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2024

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Best Renter's Insurance Companies in Visalia, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Visalia Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

33Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1624 East Caldwell Avenue, Visalia, CA 93292
WebsiteLicense: 0E75916

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Mitchell Insurance Services is an independent agency that provides services to families and businesses in the Visalia metro. It offers renters' insurance, which includes actual cash value and replacement cost coverages. These renters' insurance policies can protect policyholders from financial losses caused by property damages. In addition, the company helps clients acquire other personal and business plans, such as homeowners', flood, auto, BOP, equipment, and errors and omissions insurance. Mitchell Insurance Services has been in business for nearly 15 years.

  • Multiple Carriers
  • Multiple Policy Types

4951 East Kings Canyon Road, Fresno, CA 93727
WebsiteLicense: 0F89850

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Sunland Insurance Services is an independent agency serving the Visalia metro and its surrounding communities. Its team of agents helps renters find and access a broad range of renters' insurance policies that cover their personal property and protect them from personal injury or property damage claims. It has a wide network of insurance policies, giving renters personalized and flexible options when it comes to their insurance coverages and premiums. The company also has a roster of insurance products and services that cover auto, home, and commercial insurance lines.

  • Multiple Policy Types

5139 West Goshen Avenue, Visalia, CA 93291
WebsiteLicense: 0E03683

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Serving clients in Visalia, Mike Harrell is an insurance agent at State Farm. He provides options like renters', homeowners', and condo insurance. In addition, he offers policies for properties, automobiles, businesses, pets, life, and health. Also available are workers’ compensation and professional liability coverages. His other products include banking services and mutual funds. Harrell has been working with State Farm since 1998 and he heads his own team of agents through the Mike Harrell State Farm Agency.

525 West Main Street, Visalia, CA 93291
WebsiteLicense: 0L36401

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (1)

Why choose this provider?

Modern Edge Insurance Brokers, Inc, is an insurance agency that covers Visalia and the neighboring communities. It offers a range of personal insurance products, including renters', home, auto, and life insurance. Its business lines include insurance for commercial auto and property, workers' compensation, professional liability, and group health. Modern Edge Insurance Brokers is a multi-line insurance brokerage that offers policies through various insurance carriers. One of the clients commended the company for being honest and knowledgeable about the products it sells.

  • Multiple Carriers
  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mitchell Insurance Services
1624 East Caldwell Avenue, Visalia, CA 93292
Sunland Insurance Services
4951 East Kings Canyon Road, Fresno, CA 93727
Navo Financial Inc.
2045 South Court Street, Visalia, CA 93277
Mike Harrell
5139 West Goshen Avenue, Visalia, CA 93291
Modern Edge Insurance Brokers, Inc
525 West Main Street, Visalia, CA 93291

FAQs

  • Is obtaining renters' insurance advisable for Visalia residents with minimal personal property?

    Yes, securing renters' insurance in Visalia is advisable, even for minimal possessions. The cost of replacing even basic items can exceed their current worth, particularly when they are outdated. Renters' insurance is not only affordable but also includes liability protection, covering residents up to the policy's limits in case of legal claims from injuries occurring in their rented space.

  • In the event of a fire or theft in Visalia, does a landlord's property insurance cover a tenant's personal belongings?

    No, a landlord's property insurance does not cover a tenant's personal belongings damaged or lost due to fire or theft incidents. Despite landlords being accountable for property maintenance, they are not responsible for tenant belongings in these situations. It's imperative for Visalia tenants to have personal renter's insurance to protect their possessions against unforeseen events.

  • What types of discounts can people in Visalia receive on renters' insurance policies?

    Renters in Visalia can often benefit from discounts on insurance policies similar to those for auto insurance. Insurers may offer reduced rates for seniors, bundling auto with renters' insurance, paying premiums upfront, and maintaining a credit score above 700. While some insurers give discounts for going paperless, modern, fully digitalized companies may offer competitive premiums without requiring a switch to paperless statements.

  • Does renters' insurance in Visalia cover personal property stored in vehicles or during travel?

    Yes, renters' insurance policies in Visalia extend beyond home contents, covering possessions in the car and while traveling. Although damage to the vehicle itself isn't covered, the policy can assist in replacing stolen items. Additionally, such insurance proves beneficial when traveling, as it can provide coverage beyond the limited amount airlines offer for lost belongings.

  • Are landlords in Visalia allowed to mandate renters' insurance for tenants?

    Yes, landlords in Visalia are permitted to require tenants to carry renters' insurance. The requirement must be made clear in the leasing agreement for it to be properly enforced. Merely depending on verbal agreements for renters' insurance often results in misunderstandings. Without a written clause, it is the landlord's responsibility to prove that tenants were informed about the necessity of renters' insurance.

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