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2024

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Best Renter's Insurance Companies in Jacksonville, FL

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Jacksonville Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

311Reviewed

193Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

145 Hilden Rd Ste 108, Ponte Vedra, FL 32081
WebsiteLicense: L074745

Expertise.com Rating

Review Sources

Google
4.0 (83)
Facebook
5.0 (3)

Why choose this provider?

Palm Valley Insurance, Inc. is a local insurance agency serving individuals and businesses in Jacksonville and all of Florida. It offers an extensive list of insurance coverage for home and auto, life, commercial, and renters' through some trusted carriers such as AAA and Progressive. The renters' insurance specifically insures personal properties like furniture, jewelry, and electronics in the event of an unplanned disaster, accident, or loss. Whether it is an apartment or a single dwelling home, all personal belongings will be protected.

  • Multiple Carriers
  • Multiple Policy Types

3450 Dunn Avenue Suite 106, Jacksonville, FL 32218
WebsiteLicense: L011804

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (7)

Why choose this provider?

All Florida Insurance Options, Inc., is an independent firm that serves residents of Jacksonville and the surrounding areas. It provides renters' insurance policies and works with different companies to help clients find the right type of coverage for their needs. It handles a variety of personal coverage options, including auto, mobile home, motorcycle, flood, pet, and condo insurance. The agency also offers policies for businesses, such as BOP, builders' risk, trucking, and commercial auto insurance.

  • Multiple Carriers
  • Multiple Policy Types

1400 Prudential Drive, Jacksonville, FL 32207
WebsiteLicense: L102095

Expertise.com Rating

Review Sources

Google
4.0 (75)
Facebook
5.0 (6)

Why choose this provider?

Aleman Insurance Agency LLC is an independent firm located in Jacksonville. With over a century of combined experience, it serves clients throughout Florida and has licenses in Texas and Georgia. The firm provides a range of property insurance products, from renters’ to landlords’ plans to home and flood insurance policies. Other products include life and business insurance plans. Coverages for weddings and events are also available. Aleman Insurance Agency was established in 2015. It has insurance agents deployed in five different locations.

  • Multiple Policy Types

13500 Sutton Park Drive South, Jacksonville, FL 32224
WebsiteLicense: L003761

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
5.0 (16)

Why choose this provider?

Founded by insurance executive Shaun Murphy, Pablo Beach Insurance is a family-owned and family-operated agency that provides its services to families, businesses, and individuals in Jacksonville and the surrounding areas. It has been in the industry for 15 years as an independent insurance agency. It offers renters' insurance, which protects personal belongings from damages caused by vandalism, theft, windstorm, fire, or lightning. Moreover, its other insurance products include business, auto, boat, Medicare, home, and flood insurance policies.

  • Multiple Policy Types

803 Third Street North, Jacksonville Beach, FL 32250
WebsiteLicense: L093250

Expertise.com Rating

Review Sources

Google
4.3 (12)
Facebook
5.0 (2)

Why choose this provider?

State Insurance Agency is an independent firm that assists Jacksonville residents. The agency provides renters' insurance policies from over 40 different companies. Its insurance specialists create customized insurance plans and brief clients regarding the scope of policy coverage. They assist clients through completing the insurance buying process, from quote preparation to policy awarding. State Insurance Agency has been serving the community since 1978. It also offers homeowners' policies, mobile home plans, and flood insurance products.

  • Multiple Carriers

5309 Blanding Blvd, Jacksonville, FL 32210
WebsiteLicense: A152853

Expertise.com Rating

Review Sources

Google
4.2 (48)
Facebook
4.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Chris Leigh Insurance​ serves residents of Jacksonville and the surrounding areas. It has been providing renters' insurance policies since 1992. The agency also offers insurance plans for boats, cars, mobile homes, ATVs, and motorcycles. In addition to personal lines of insurance, the team provides claims assistance. Chris Leigh Insurance​ works with different carriers, including Dairyland Auto, Progressive, Kemper, Foremost, and National General. The company provides special accommodations for seniors, distant students, and the military.

  • Multiple Policy Types

12412 San Jose Boulevard, Jacksonville, FL 32223
WebsiteLicense: L093452

Expertise.com Rating

Review Sources

Google
4.0 (40)

Why choose this provider?

Varsity Insurance is an independent agency that provides quotes to residents in Jacksonville and its nearby counties. Its principal agent, Ken Densmore, has been in the industry for 25 years and owned an Allstate Insurance branch. Ken and his team offer to estimate the rates and monthly payments of carriers like Security First, Southern Fidelity, and Progressive. They can also educate first-time policyholders about different renters' coverages. These include medical liabilities, theft reimbursement, and weather-based damage repairs.

  • Multiple Policy Types
  • Multiple Carriers

5640-2 Timuquana Rd, Jacksonville, FL 32210
WebsiteLicense: L104615
Website

Expertise.com Rating

Why choose this provider?

H R Insurance Services, LLC is an independent agency operating in Jacksonville. It helps renters in protecting themselves and their personal property from different kinds of circumstances such as fire, theft, riots, electrical harm, and falling objects. Liability coverage options are available for risks of accidents at the rental property. Its team of professionals shops insurance policies from various carriers including Bristol West, The Hartford, and Burns & Wilcox. The agency also provides insurance coverage for homeowners, condos, and manufactured or mobile homes.

  • Multiple Policy Types

6506 Beach Blvd, Jacksonville, FL 32216
WebsiteLicense: L001005

Expertise.com Rating

Review Sources

Google
4.8 (30)

Why choose this provider?

Sunshine Insurance Services, Inc., is an independent agency that provides risk management solutions for clients in Jacksonville. It offers renters' insurance policies that help pay for the replacement and repair costs of stolen, lost, and damaged items. The agency also provides a coverage option that protects renters from liabilities for injuries that occur in their homes. Sunshine Insurance Services also provides products from various carriers for automobiles, boats, motorcycles, pets, and homeowners. Notary and tax services are also available.

  • Multiple Policy Types

3119 Spring Glen Road Suite 119, Jacksonville, FL 32207
WebsiteLicense: L103802

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
5.0 (2)

Why choose this provider?

Collier Insurance delivers renters' indemnity coverage to clients living in Jacksonville. The firm protects lessees' real and personal properties from damage or theft and pays the medical bills of guests who suffer personal injuries while on the premises. It also offers flood and condo assurance products. Collier Insurance is an independent agency free to suggest policies without favoring specific providers over others. It has specialty products aimed at collectors of sports memorabilia, wine, toys, and cars.

11160 Beach Boulevard, Jacksonville, FL 32246

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
4.0 (17)

Why choose this provider?

The Sands Agency is an insurance firm based in Jacksonville. It is headed by agency owner Danny Sands, who is committed to providing personalized insurance services to individuals and businesses. He takes time to assess each client's situation and searches through more than 100 insurance companies to provide them with policies that are aligned with their financial needs and goals. The agency offers a wide array of insurance products, such as home, condominium, and renters' policies.

  • Multiple Policy Types

3491 Paul Mall Dr., Jacksonville, FL 32257
WebsiteLicense: L051452

Expertise.com Rating

Review Sources

Google
5.0 (9)
Yelp
1.0 (1)

Why choose this provider?

First Choice Insurance of America, Inc., caters to families and individuals in Jacksonville and its neighboring metros. It aims to protect the client, their business, and their family by providing personalized insurance policies. The company offers renters', home, auto, and life insurance, in addition to general liability and workers' compensation coverage. It works closely with potential policy buyers to discuss their needs and determine the coverage that fits them best. The company represents various carriers, including Chubb, AmTrust, American Modern, and Amerisafe.

  • Multiple Carriers
  • Multiple Policy Types

1907 Blanding Boulevard, Jacksonville, FL 32210
WebsiteLicense: L012847

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (3)

Why choose this provider?

A&C Insurance Inc is an independent insurance agency that serves private and commercial clients in Jacksonville. It offers a wide array of risk management strategies, including renters' insurance, life insurance, health insurance, and pet liability. It also provides coverage for homes, antique automobiles, special events, and vacant properties. Additionally, it provides extensive commercial coverage, such as workers' compensation and errors and omissions coverage. The brokerage works with multiple insurance carriers to give clients a variety of programs that suits their needs.

  • Multiple Carriers

1622 Hickman Road, Jacksonville, FL 32216
WebsiteLicense: L066961

Expertise.com Rating

Review Sources

Google
4.8 (21)

Why choose this provider?

Kelly White & Associates Insurance, LLC is an independent agency that has been operating in Jacksonville since 2010. It provides liability coverage for property contents in a rental property through insurance policies. The affixed items provided or changed by the renter are included in the coverage. Its team of professionals reviews contracted insurance requirements for clients. The woman-owned agency also offers coverage options for marine, employee benefits, and logging and forestry. It is a member of the Greater Marathon Chamber of Commerce.

  • Multiple Carriers
  • Multiple Policy Types

1617 Beach Boulevard, Jacksonville Beach, FL 32250
WebsiteLicense: L070772

Expertise.com Rating

Review Sources

Google
5.0 (82)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

First Beaches Insurance is an independent insurance agency offering insurance plans that cover homeowners, flood damages, renters, and landlords. The company offers assistance to clients wanting to purchase coverage through ASI, Frontline Homeowners Insurance, Bankers Insurance Group, Heritage Insurance, and Chubb. First Beaches Insurance is owned by insurance agent George Garcia. Clients have commended George and his team for taking time to educate them about the common pitfalls of choosing insurance policies.

  • Multiple Carriers

11893 New Kings Rd, ​Jacksonville, FL 32219
WebsiteLicense: L034121

Expertise.com Rating

Review Sources

Google
4.5 (13)
Facebook
5.0 (3)

Why choose this provider?

Mizell Insurance Agency caters to individuals and businesses in Jacksonville and the surrounding areas. The agency has been in the industry since 1989, providing a wide selection of products, including renters', homeowners', landlord, vacant property, and mobile home insurance. Its renters' insurance policy provides coverage to the client's property and belongings against disasters. The company works with various carriers, including Foremost, Kemper, Progressive, Heritage, and National General. It also offers auto, motorcycle, and commercial insurance.

  • Multiple Carriers
  • Multiple Policy Types

1944 Southside Boulevard, Jacksonville, FL 32216
WebsiteLicense: L104293

Expertise.com Rating

Review Sources

Google
5.0 (135)

Why choose this provider?

Sonya Wood is a Jacksonville-based insurance agent who has been with State Farm for over three decades. She delivers risk management solutions in the area through her insurance services, which include renter's insurance. This policy offers protection for home valuables. Wood and her team also handle annuities, banking, mutual funds, and other insurance products, such as auto, property, life, and business insurance options. Lastly, her office has staff members who are fluent in Spanish and American Sign Language.

  • Multiple Policy Types

4600 Touchton Rd , Ste. 1150, Jacksonville, FL 32246
WebsiteLicense: L078826

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

The Martin Taylor Agency is open to clients around the Jacksonville area and its surrounding localities. It provides different renters' insurance options for individuals and families who wish to protect their valuables and possessions from theft, vandalism, accidents, and hazards like fires and storms. Each product, which is supported by carriers like Progressive, Safeco, and Main Street America, is supplemented by liability coverage for accidents at the rented property. The agency also provides similar products for houses, condos, mobile homes, automobiles, and watercraft.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Palm Valley Insurance, Inc.
145 Hilden Rd Ste 108, Ponte Vedra, FL 32081
All Florida Insurance Options, Inc
3450 Dunn Avenue Suite 106, Jacksonville, FL 32218
Aleman Insurance Agency LLC
1400 Prudential Drive, Jacksonville, FL 32207
Pablo Beach Insurance
13500 Sutton Park Drive South, Jacksonville, FL 32224
State Insurance Agency
803 Third Street North, Jacksonville Beach, FL 32250
Chris Leigh Insurance​
5309 Blanding Blvd, Jacksonville, FL 32210
Varsity Insurance
12412 San Jose Boulevard, Jacksonville, FL 32223
H R Insurance Services, LLC
5640-2 Timuquana Rd, Jacksonville, FL 32210
Sunshine Insurance Services, Inc.
6506 Beach Blvd, Jacksonville, FL 32216
Collier Insurance
3119 Spring Glen Road Suite 119, Jacksonville, FL 32207
The Sands Agency
11160 Beach Boulevard, Jacksonville, FL 32246
First Choice Insurance of America, Inc.
3491 Paul Mall Dr., Jacksonville, FL 32257
A & C Insurance Agency Inc.
1907 Blanding Boulevard, Jacksonville, FL 32210
Kelly White & Associates Insurance, LLC
1622 Hickman Road, Jacksonville, FL 32216
First Beaches Insurance
1617 Beach Boulevard, Jacksonville Beach, FL 32250
Mizell Insurance Agency
11893 New Kings Rd, ​Jacksonville, FL 32219
Sonya Wood
1944 Southside Boulevard, Jacksonville, FL 32216
Martin Taylor Agency
4600 Touchton Rd , Ste. 1150, Jacksonville, FL 32246

FAQs

  • Does Jacksonville renters' insurance pay for locksmith services?

    Yes. In Jacksonville, renters' insurance may pay for locksmith services if someone stole your keys and you can't get inside your house. There aren't many situations after that in which your policy would cover the cost of a locksmith. The main purpose of your renters' insurance and its personal property coverage is to protect your belongings from risks such as fire, theft, vandalism, and some types of water damage.

  • Does mold damage in your rental property fall within the coverage of Jacksonville renters' insurance?

    Depending on your policy and the origin surrounding the mold growth, your Jacksonville renters' insurance can sometimes cover mold damage. Your plan may provide assistance if the initial cause of your mold problem was a designated risk. For example, insurance may pay for some of the expense of replacing your belongings if mold develops as a result of a busted pipe or water from a windstorm.

  • When does Jacksonville renters' insurance cease to compensate for lost food?

    If your food loss was due to an earthquake or flood, your renters' insurance in Jacksonville won't pay to replace what you lost. In the following cases, renters' insurance will not cover food loss as well: normal wear and tear broke your fridge; pests damaged your food pantry; you left your freezer door open overnight, and everything thawed and spoilt; and you failed to pay for your electricity and the power company turned off your power.

  • Does wind damage coverage come with renters' insurance policy in Jacksonville?

    Yes. In Jacksonville, most renters' insurance policies include wind damage. Tenants are protected against hurricanes by this, however, it's normally not a big coverage concern. This is due to the fact that when you rent a property, the building is not your responsibility. The likelihood that a hurricane will cause you to lose some of your personal property is not very high.

  • Before your Jacksonville renters' insurance policy pays for the costs of your hotel stay, would you have to pay a deductible?

    Yes, in some circumstances. It depends on your individual Jacksonville renters' insurance policy, so be sure to find out from your insurance company if this situation affects you. Recall that a deductible is the sum of money you must pay out-of-pocket prior to receiving payment for your claim from your insurance provider.

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