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Best Renter's Insurance Companies in Tracy, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tracy Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

18 W 11th St, Tracy, CA 95376
WebsiteLicense: 0L46015 Rating

Review Sources

5.0 (27)
4.6 (9)
5.0 (5)

Why choose this provider?

Anderson Insurance offers a range of risk management solutions to residents and businesses in Tracy. It provides insurance coverage for renters, homeowners, and manufactured and mobile homes. Coverage for rural and high brush areas, renovations, and flooding is also available. Additionally, the agency offers life, health, and dental policies. Its automobile insurance includes coverage for ridesharing and classic cars. It works with different insurance carriers, such as Liberty Mutual, The Hartford, and Stillwater Insurance Group.

  • Multiple Carriers

1005 E. Pescadero Ave #167, Tracy, CA 95304
WebsiteLicense: 6002128 Rating

Review Sources

4.9 (15)

Why choose this provider?

Avantika's Insurance Agency is an independent brokerage catering to residents and businesses in Tracy. It offers renters' insurance, covering clients' personal possessions against theft, burglaries, natural disasters, and fires. Additionally, it provides life and health insurance and coverage for homeowners and automobiles. Avantika's works with different insurance carriers, like The Hartford and Safeco, to give clients a range of options that match their needs. Policy buyers can also utilize the premium comparison tool on the brokerage's website.

  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

2680 N. Tracy Blvd Ste 1, Tracy, CA 95377
WebsiteLicense: 0H58331 Rating

Review Sources

4.7 (24)

Why choose this provider?

TCS Insurance Brokers serves clients in Tracy and the neighboring communities. The insurance brokerage offers various coverages to help protect homeowners and tenants from unfortunate events. Its renters' insurance plans cover the policyholders' lost or damaged items and temporary location. Renters are also protected from lawsuits arising from accidents inside their rental properties. The firm's professionals guide its clients throughout the insurance process. TCS Insurance Brokers operates other branches in San Francisco Bay, Central Valley, Merced, and Redwood City.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Anderson Insurance
18 W 11th St, Tracy, CA 95376
Avantika's Insurance Agency
1005 E. Pescadero Ave #167, Tracy, CA 95304
Total Client Satisfaction Insurance Brokers
2680 N. Tracy Blvd Ste 1, Tracy, CA 95377


  • How much do Tracy residents pay for renters’ insurance per year?

    Individuals residing in Tracy pay an annual renters’ insurance premium ranging from $78.26 to $247.32. The pricing is based on the profile of a single, 20-year-old student without any filed claims in the past five years. This quote also includes coverage for $1,000 in medical payments and $5,000 in personal property.

  • Which typical coverage options are included in standard renters' insurance in Tracy?

    A standard renters' insurance policy in Tracy includes coverage for personal property and liability. Renters should assess the necessary coverage amount for safeguarding their belongings under personal property coverage. They also have the choice to include liability coverage, which shields them from potential risks should they cause property damage or bodily harm to other people.

  • What categories of tenants qualify for reduced rates on renters' insurance in Tracy?

    Those eligible for discounted renters' insurance rates in Tracy include older individuals who are deemed financially secure and lower-risk. Those with a credit score exceeding 700 frequently secure more favorable rates compared to individuals with lower credit scores. Individuals who choose paperless transactions can also qualify for discounts and competitive premiums.

  • What does renters' insurance in Tracy include and exclude in terms of events and personal items?

    Renters' insurance protects the personal belongings of Tracy residents from theft, vandalism, or fire-related losses. It also provides protection against damage resulting from explosions, windstorms, and plumbing-related water issues. However, this type of insurance does not extend coverage to floods, earthquakes, or regular wear and tear. To address these exceptions, renters can acquire separate policies for flood and earthquake damage.

  • Which personal belongings are not covered by standard renters’ insurance in Tracy?

    In Tracy, a standard renters' insurance policy does not cover high-value personal items like jewelry, artwork, and specialized computer or hobby equipment. Renters can choose to enhance coverage for items that go beyond the standard coverage limits by purchasing additional coverage or a separate policy, known as a "rider" or "floater," to fully cover these items.

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