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2024

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Best Renter's Insurance Companies in Lakewood, CO

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakewood Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

40Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10881 West Asbury Avenue, Lakewood, CO 80227
WebsiteLicense: 626029

Expertise.com Rating

Review Sources

Google
4.0 (47)
Facebook
1.0 (2)

Why choose this provider?

Asset Protection Services of Colorado is an insurance agency that provides renters' insurance in Lakewood. It covers personal property replacement costs, accidental damage caused to someone else's property, personal liabilities, and medical payments. Additionally, the company offers homeowners', condo, and landlord insurance. It also assists clients in finding auto, life, and business insurance that fit their needs. Asset Protection Services of Colorado supports charities such as Wish for Wheels, Trips for Kids, Treasure House of Hope, and Sam Sandos Christmas Basket.

  • Multiple Policy Types

3360 South Wadsworth Boulevard, Lakewood, CO 80227
WebsiteLicense: 101332

Expertise.com Rating

Review Sources

Google
4.0 (18)
Yelp
3.5 (3)

Why choose this provider?

Danny Barrera is an agent who provides renters' insurance and other insurance policies to clients in Lakewood and the surrounding areas. He helps renters cover losses from accidents, weather impacts, loss of use, and malicious mischief. He carries other insurance products such as auto, home, business, life, pet, and health. He also supports clients in handling financial requirements for banking, annuities, and mutual funds. Barrera operates through State Farm and assists Spanish-speaking clients.

  • Multiple Policy Types

1105 South Wadsworth Boulevard, Lakewood, CO 80232
WebsiteLicense: 630005

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (9)
Yelp
3.0 (2)

Why choose this provider?

L. A. Insurance has been in the insurance business since 2007. The company serves clients in Lakewood, Arvada, Aurora, Colorado Springs, and Longmont. The company provides clients with a variety of insurance products from different carriers. It specializes in home, RV, and car insurance policies. It also offers mobile home and renters' insurance. Its professionals also help clients with policy planning. L. A. Insurance has multiple office locations, and its agents are fluent in Spanish.

  • Multiple Policy Types

7165 West Colfax Avenue, Lakewood, CO 80214
WebsiteLicense: 252544

Expertise.com Rating

Review Sources

Google
4.0 (37)
Facebook
3.9 (7)
Yelp
5.0 (1)

Why choose this provider?

Premier Group Insurance is an independent insurance agency that serves Lakewood and the surrounding areas. Offering renters' insurance, the agency provides clients with a diverse range of policy options to choose from. As a locally owned company, it has the capacity to tailor insurance policies according to the client's needs. Its insurance advisors shop for policies depending on the client's preferred coverage, whether it includes break-ins, natural disasters, or injuries that occur on their rented property.

  • Multiple Policy Types

1970 Kipling Street, Lakewood, CO 80215
WebsiteLicense: 80807

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Associated Agents Insurance based in Lakewood is a third-generation insurance agency that offers a full range of insurance products. These include home, renters', auto, personal coverage, and business insurance for small to large commercial businesses. It provides coverage for rental properties, condos, and townhomes, protecting against floods, hailstorms, and wildfires. Its auto insurance covers classic cars, motorcycles, motor-homes, RVs, golf carts, and ATVs. The company has been active since 1946 and represents dozens of insurance providers.

  • Multiple Policy Types

8805 West 14th Avenue, Lakewood, CO 80215
WebsiteLicense: 570498

Expertise.com Rating

Review Sources

Google
4.0 (48)
Facebook
5.0 (10)
Yelp
4.5 (3)

Why choose this provider?

Great North is a full-service insurance company that has served communities in the Lakewood area. It offers renters' insurance with possessions and losses coverage for individuals, families, and businesses. Under the leadership of its founder, Michael Haberman, its team of agents assists clients in identifying which policy is suitable to their budget and unique requirements. They also provide home insurance, car insurance, life insurance, and specialty insurance in partnership with several insurance carriers.

  • Multiple Policy Types

7220 West Jefferson Avenue, Denver, CO 80235
WebsiteLicense: 1826

Expertise.com Rating

Review Sources

Facebook
4.5 (8)
Google
4.0 (4)

Why choose this provider?

Best Buy Insurance is an independent brokerage offering renters' insurance options in the Lakewood area. With over 40 years of industry experience, the business has access to multiple insurance carriers, such as Bristol West, Liberty Mutual, Progressive, The Hartford, Travelers, and Safeco. The company's agents score renters insurance and rental home or condo programs that align with clients' needs. They also set up evening or weekend appointments upon the request of potential clients. Other available insurance products cover auto, businesses, and homes.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Asset Protection Services of Colorado
10881 West Asbury Avenue, Lakewood, CO 80227
Danny Barrera
3360 South Wadsworth Boulevard, Lakewood, CO 80227
L.A..insurance
1105 South Wadsworth Boulevard, Lakewood, CO 80232
Premier Group Insurance
7165 West Colfax Avenue, Lakewood, CO 80214
Associated Agents Insurance
1970 Kipling Street, Lakewood, CO 80215
Great North
8805 West 14th Avenue, Lakewood, CO 80215
Best Buy Insurance
7220 West Jefferson Avenue, Denver, CO 80235

FAQs

  • Is renters' insurance necessary for residents in Lakewood?

    To safeguard their possessions against loss, fires, and specific kinds of water damage, tenants in Lakewood are encouraged to obtain renters' insurance. While personal things might not be covered by a landlord's policy, renters' insurance might aid with additional living expenses and liability coverage if someone is hurt in the rental property.

  • Can landlords in Lakewood legally force tenants to get renters' insurance?

    Landlords in Lakewood may stipulate renters' insurance in their lease agreements. If a tenant demonstrates coverage through another insurance policy, this requirement might be waived. Absent a lease mandate, landlords cannot compel renters' insurance, yet tenants should consider it prudent to acquire a policy to protect against potential personal property damages.

  • What are the differences between "named peril" and "open peril" renters' insurance for Lakewood residents?

    "Named peril" renters' insurance in Lakewood protects personal belongings from particular occurrences like theft or fire; the policyholder bears the burden of demonstrating the loss. On the other hand, "open peril" insurance offers broader coverage at a higher cost and covers reasons not specifically excluded. The insurer is responsible for proving exclusions.

  • What basic steps should a Lakewood resident take to file a renters' insurance claim?

    When Lakewood renters need to file a claim, they should immediately contact their insurance providers. It's crucial to document the damage by taking photographs, preserving all damaged items for inspection, and gathering receipts for affected items. Creating a detailed list of expenses incurred due to the loss is also essential. Avoid making major repairs or cleaning up until instructed by the insurance company.

  • What liability coverage does renters' insurance provide to Lakewood residents?

    Renters' insurance in Lakewood covers residents against certain bodily injury and property damage liabilities, including legal defense costs in case of a lawsuit after a covered incident, within the chosen policy limits. Additionally, policyholders may opt for medical payments coverage, which pays for a visitor's medical expenses resulting from an injury at the policyholder's home, regardless of who is at fault. Various coverage limits are available for selection.

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