Expertise.com Homepage

2025

Last updated:

Best Renters Insurance Companies in District of Columbia

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored District of Columbia renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

264Reviewed

160Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving District of Columbia
Oxon Hill

Expertise.com Rating

Review Sources

Google
4.2 (16)

Why choose this provider?

Gebco Insurance helps renters protect their personal belongings through the best array of insurance products. Bringing over four decades of experience in the field, this agency provides renter's insurance policies covering client's belongings or furniture inside their apartments or rental homes in the District of Columbia. It also carries insurance products for individuals who wish to protect their automobile vehicles, such as motorcycles and cars. Gebco Insurance is also available to guide clients in applying for insurance products in Maryland.

Best Renters Insurance Companies Serving District of Columbia
Washington

Expertise.com Rating

Why choose this provider?

CB Chambers Insurance provides the best services to the District of Columbia. This independent insurance company assists individuals who wish to apply for renters' insurance policies to protect their personal belongings inside their apartments. It also offers other personal insurance products, such as policies for landlords, homeowners, boats, auto, and flood. It also serves commercial clients needing workers' compensation, business owners' policies, general liability, and commercial umbrella insurance products. CB Chambers Insurance was established in 1986 when Robin Chambers merged with Broyhill Insurance.

Best Renters Insurance Companies Serving District of Columbia
Hyattsville

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.8 (12)

Why choose this provider?

Massabni Insurance & Financial Inc. provides services to clients in the District of Columbia. It helps renters protect their personal belongings inside their apartments, including clothes, appliances, and furniture, by offering renter's insurance products. These products cover liability and relocation expenses. In addition to renter's insurance, the company is available for home, commercial, and auto insurance services. Massabni Insurance & Financial Inc. is a veteran-owned and family-owned company that also serves Virginia, Arizona, Maryland, Delaware, and Pennsylvania.

Best Renters Insurance Companies Serving District of Columbia
Washington

Expertise.com Rating

Why choose this provider?

Jay Frye helps individuals in the District of Columbia apply for renter's insurance policies that protect clients and their finances from losses or damages to their belongings due to weather impacts, accidents, civil commotion, or vandalism. He also assists in securing medical liability coverage if their family members or guests get injured inside their apartments through renter's insurance. Jay has been representing the State Farm insurance agency since1983. He also offers home, rental properties, and auto insurance products.

Best Renters Insurance Companies Serving District of Columbia
Washington

Expertise.com Rating

Why choose this provider?

Keith Edwards is a State Farm agent who offers renter's insurance products to individuals and families in the District of Columbia. He assists clients who wish to protect their belongings inside their apartments through renter's insurance policies, covering jewelry, banknotes, watercraft equipment, phone cards, and wall hangings. Bringing over 36 years of experience in the industry, Keith has received State Farm's Chairman Circle and SVP Club awards. He also serves clients in Virginia and Maryland.

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Gebco Insurance
6249 Livingston Road, Oxon Hill, DC 20745
CB Chambers Insurance
725 Shepherd Street Northwest, Washington, DC 20011
Massabni Insurance & Financial Inc.
3311 Toledo Terrace, Hyattsville, DC 20782
Jay Frye
1611 Connecticut Avenue Northwest, Washington, DC 20009
Keith Edwards
7826 Eastern Avenue Northwest, Washington, DC 20012

District of Columbia Renters Insurance FAQs

  • What in the District of Columbia is the advantage of choosing an independent renters' insurance agency?

    Choosing an independent renters' insurance agency in the District of Columbia gives the client a broader range of products to choose from. These agencies are not beholden to any single insurer or group of providers and have the freedom to choose and select from a wider variety of options as a result.

  • How may a renter in the District of Columbia find out the proper amount of insurance coverage?

    A renter in the District of Columbia may find out the proper amount of insurance coverage by taking an inventory of everything one owns, ranging from furniture and clothing to electronics and decorations. The total value of everything should constitute how much assurance to get. If one has valuables like jewelry, it is advisable to negotiate these for inclusion.

  • What disasters in the District of Columbia are included and excluded from renters' insurance coverage?

    In the District of Columbia, renters' insurance covers fires, vandalism, theft, explosions, and smoke damage. Fires that started on a neighbor's property are included, as will the water damage sustained when putting it out. Acts of nature like floods and quakes are frequently excluded.

  • What is relocation protection in a renters' insurance plan in the District of Columbia?

    In the District of Columbia, renters' insurance with relocation protection reimburses policyholders who are forced to vacate their homes due to inhabitability issues. This coverage helps renters defray the expenses of finding and renting a new place to live.

  • If a renter in the District of Columbia frequently has guests over, why is it good to have renters' insurance?

    Renters in the District of Columbia should consider obtaining renters' insurance if they regularly host guests. This coverage can shield them from financial liability if a guest sustains an injury while on their property. The renters' insurance policy would cover the medical expenses, rather than the tenant having to bear the costs personally.