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Best Renter's Insurance Companies in Thornton, CO

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Thornton Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

53Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12520 Eastlake Drive, Thornton, CO 80241
WebsiteLicense: 285451

Expertise.com Rating

Review Sources

Facebook
4.0 (125)
Google
4.0 (95)
Yelp
3.0 (2)

Why choose this provider?

Headquartered in Thornton, Horizons Insurance, Inc, is an insurance agency that provides insurance services to residents and businesses in the area and the rest of Colorado. It carries renters’ insurance plans that can cover personal items like computers, furniture, clothing, and even beddings in cases of fire, smoke damage, or destruction from unforeseen events. In addition to insurance plans, it also helps clients fix their credit scores. Horizons Insurance has been providing insurance services to communities since 1997.

  • Multiple Policy Types

81 West 84th Avenue, Denver, CO 80260
WebsiteLicense: 33109

Expertise.com Rating

Review Sources

Google
4.5 (61)

Why choose this provider?

Medina Seguros Insurance has been serving the residents of Thornton and nearby communities for over 30 years. Its team of agents helps renters find and obtain the right insurance coverages that protect their personal properties and lifestyles while renting. The company also offers a broad range of insurance products and services, including homeowners' insurance, auto insurance, and health insurance, as well as policies under commercial insurance lines. Its offices also provide mortgage loaning and notary services.

  • Multiple Policy Types

11150 Huron Street, Northglenn, CO 80234
WebsiteLicense: 509180

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
4.8 (1)

Why choose this provider?

Chris Eiseman is an insurance agent who has been with State Farm since 2015. He caters to individuals, families, and businesses in Thornton and the surrounding areas. He offers renters' insurance policies, covering fire damage, loss of use, theft, and weather impacts. He also provides home and property, health, life, pet, and small business insurance plans. Chris holds a CLU designation. Besides being an insurance professional, the Colorado native has a passion for motorcycles.

  • Multiple Policy Types

2090 East 104th Avenue, Thornton, CO 80233
WebsiteLicense: 195613

Expertise.com Rating

Review Sources

Google
4.0 (40)
Yelp
5.0 (3)

Why choose this provider?

Affordable American Insurance is an independent agency in the Thornton area that provides coverage for rental properties and homes. Meanwhile, its auto insurance products cover damages from accidents, theft, and fire. The company also offers life and health insurance plans, as well as risk management solutions for boats, motor homes, and ATVs. Insurance coverage for small businesses and workers' compensation are also available. It works with different insurance partners, such as American Modern, Travelers, and Safeco Insurance.

  • Multiple Carriers

7100 Broadway, Denver, CO 80221
WebsiteLicense: 593752

Expertise.com Rating

Review Sources

Facebook
4.0 (48)
Google
4.0 (12)

Why choose this provider?

Foothills Insurance Agency is a personal and commercial insurance company serving clients in Thornton. The agency provides renters' insurance to individuals and families residing in a rented house, apartment, or condominium. Its policies cover the loss and damage of the policyholder's personal belongings, such as clothing, furniture, electrical appliances, and other goods. Its insurance plans also protect the insured against personal liability for bodily injury incurred by another person. Foothills Insurance Agency has been delivering insurance solutions since 1997.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Horizons Insurance, Inc
12520 Eastlake Drive, Thornton, CO 80241
Medina Seguros Insurance
81 West 84th Avenue, Denver, CO 80260
Chris Eiseman
11150 Huron Street, Northglenn, CO 80234
Affordable American Insurance
2090 East 104th Avenue, Thornton, CO 80233
Foothills Insurance
7100 Broadway, Denver, CO 80221

FAQs

  • If your rental unit becomes flooded due to weather-related incidents in Thornton, will your renters' insurance cover the losses?

    No. Flood damage due to weather-related incidents in Thornton is typically not covered by your standard renters' insurance policy. You may get separate flood insurance coverage through the National Flood Insurance Program of FEMA or through private insurance providers. However, a flood insurance policy has a 30-day waiting period before coverage starts.

  • Will your Thornton renters' insurance cover temporary housing if your rental property is damaged by fire?

    Yes. If your rental unit in Thornton suffers fire damage, your renters' insurance will typically cover losses to your personal property and any medical treatment. Additionally, you may be provided with loss of use coverage, which will cover expenses at a temporary shelter such as a hotel or another apartment.

  • Would your personal belongings continue to be protected by your Thornton renters' insurance if you took a vacation in another state?

    Yes. Your personal belongings will still be covered by your renters' insurance policy in Thornton even if you travel to another state for vacation, as long as the cause is due to a covered peril. Your renters insurance comes with liability coverage that extends beyond the confines of your rental unit, so regardless of your location, you will be covered if you are found liable for the injury of another person.

  • Will your renters' insurance policy cover the equipment you use for your home business in Thornton?

    Personal equipment you use for business purposes in Thornton will still be considered personal property and will be covered within your personal property coverage. However, personal property coverage has its limits and may not be able to cover the total cost of expensive business equipment and business liabilities. You may contact your insurance provider to inquire about add-ons to cover any business-related property losses.

  • Are there any differences between an actual cash value and replacement cost coverage in Thornton?

    Yes, there are differences between actual cash and replacement cost coverages in Thornton. It is cheaper to purchase actual cost coverage because it takes depreciation into account. For replacement cost coverage, you will receive the original value of your damaged personal belongings without any depreciation value.

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