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2024

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Best Renter's Insurance Companies in Boulder, CO

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boulder Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

27Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2342 Broadway Street, Boulder, CO 80304
WebsiteLicense: 505561

Expertise.com Rating

Review Sources

Google
4.9 (192)
Yelp
4.3 (6)
Facebook
5.0 (5)

Why choose this provider?

Robert Erben is a State Farm agent serving individuals and families in Boulder and the surrounding communities. He offers a wide selection of products, such as renters', homeowners', condo, life, health, and auto insurance. Erben also assists small businesses by providing commercial insurance options. He helps clients manage the risks of every day and recover from the unexpected. Erben also obtained memberships for the Boulder and Longmont Chamber of Commerce. He and his staff members can communicate in Spanish.

  • Home and Auto Insurance

1079 S. Hover St, Suite 200-44, Longmont, CO 80501
WebsiteLicense: 472088

Expertise.com Rating

Review Sources

Google
5.0 (41)
Facebook
5.0 (13)

Why choose this provider?

Bassett Insurance Group addresses the insurance needs of individuals and businesses in Boulder and its surrounding areas. Its renters' insurance policies cover the clients' belongings from theft and damage. The policy also includes financial coverage if someone was injured while on the renter's property. Bassett Insurance Group's other insurance products include motorcycle, classic car, boat, home, and landlord insurance. The agency has also teamed up with Safeco Insurance to provide clients with 24-hour access to its services.

  • Multiple Policy Types

190 Arapahoe Ave., Boulder, CO 80302
WebsiteLicense: 94447

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

8Z Insurance provides financial investment solutions to families and individuals in the Boulder metro. It carries a wide range of personal lines of insurance, which includes renters' insurance policies. The company helps tenants secure reimbursements for medical expenses and damaged or lost personal items due to unforeseen events, such as natural disasters, vandalism, and theft. It also offers life, flood, umbrella, condominium, and auto insurance. 8Z Insurance has been in the industry for more than two decades.

  • Multiple Policy Types
  • Home and Auto Insurance

1722 14th Street Suite 110, Boulder, CO 80302
WebsiteLicense: 445332

Expertise.com Rating

Review Sources

Google
5.0 (73)
Yelp
5.0 (21)
Facebook
4.6 (19)

Why choose this provider?

Joe Chrisman is an insurance agent who serves families and individuals in Boulder. He is a third-generation State Farm agent, providing a wide range of products, such as life, health, auto, home, and business insurance. Chrisman also specializes in renters' insurance, providing liability coverage to the client's personal properties, such as clothes, TVs, bicycles, and furniture while renting. He holds several designations, such as CPCU, ChFC, and CLU. Chrisman is a consistent qualifier for the Ambassador Club and Chairman's Circle Award.

  • Multiple Policy Types

2701 Iris Ave, Suite N, Boulder, CO 80304
WebsiteLicense: 120727

Expertise.com Rating

Review Sources

Google
4.8 (83)
Yelp
4.0 (8)
Facebook
5.0 (6)

Why choose this provider?

Lezlie Leier owns and operates a State Farm insurance agency serving clients in and around Boulder. Her firm provides a wide range of insurance products for individuals and families who need protection for their properties. She writes renters' policies that cover the personal belongings of the policyholders, such as clothing, appliances, and furniture. Clients may also opt to combine the purchase of their renters and auto policies. The agency's team is composed of eight professional members with over 100 years of combined experience.

  • Multiple Policy Types
  • Home and Auto Insurance

190 Arapahoe Ave, Boulder, CO 80302
WebsiteLicense: 94447

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Gregory Naber is a local Farmers Insurance agent serving individuals and families in the Boulder metro and its surrounding areas. He has been with the company for over 18 years. Naber and his team assist clients with renters’ insurance. This product protects a tenant and their belongings in the event of a fire, theft, and other unexpected disasters. This also covers the policyholder’s living expenses and medical bills in the event of an injury.

  • Home and Auto Insurance

5360 Arapahoe Ave Ste D, Boulder, CO 80303
WebsiteLicense: 45766

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Rick Baker Insurance is a locally operated business serving individuals and families in the Boulder metro. It provides an array of insurance products, which include renters' policies. The independent company offers personal property, liability, and additional living expense coverages to protect tenants from financial losses caused by unforeseen events like theft and natural disasters. Its renters' insurance plans cover policyholders' medical expenses and personal items like clothing and furniture. Rich Baker, the agency's current owner, started his insurance career in 1984.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Robert Erben
2342 Broadway Street, Boulder, CO 80304
Bassett Insurance Group
1079 S. Hover St, Suite 200-44, Longmont, CO 80501
8Z Insurance
190 Arapahoe Ave., Boulder, CO 80302
Joe Chrisman
1722 14th Street Suite 110, Boulder, CO 80302
Lezlie Leier
2701 Iris Ave, Suite N, Boulder, CO 80304
Gregory Naber
190 Arapahoe Ave, Boulder, CO 80302
Rick Baker Insurance
5360 Arapahoe Ave Ste D, Boulder, CO 80303

FAQs

  • What does a basic renters' insurance policy in Boulder cover?

    Renters’ insurance in Boulder typically comes with personal property, liability, and loss of use coverage. Personal property coverage pays for the repair or replacement of stolen and damaged personal belongings like appliances lost in a fire. Liability coverage helps pay for accidental damage you caused on others’ property and medical expenses when somebody gets injured on your rented property. Loss of use coverage reimburses additional living expenses like hotel bills when you have to move out of a damaged rental.

  • Will your college kid’s renters’ insurance policy in Boulder cover belongings they bring during school trips abroad?

    Most renters’ insurance companies catering to students in Boulder cover personal belongings brought outside the rented dorm, apartment, or campus premises. The policy also protects the college kid’s belongings while traveling abroad for a school trip or vacation during the semester break. Some insurers provide coverage for items the student has left at home.

  • What does it mean if the renters’ insurance you are buying in Boulder has “named peril” or “open peril” coverage?

    A renters’ insurance policy with named peril coverage will pay for losses caused by perils that are specifically listed in the policy. If the policy you are buying in Boulder indicates the perils of fire, theft, and vandalism, you can only make a claim if your belongings were damaged or stolen during these events. On the contrary, an open peril policy will cover all claims except those resulting from perils listed as excluded. Open peril policies usually give you more coverage.

  • Which perils are commonly excluded from renters’ insurance policies in Boulder?

    Generally, a renters' insurance policy in Boulder will not cover losses resulting from floods, earthquakes, and pests. It will not cover intentional damage or your roommate’s belongings. The policy's liability coverage excludes damage or injury caused by certain dog breeds. Also, note that while renters’ insurance offers protection for art, collectibles, and jewelry, coverage is usually limited for expensive items like these. You can buy a rider that will reimburse the full value of expensive belongings in case of loss.

  • If you move some personal belongings into a storage unit in Boulder, are those items still covered by your renters’ insurance policy?

    Yes. Renters’ insurance coverage extends to your belongings outside the rented property. Some insurers in Boulder put limitations as to how much you can reimburse for items damaged or lost while outside your residence. It can be a specific amount or a percentage of the policy’s personal belongings coverage. It's important to take an inventory of your belongings in the storage unit with photos/videos. This can serve as proof when you need to make a claim.

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