurance, you may need to get a rider or additional coverage for high-value items. It can also keep art collections and other valuables safe from damage and theft.

  • How long does it take for a renters' insurance claim in Idaho to be awarded?

    The processing time for Idaho renters' insurance claims will be determined by factors such as the extent of the damage and the timely submission of supporting documents. However, insurance companies are required to complete the entire claims process in a timely manner. Typically, it takes 30 days from the date of acknowledgement to complete the process.