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Best Renters Insurance Companies in Hartford, CT

Our Recommended Top 7

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Hartford renters insurance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Renters Insurance Companies Serving Hartford
703 Hebron Avenue, Glastonbury, CT 06033
Visit WebsiteLicense: 2382175

Expertise.com Rating

Review Sources

Google
5.0 (103)
Facebook
5.0 (8)

Why choose this provider?

Adion Financial Group is an insurance agency that provides various services to clients in Hartford and the surrounding areas. It works with multiple carriers such as MetLife, Safeco, Progressive, and Chubb. It offers a wide range of products which include renters, homeowners, life, workers' compensation, general liability, and group health insurance. Renters' insurance will cover the client's personal property, protecting it from damages or theft. It may also include the protection from liability in case of accident or bodily injuries.

  • Multiple Policy Types
  • Multiple Carriers

Best Renters Insurance Companies Serving Hartford
433 South Main Street, West Hartford, CT 06110
Visit WebsiteLicense: 89600

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (5)

Why choose this provider?

Established in 1964, Thomas Fahy Insurance Associates is an independent insurance agency that offers renters' insurance in the Hartford area. A renters' insurance plan covers personal property in apartments, as well as the home's contents and property damage liability. The company also carries homeowners' insurance, life insurance, and health insurance. It represents various insurance carriers, such as Liberty Mutual Insurance, Progressive Insurance, and Travelers. Thomas Fahy Insurance Associates provides loss prevention and safety programs, risk management, and risk analysis evaluations.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Hartford
112 Market Square, Newington, CT 06111
Visit WebsiteLicense: 160715

Expertise.com Rating

Review Sources

Google
4.6 (29)
Facebook
4.4 (15)

Why choose this provider?

Founded in 1977, Connecticut Insurance Exchange is a privately held insurance agency that caters to businesses, families, and individuals in Hartford and the surrounding communities. It assists clients in evaluating their rental properties and matching them with the renters' or homeowners' insurance policy that suits their needs and situation. It also offers umbrella, travel, pet, auto, and life insurance policies. For businesses, it takes care of the insurance coverages for electricians, plumbers, manufacturers, accountants, landscapers, and contractors.

  • Multiple Carriers
  • Multiple Policy Types

Best Renters Insurance Companies Serving Hartford
800 Cottage Grove Road, Bloomfield, CT 06002
Visit WebsiteLicense: 2596362

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (2)

Why choose this provider?

Serving the Hartford area, Spectrum Insurance is a provider of various insurance policies, including renters' insurance. This policy compensates policyholders for damaged or lost items due to unexpected events, such as theft or fire. It also includes liability coverage for damages caused by renters. The agency represents diverse carriers, such as MetLife, Safeco Insurance, Bunker Hill Home Insurance, and UPC Insurance. Mark Castelhano, the CEO of Spectrum Insurance, has been working as a full-time insurance agent since 2007.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Hartford
336 Main Street, Cromwell, CT 06416
Visit WebsiteLicense: 2520087

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

Founded in 1956, Comstock Insurance Agency serves residents and businesses in Hartford. This insurance firm offers an array of risk management strategies, including homeowners' and renters' insurance as well as health and life insurance. It also provides business policies, such as construction insurance. The Cromwell-based brokerage works with more than 15 insurance providers to help connect clients with various programs that match their needs. Its owner, Skip Comstock, has been in the insurance industry for more than 35 years.

  • Multiple Policy Types
  • Multiple Carriers

Best Renters Insurance Companies Serving Hartford
842 Silas Deane Highway, Wethersfield, CT 06109
Visit WebsiteLicense: 529600

Expertise.com Rating

Review Sources

Facebook
4.7 (36)
Google
5.0 (34)
Yelp
5.0 (1)

Why choose this provider?

Marcus Insurance is an independent insurance agency located in Hartford. The company provides comprehensive renters' insurance for apartment-dwellers and home renters to protect their assets and personal belongings damaged or destroyed by fire and other unforeseen events. A renters' insurance policy provides personal property and liability coverage that pays for repair and replacement costs. Established in 1941, the firm has now grown with relationships with multiple insurance companies and provides a wide variety of personal, business, and life & health insurance.

  • Multiple Policy Types

Best Renters Insurance Companies Serving Hartford
698 Hartford Road, Manchester, CT 06040
Visit WebsiteLicense: 002455521

Expertise.com Rating

Review Sources

Google
5.0 (152)

Why choose this provider?

Ashlee Moore is an insurance agent providing State Farm insurance products to residents of the Hartford community and surrounding areas. Ashlee, who started her State Farm career by working at her father's agency, provides insurance products like renters' or apartment insurance as well as auto, home, property, pet, life, and health policies. She also assists small business owners with commercial insurance products. Ashlee has been with State Farm since 2014 and opened her Manchester-based office in 2017.

  • Multiple Policy Types

Compare our Top Renters Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Adion Financial Group
703 Hebron Avenue, Glastonbury, CT 06033
Thomas Fahy Insurance Associates
433 South Main Street, West Hartford, CT 06110
Connecticut Insurance Exchange, Ltd
112 Market Square, Newington, CT 06111
Spectrum Insurance
800 Cottage Grove Road, Bloomfield, CT 06002
Comstock Insurance Agency
336 Main Street, Cromwell, CT 06416
Marcus Insurance
842 Silas Deane Highway, Wethersfield, CT 06109
Ashlee Moore
698 Hartford Road, Manchester, CT 06040

Hartford, CT Renters Insurance FAQs

  • Can your renters' insurance in Hartford cover your damaged items resulting from a fire?

    Yes, a fire will cover any damage under your Hartford renters' insurance. Your renters' insurance's personal property coverage may be able to pay for the repair and replacement of damaged personal valuables, for instance, if a fire destroyed your furniture, clothing, appliances, and other belongings. Renters' insurance can protect you from out-of-pocket expenses.

  • Is renters' insurance mandatory in Hartford?

    No, renters' insurance is not required in Hartford. Families and individuals leasing a home are not required to have one unless their landlords require it. Landlords are permitted to require this type of insurance. In some cases, landlords require tenants to provide proof of renters' insurance as part of the lease agreement.

  • Can policyholders reduce the cost of their renters' insurance in Hartford?

    Yes, policyholders in Hartford can lower the cost of their renters' insurance. They can save money by combining renters' insurance with other products such as auto and pet insurance. They can also increase their deductibles or lower their coverage limits to reduce their renters' insurance premiums. However, lowering the coverage limit may not provide enough protection if something unfortunate occurs.

  • What is the average cost of renters' insurance in Hartford?

    Renters' insurance in Hartford costs an average of $272 per year. The rate is based on personal property coverage of $40,000, liability coverage of $100,000, and a $1,000 deductible. The value of the tenant's personal belongings and the type of insurance coverage continue to affect insurance rates.

  • How do you file a renters' insurance claim in Hartford?

    If you want to file a renters' insurance claim in Hartford, you must first contact your insurance company or agent. You must describe the incident in detail. A claim for renters' insurance should be filed as soon as possible after the incident. You can expedite the claim process by providing a detailed inventory of your damaged property.