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2025

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Best Renters Insurance Companies in Columbus, GA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Columbus renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

47Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Columbus
1656 South Lumpkin Road, Columbus, GA 31903
Visit Website

Expertise.com Rating

Why choose this provider?

Kite Insurance Agency has been providing insurance services since 1984. It helps clients in Columbus find renters' insurance policies that are suitable for their needs. It also handles insurance products to protect clients' personal watercraft, businesses, and automobiles. In addition, the company is available for home, condo, flood, boat, motorcycle, and auto insurance services. General liability, umbrella, and flood insurance products are also offered. Kite Insurance Agency also assists individuals with licensed plates and driver's licenses.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Columbus
5964 Veterans Parkway, Columbus, GA 31909
Visit WebsiteLicense: 184590

Expertise.com Rating

Review Sources

Google
5.0 (119)
Facebook
5.0 (40)

Why choose this provider?

Proverb Insurance is a company providing Columbus residents with renters' insurance. This type of insurance policy covers tenants' personal properties against damage or theft. It also covers medical expenses for injured visitors, regardless of who is at fault. Clients can get a renters' insurance quote by filling up the form on the company's website. The agency also offers flood, condominium, life, business, and commercial auto insurance. The professionals at Proverb Insurance are knowledgeable about multiple insurance companies, products, and guidelines.

  • Multiple Carriers
  • Multiple Policy Types

Best Renters Insurance Companies Serving Columbus
1610 Broad Street, Phenix City, GA 36867
Visit WebsiteLicense: 105327

Expertise.com Rating

Review Sources

Google
4.0 (20)

Why choose this provider?

Established in 1984, Heritage Agency, Inc. is a multi-line insurance agency serving the community of Columbus and nearby areas. Its agents assist individuals and businesses with a comprehensive array of insurance products, including renters' insurance plans. As an independent insurance firm, it helps its clients find coverage options that protect what is most important to them with its network of insurance carriers, including AIG and CNA. Heritage Agency, Inc. is a member of Trusted Choice.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Columbus
4905 Warm Springs Rd, Columbus, GA 31909-4051
Visit WebsiteLicense: 2803827

Expertise.com Rating

Review Sources

Google
4.0 (34)
Facebook
5.0 (21)

Why choose this provider?

Travis Greene is an insurance agent who has been working for State Farm since 2014. He offers renters' insurance, which protects one's personal belongings, covering losses that may result from various circumstances such as fire, smoke, riots, vandalism, theft, or hail. It also includes coverage for the loss of use of a property. Greene provides his services to clients in Columbus and the surrounding areas. He has also been given the State Farm Ambassador Travel Qualifier award.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Kite Insurance Agency
1656 South Lumpkin Road, Columbus, GA 31903
View More
Proverb Insurance
5964 Veterans Parkway, Columbus, GA 31909
View More
Heritage Agency, Inc.
1610 Broad Street, Phenix City, GA 36867
View More
Travis Greene
4905 Warm Springs Rd, Columbus, GA 31909-4051
View More

Columbus, GA Renters Insurance FAQs

  • What are the coverages of a renter's insurance policy in Columbus?

    A renter's insurance plan in Columbus protects its policyholders against theft or damage. This means that if ever their personal possessions were stolen or damaged, the insurance policy would cover the replacement, subject to the limits and deductibles of the plan. Additionally, it safeguards you and your family from specific liability claims involving property damage and bodily injury.

  • Is it a requirement to have renter's insurance in Columbus?

    There are no laws requiring tenants in Columbus to purchase renter's insurance. However, some landlords may require you to get one before they allow you to live in their building. Having renter's insurance is a safety net for tenants, as the landlord's insurance will not be liable for any damage to a renter's personal property.

  • What are the factors affecting a renter's insurance rate in Columbus?

    To determine the renter's insurance rate, the provider checks the location of the rental property and its home risk level. It also looks into the individual's credit score. People with poor credit histories may be charged more, while renters in Columbus with strong credit histories may pay less.

  • Does renter's insurance in Columbus cover storage units?

    A renter's insurance policy in Columbus will cover a tenant's possessions in the event of theft, fire, or flood, regardless of whether he/she lives in a townhome, apartment, or dorm room. The provider should reimburse the policyholder for the value of the items up to the limit of their policy. Note that renter's insurance will not cover damage caused by personal negligence.

  • Does renter's insurance in Columbus cover your collectibles?

    It depends on the collectibles' value. Although collectibles may be a part of an individual's belongings, their value may far exceed what is covered under a standard renter's insurance plan. For example, a renter's insurance policy in Columbus may only pay up to $2,000 for your collectibles, even though they are valued more. If you have a valuable collection, it's better to get a property rider to ensure that your collectibles will be covered in case of damage or theft.