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2024

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Best Renter's Insurance Companies in Port Saint Lucie, FL

Our Recommended Top 9

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Port St. Lucie Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

49Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1662 Bayshore Boulevard, Port St. Lucie, FL 34984

Expertise.com Rating

Review Sources

Google
3.0 (8)
Facebook
5.0 (2)

Why choose this provider?

Brightway Insurance is an independent insurance agency that provides risk management options in Port St. Lucie through the Vincent Zanfini Family Agency. It provides renters' insurance that helps protect those not covered by the landlord, including policies for personal property, loss of use, and liability. The company also provides coverage for homes, condos, and personal articles, as well as floods. It offers insurance for auto, boats, motorcycles, and recreational vehicles. Life and health insurance options are also available.

  • Multiple Policy Types

146 Northwest Central Park Plaza, Port St. Lucie, FL 34986

Expertise.com Rating

Review Sources

Google
4.0 (21)
Facebook
4.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Post Insurance and Financial is an independent insurance agency that serves clients in Port St. Lucie. It offers renters' insurance that covers losses to personal property and protects the policyholders from liability claims. The agency works with several insurance companies, such as Chubb, Hagerty Insurance, and Frontline Insurance, to provide coverage for individuals, churches, nonprofits, and contractors. Kathy Post established the agency in 1979. She has been recognized by The Insurance Journal as one of the top 25 insurance agents in the U.S. in 2020.

  • Multiple Carriers
  • Multiple Policy Types

2401 West Midway Road, Fort Pierce, FL 34981

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Kretschmer Insurance has been serving customers in Port St. Lucie since 1992. As an independent agency, the company works with various providers, including Bankers Insurance Group, Progressive Insurance, National General Insurance, and The Hartford. It offers renters' insurance policies that protect clients’ valuables from damage and theft. This type of insurance plan also pays for bills for other unforeseen events. Kretschmer Insurance also provides workers’ compensation insurance products for local businesses.

  • Multiple Policy Types

1514 Northeast Jensen Beach Boulevard, Jensen Beach, FL 34957

Expertise.com Rating

Review Sources

Google
4.9 (168)

Why choose this provider?

Jensen Beach Insurance Agency connects clients in the Port St. Lucie area with different insurance providers to find the policy option that fits their needs. It provides renters insurance for personal property protection against theft and natural disasters. Homeowners and automobile insurance are also available, covering yachts, boats, and recreational vehicles. It also offers life insurance and commercial insurance policies. Jensen Beach Insurance Agency specializes in providing insurance policies to clients of mortgage lenders and loan officers.

  • Multiple Policy Types

2310 South Federal Highway, Fort Pierce, FL 34982

Expertise.com Rating

Review Sources

Google
4.0 (32)
Facebook
5.0 (2)

Why choose this provider?

Farida Chowdhury is a GreatFlorida Insurance local agent who serves clients in the Port St. Lucie metro area. She offers a variety of insurance products, including renters' insurance. Whether the damage is the policyholder's fault, a neighbor, or the building administration, renters' insurance helps in the recovery through its coverage. Home, vehicle, condo, boat, flood, and business insurance are among the other insurance products available. Clients may reach Farida via phone and social media. GreatFlorida Insurance has 126 locations state-wide.

  • Multiple Policy Types

974 SW Saint Lucie West Boulevard, Port St. Lucie, FL 34986

Expertise.com Rating

Review Sources

Google
4.2 (23)
Facebook
5.0 (2)

Why choose this provider?

Mike Rice is a State Farm agent who has been providing renters' insurance policies in Port St. Lucie and the surrounding areas since 1989. This renters' insurance safeguards personal possessions in rented properties against theft, fire, smoke, vandalism, and vehicle damages. It also protects the policyholders from personal liability lawsuits. Mike handles other insurance policies that cover homeowners, automobiles, life, health, and personal articles. He has been a resident in the area for nearly four decades.

  • Multiple Policy Types

891 East Prima Vista Boulevard, Port St. Lucie, FL 34952

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Choice Insurance Advisors, Inc., is an independent insurance agency that serves clients in Port St. Lucie. It represents insurance carriers, such as Universal, Tower Hill Insurance, Swyfft, Progressive, Southern Oak Insurance Company, and Ocean Harbor Casualty Insurance. It provides a variety of personal insurance solutions, including renters' insurance, which helps clients protect themselves and their assets and personal properties. Choice Insurance Advisors also offers auto, boat, home, condo, flood, and umbrella insurance plans.

  • Multiple Carriers
  • Multiple Policy Types

3412 Northeast Sugarhill Avenue, Jensen Beach, FL 34957

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Valencia Insurance Group serves clients in Port St. Lucie with renters' insurance services. It assists renters who want to secure their belongings from damages or loss due to fire, vandalism, and theft. Its team also guides clients in analyzing the worth of their belongings and helps them in the process of liability lawsuits. Additionally, the agency offers motorcycle, flood, RV, home, and business insurance products. Valencia Insurance Group represents Citizens, UPC Insurance, Federated National, and Foremost insurance companies.

  • Multiple Policy Types

2940 Southwest Mapp Road, Palm City, FL 34990

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (27)
Yelp
5.0 (1)

Why choose this provider?

Sailfish Insurance Group is a provider of renters' insurance policies to the residents of Port St. Lucie. Its renters' insurance plan covers damaged and lost personal belongings and includes visitor injury liability. This independent insurance agency based in Palm City also offers business, automobile, motorcycle, flood, and homeowners' insurance plans. The professionals at Sailfish Insurance Group have more than 70 years of combined experience. Some of the insurance companies they represent are MetLife, Nationwide, and Travelers.

  • Multiple Carriers

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Brightway Insurance
1662 Bayshore Boulevard, Port St. Lucie, FL 34984
Post Insurance
146 Northwest Central Park Plaza, Port St. Lucie, FL 34986
Kretschmer Insurance
2401 West Midway Road, Fort Pierce, FL 34981
Jensen Beach Insurance Agency
1514 Northeast Jensen Beach Boulevard, Jensen Beach, FL 34957
Farida Chowdhury
2310 South Federal Highway, Fort Pierce, FL 34982
Mike Rice
974 SW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
Choice Insurance Advisors, Inc
891 East Prima Vista Boulevard, Port St. Lucie, FL 34952
Valencia Insurance Group
3412 Northeast Sugarhill Avenue, Jensen Beach, FL 34957
Sailfish Insurance Group
2940 Southwest Mapp Road, Palm City, FL 34990

FAQs

  • Can your renters insurance policy in Port St. Lucie cover your high-value personal properties such as jewelry?

    Yes. Your jewelry may be covered under your renters insurance policy in Port St. Lucie as part of your personal property coverage if the loss was caused by a covered peril such as fire or theft. However, a standard renters insurance policy may only offer you a limited amount of coverage for high-value items such as jewelry and art collections.

  • Are your belongings covered if you take them outside of your rental property in Port St. Lucie?

    Yes. Your renters insurance policy in Port St. Lucie can cover damaged personal property or theft even outside of the premises of your rental unit. It can also cover items that you borrowed from another person but that were damaged inside your home. However, lost cash is excluded from any coverage by most of the insurance carriers.

  • Will your renters insurance cover flood damages in Port St. Lucie?

    No. Your standard renters insurance policy in Port St. Lucie will not be able to cover any damages you may have from flooding caused by a natural disaster, as it only provides protection if the source of flooding came from a burst pipe or clogged drainage in your unit. You will need to have separate flood insurance to have protection against floods due to natural calamities such as hurricanes and rain.

  • How long does it take to process your renters insurance claim in Port St. Lucie?

    Processing times for renters insurance claims in Port St. Lucie will depend on the availability of supporting documents and the extent of the damages, but insurance carriers are given 14 days to acknowledge an insurance claim but 60 days to process any payment or deny a claim. There are exceptions under special circumstances such as natural disasters or personal matters.

  • Will your renters insurance policy cover your temporary shelter if you had to move out due to a fire in Port St. Lucie?

    Yes. Your renters insurance policy has a loss of use coverage, which typically covers any expenses you incur if you are not able to use your current rental unit in Port St. Lucie due to a covered peril. Included in this coverage are moving expenses, food, and laundry. It is also known as 'Additional Living Expense' coverage.

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