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2024

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Best Renter's Insurance Companies in Waterbury, CT

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waterbury Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

33Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4 Brookdale St, Wolcott, CT 06716
WebsiteLicense: 2340211

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (3)

Why choose this provider?

Wolcott Insurance Group, LLC, is an independent agency that caters to the needs of individuals and families in Waterbury and neighboring locations. It provides clients with renters' insurance products, which typically cover personal belongings, liability, and moving expenses. The agency, which represents multiple insurance carriers, such as Progressive, MetLife, and National General Insurance, also handles home, auto, life, and commercial insurance. Wolcott Insurance Group believes that redesigning ideas can only be good if it helps its clients.

  • Multiple Policy Types

22 Park Place, Naugatuck, CT 06770
WebsiteLicense: 002444097

Expertise.com Rating

Review Sources

Google
4.8 (52)
Facebook
4.6 (13)
Yelp
5.0 (3)

Why choose this provider?

John McCormack is an insurance professional who has been working at State Farm since 2006. He caters to individuals, families, and businesses in Waterbury and the surrounding areas. He offers renters' insurance products, covering losses from accidents, malicious mischief, and weather impacts. The agent also carries commercial auto, health, liability umbrella, life, and workers' compensation insurance plans. McCormack stays involved in the community by being a member of the Naugatuck Chamber of Commerce and the Naugatuck Rotary Club.

  • Home and Auto Insurance

350 Center Rock Green Ste. 1, Oxford, CT 06478
WebsiteLicense: 928732

Expertise.com Rating

Review Sources

Google
5.0 (146)
Facebook
4.9 (32)

Why choose this provider?

Rose Insurance assists customers in Waterbury and the nearby areas. The insurance company provides insurance to clients renting a house or an apartment. Its renter's policies cover medical expenses, personal liability, property damage, and living expenses. The company's list of other insurance policies includes life, business, and auto insurance. Specialty programs are available for businesses. This family-owned business has over 150 years of combined experience and has been in operation for over five decades.

  • Multiple Carriers
  • Multiple Policy Types

60 Waterbury Road, Unit #2C, Prospect, CT 06712
WebsiteLicense: 925528

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (6)

Why choose this provider?

Since 1980, Hughes Insurance has been helping the residents of Waterbury and the surrounding areas understand their policy coverage. Its offerings include renters' insurance for people who need to protect their family and personal properties. The policy, which applies even when the insured are away from their homes, would cover the full replacement cost of items damaged or stolen without deduction for depreciation. For renters with valuable items such as antiques and collectibles, Hughes Insurance offers a Valuable Articles option.

  • Multiple Policy Types

713 Main Street, Watertown, CT 06795
WebsiteLicense: 2447099

Expertise.com Rating

Review Sources

Google
4.9 (43)
Facebook
5.0 (13)

Why choose this provider?

Jacinto Evangelista is an insurance agent of State Farm serving clients in Waterbury. He offers homeowners' and renters' insurance, as well as other insurance products for auto, property, and business. Life and health insurance policies are also available. He provides insurance quotes and financial reviews to a wide range of client bases. He is also licensed in New York. State Farm aims to help people manage the risks in life and recover from unexpected circumstances through its insurance products.

  • Multiple Policy Types

530 Middlebury Road, Ste, 103B, Middlebury, CT 06762
WebsiteLicense: 2315586

Expertise.com Rating

Review Sources

Google
5.0 (123)
Facebook
4.6 (13)

Why choose this provider?

Marta Nerin is a State Farm Insurance agent who provides a wide variety of products that includes renters' insurance to clients in Waterbury. The renters' insurance covers personal property from incidents such as fire, smoke, water, wind, theft, or vandalism. Marta has over 12 years of experience as an insurance agent. Her office serves as a one-stop-shop for clients' insurance and financial services needs. She can communicate with customers in English, Polish, Spanish, Portuguese, and German.

  • Multiple Policy Types

29 Haviland St., Norwalk, CT 06854
WebsiteLicense: 281704

Expertise.com Rating

Review Sources

Google
4.8 (129)

Why choose this provider?

John M. Glover Insurance Agency provides insurance products and services that include renters' insurance to clients in Waterbury. It offers property tenants a wide range of policy options that can cover fire & smoke damage, water damage, theft and burglary, third-party property damage, and injuries to visitors. Its team of insurance agents assists clients in determining the level of protection they need and choosing the best insurance solution. The firm offers insurance policies from major brands, including AIG, Berkshire Hathaway, MetLife, and Kemper.

  • Multiple Policy Types
  • Home and Auto Insurance

211 Schraffts Drive, Waterbury, CT 06705
WebsiteLicense: 697480

Expertise.com Rating

Review Sources

Google
4.5 (11)

Why choose this provider?

CDR Insurance Group, Inc., is a veteran-owned and operated local agency serving the Waterbury community. For over 20 years, it has been offering renters' insurance coverage options to help individuals and families in protecting their personal property. The policy can include Actual Cash Value (ACV) or replacement costs for items that were damaged or stolen, liability coverage, and benefits from the loss of use situations. The agency also provides financial services, covering annuities, mutual funds, and retirement plans.

  • Multiple Carriers

48 Meriden RD, Waterbury, CT 06705
WebsiteLicense: 2246037

Expertise.com Rating

Review Sources

Google
4.9 (72)
Facebook
5.0 (30)

Why choose this provider?

American Financial Solutions, LLC, is an independent insurance agency based in Waterbury. It offers personal and commercial insurance products, ranging from renters' insurance with added coverage for personal belongings to commercial automobile and property insurance covering damage and loss of use. Its insurance agents shop for these products from an array of carriers, providing clients with coverage comparisons to assist them in choosing a plan suited to their circumstances. The agency has been in business since 2000.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Wolcott Insurance Group, LLC
4 Brookdale St, Wolcott, CT 06716
John McCormack
22 Park Place, Naugatuck, CT 06770
Rose Insurance
350 Center Rock Green Ste. 1, Oxford, CT 06478
Hughes Insurance
60 Waterbury Road, Unit #2C, Prospect, CT 06712
Jacinto Evangelista
713 Main Street, Watertown, CT 06795
Marta Nerin
530 Middlebury Road, Ste, 103B, Middlebury, CT 06762
John M. Glover Insurance Agency
29 Haviland St., Norwalk, CT 06854
CDR Insurance Group, Inc.
211 Schraffts Drive, Waterbury, CT 06705
American Financial Solutions, LLC
48 Meriden RD, Waterbury, CT 06705

FAQs

  • What are the factors that determine the cost of renters' insurance in Waterbury?

    The zip code and location of the rental property are influencing factors in renters' insurance rates in Waterbury. The chosen deductible and coverage type also affect the cost. In addition, when calculating renters insurance rates, insurance companies take into account personal factors such as age, marital status, and credit score.

  • Can Waterbury renters' insurance protect your property from wind and hail damage?

    Yes, hail and windstorm damage are covered by Waterbury renters insurance. Furthermore, basic renters insurance can reimburse you up to the policy limit for property loss caused by unfortunate events such as volcanic eruptions, smoke, vandalism, and falling objects. Renters' insurance also covers water heating system damage, electrical appliance short circuits, and steam leaks.

  • Does Waterbury renters' insurance cover personal property that is not kept at the insured's residence?

    Yes, renters' insurance covers items damaged or stolen outside of your rental property. For example, suppose you brought your laptop with you on vacation and it was stolen during the trip. If your laptop is one of the insured items under your policy, you can still file a claim for a replacement cash value.

  • How can loss-of-use coverage become helpful in a Waterbury renters' insurance policy?

    The loss-of-use coverage, also referred to as additional living expenses, becomes valuable when a rental property in Waterbury is declared uninhabitable due to natural disasters such as fire or storms. During the repair period, this coverage assists in covering expenses for temporary housing, meals, and transportation. Additionally, reimbursement is possible if the temporary accommodation lacks a kitchen, necessitating dining out.

  • Can your landlord force you to get renters' insurance in Waterbury?

    Because Connecticut's landlord-tenant laws allow both parties to set their own rules, some landlords in Waterbury require prospective tenants to purchase renters insurance before leasing the property. They even imposed penalties for those who did not comply. The good news is that you have the option to refuse or negotiate the lease terms.

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