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2024

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Best Renter's Insurance Companies in Washington DC

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Washington DC Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

220Reviewed

134Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5028 Wisconsin Avenue Northwest, Washington, DC 20016
WebsiteLicense: 2814619

Expertise.com Rating

Review Sources

Google
5.0 (116)
Facebook
5.0 (28)
Yelp
2.5 (3)

Why choose this provider?

Capital Insurance Partners provides renters' insurance policies to the Washington, D.C. community. Its insurance professionals also specialize in a wide range of other personal and business protection plans, including life, homeowners', condominium, rental property, mobile home, and motorcycle insurance. In addition, Capital Insurance Partners is a local source of professional liability, business interruption, and medical malpractice insurance policies. The agency's principal, Todd Boley, is a second-generation Washingtonian who has been in the insurance industry for three decades.

  • Multiple Carriers

3311 Toledo Terrace, Hyattsville, MD 20782

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.8 (12)

Why choose this provider?

Massabni Insurance & Financial Inc. is a provider of personal and commercial insurance options to Washington DC and the surrounding areas. It offers renters' insurance policies that provide clients with property protection, liability coverage, and relocation protection. Some of the other insurance solutions it offers include life, umbrella, watercraft, condominium, and flood insurance. This veteran and family-owned agency represents several carriers, including Liberty Mutual Insurance, Nationwide Insurance, National General Insurance, and The Hanover Insurance Group.

  • Multiple Policy Types

1611 Connecticut Avenue Northwest, Washington, DC 20009
WebsiteLicense: 119952

Expertise.com Rating

Review Sources

Facebook
5.0 (108)
Google
4.0 (17)
Yelp
3.5 (13)

Why choose this provider?

Jay Frye is a State Farm agent with a focus on renters' insurance. Together with his Spanish-speaking team members, he has been assisting clients in Washington DC in obtaining home, auto, life, health, and pet insurance since 1983. His other products include banking and annuities. Jay is licensed to operate in Maryland and Virginia. As a State Farm agent, he represents one of the largest insurance companies in the US.

  • Multiple Policy Types

6249 Livingston Road, Oxon Hill, MD 20745

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
5.0 (1)

Why choose this provider?

Gebco Insurance combines personalized customer service with decades of industry experience. Its insurance specialists are dedicated to providing renters' insurance rates and options within the client's budget and requirements. This insurance covers personal belongings, such as appliances and furniture, and is applicable for renters of houses, apartments, or condominiums. The company's agents also help clients navigate the process of securing insurance with expert advice and recommendations. Moreover, Gebco Insurance has been serving Washington D.C. and the surrounding areas since 1971.

  • Multiple Policy Types

7826 Eastern Avenue Northwest, Washington, DC 20012
WebsiteLicense: 195183

Expertise.com Rating

Review Sources

Google
5.0 (101)
Yelp
3.0 (2)

Why choose this provider?

Keith Edwards is an insurance agent at State Farm who serves the insurance needs of customers in Washington DC and neighboring areas. Edwards is a multi-lingual insurance professional who has been in the industry for more than three decades. Edwards and his team assist clients in selecting the right renters' insurance policy that delivers protection that fits specific needs. Its renters' policy replaces lost or damaged valuables against fire, smoke, and other covered perils. Other products are homeowners', auto, and life insurance.

  • Multiple Carriers

725 Shepherd Street Northwest, Washington, DC 20011

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Founded in 1948, CB Chambers Insurance is an independent agency that serves private and public clients in Washington, D.C. It offers an array of risk management strategies, including renters' insurance and term, universal, and whole life insurance plans. It also provides extensive business policies, as well as coverage for homeowners, landlords, floods, and boats. The brokerage is a member of the Potomac Insurance Network and the Strategic Insurance Agency Alliance. Its president, Robin Chambers, previously worked with Nationwide before joining the company.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Capital Insurance Partners
5028 Wisconsin Avenue Northwest, Washington, DC 20016
Massabni Insurance & Financial Inc.
3311 Toledo Terrace, Hyattsville, MD 20782
Jay Frye
1611 Connecticut Avenue Northwest, Washington, DC 20009
Gebco Insurance
6249 Livingston Road, Oxon Hill, MD 20745
Keith Edwards
7826 Eastern Avenue Northwest, Washington, DC 20012
CB Chambers Insurance
725 Shepherd Street Northwest, Washington, DC 20011

FAQs

  • In Washington DC, how is reimbursement handled for claims made through renters' insurance?

    Most Washington, D.C. renters' insurance policies cover the policyholder's belongings on a replacement cost basis, ensuring they receive adequate funds for replacing damaged items. It is recommended to avoid actual cash value insurance, as it settles claims by factoring in depreciation, potentially reducing the payout and making it difficult to replace the damaged goods.

  • Does the installation of safety measures in your home qualify you for a renters' insurance discount in Washington, DC?

    Many insurers in Washington, DC will reduce your premiums if your rental home has sprinkler systems, fire or burglar alarms, fire extinguishers, and/or deadbolts on external doors. Some providers may also offer discounts if you have multiple policies with them. It is critical to double-check these details before purchasing renters' insurance to save money.

  • In Washington, DC, how much does renters insurance typically cost?

    Renters' insurance in Washington, DC generally comes at an annual cost of $123, equivalent to approximately $10 per month. This expenditure offers financial protection in the event of theft. Moreover, if a policyholder is deemed responsible for an accident that occurs on their rented premises, their renters' insurance policy may extend coverage for the resulting damages.

  • In Washington, DC, what factors affect the cost of renters' insurance?

    Location, coverage, and deductibles all have an impact on renters' insurance quotes in Washington, D.C., which helps determine the risk involved. Policyholders have the flexibility to choose their out-of-pocket expenses and the extent of liability and personal property protection, allowing them to customize their insurance policy according to their specific requirements and budget.

  • When you move to Washington, DC, is your out-of-state renters' insurance coverage still valid?

    No, if you relocate to Washington, DC, you will need to rewrite your policy. This ensures that your policy is subject to the appropriate state-specific endorsement, that you have the correct policy form and coverage, and that your policy provider is an accredited company. In addition to Washington, DC-specific policy regulations, the insurance provider must be able to accurately rate the policy.

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